Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Fixed Charges

($ In Millions)

	Three Months Ended 3/31/2011
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	75
One-Third of Rents, Net of Income from Subleases		7
Total Fixed Charges	$	82
Earnings:
Income Before Income Taxes	$	377
Fixed Charges		82
Total Earnings	$	459
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		5.60x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	181
One-Third of Rents, Net of Income from Subleases		7
Total Fixed Charges	$	188
Earnings:
Income Before Income Taxes	$	377
Fixed Charges		188
Total Earnings	$	565
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		3.01x