EX-12.2 4 dex122.htm COMPUTATION OF CONSOLIDATED RATIOS OF EARNINGS TO COMBINED FIXED CHARGES Computation of Consolidated Ratios of Earnings to Combined Fixed Charges

Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

 

     Three Months Ended
     March 31, 2008

Excluding Interest on Deposits:

  

Fixed Charges:

  

Interest Expense (excluding interest on deposits)

   $ 228

One-Third of Rents, Net of Income from Subleases

     6

Preferred Stock Dividends

     1
      

Total Fixed Charges

   $ 235
      

Earnings:

  

Income Before Income Taxes

   $ 425

Fixed Charges - Excluding Preferred Stock Dividends

     234
      

Total Earnings

   $ 659
      

Ratio of Earnings to Fixed Charges, Excluding

  

Interest On Deposits

     2.80x
      

Including Interest on Deposits:

  

Fixed Charges:

  

Interest Expense

   $ 627

One-Third of Rents, Net of Income from Subleases

     6

Preferred Stock Dividends

     1
      

Total Fixed Charges

   $ 634
      

Earnings:

  

Income Before Income Taxes

   $ 425

Fixed Charges - Excluding Preferred Stock Dividends

     633
      

Total Earnings

   $ 1,058
      

Ratio of Earnings to Fixed Charges, Including

  

Interest On Deposits

     1.67x