Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Fixed Charges

($ In Millions)

	Three Months  Ended 9/30/2010		Nine Months  Ended 9/30/2010
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	73	$	222
One-Third of Rents, Net of Income from Subleases		7		20
Total Fixed Charges		80		242
Earnings:
Income Before Income Taxes	$	303	$	523
Fixed Charges		80		242
Total Earnings		383		765
Ratio of Earnings to Fixed Charges, Excluding
Interest On Deposits		4.78x		3.16x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	214	$	695
One-Third of Rents, Net of Income from Subleases		7		20
Total Fixed Charges	$	221	$	715
Earnings:
Income Before Income Taxes	$	303	$	523
Fixed Charges		221		715
Total Earnings	$	524	$	1,238
Ratio of Earnings to Fixed Charges, Including
Interest On Deposits		2.37x		1.73x