Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Fixed Charges

($ In Millions)

Excluding Interest on Deposits:	Three Months Ended 6/30/2011		Six Months Ended 6/30/2011
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	84	$	159
One-Third of Rents, Net of Income from Subleases		7		13
Total Fixed Charges	$	91	$	172
Earnings:
Income Before Income Taxes	$	506	$	883
Fixed Charges		91		172
Total Earnings	$	597	$	1,055
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		6.58x		6.14x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	181	$	362
One-Third of Rents, Net of Income from Subleases		7		13
Total Fixed Charges	$	188	$	375
Earnings:
Income Before Income Taxes	$	506	$	883
Fixed Charges		188		375
Total Earnings	$	694	$	1,258
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		3.70x		3.35x