Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Fixed Charges

($ In Millions)

	Three Months Ended 3/31/2010
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	76
One-Third of Rents, Net of Income from Subleases		6
Total Fixed Charges	$	82
Earnings:
Loss Before Income Taxes	$	(22	)
Fixed Charges		82
Total Earnings	$	60
Ratio of Earnings to Fixed Charges, Excluding
Interest On Deposits		N/A	(a)
Coverage Deficiency	$	(22	)
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	247
One-Third of Rents, Net of Income from Subleases		6
Total Fixed Charges	$	253
Earnings:
Loss Before Income Taxes	$	(22	)
Fixed Charges		253
Total Earnings	$	231
Ratio of Earnings to Fixed Charges, Including
Interest On Deposits		NA	(a)
Coverage Deficiency	$	(22	)

(a) Earnings were inadequate to cover fixed charges by $22.