Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Fixed Charges

($ In Millions)

	Three Months Ended 6/30/2010		Six Months Ended 6/30/2010
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	73	$	148
One-Third of Rents, Net of Income from Subleases		7		13
Total Fixed Charges		80		161
Earnings:
Income Before Income Taxes	$	242	$	220
Fixed Charges		80		161
Total Earnings		322		381
Ratio of Earnings to Fixed Charges, Excluding
Interest On Deposits		4.02x		2.37x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	234	$	480
One-Third of Rents, Net of Income from Subleases		7		13
Total Fixed Charges	$	241	$	493
Earnings:
Income Before Income Taxes	$	242	$	220
Fixed Charges		241		493
Total Earnings	$	483	$	713
Ratio of Earnings to Fixed Charges, Including
Interest On Deposits		2.00x		1.45x