Exhibit 12.1

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Fixed Charges

($ In Millions)

	Three Months Ended
	March 31, 2008
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	228
One-Third of Rents, Net of Income from Subleases		6
Total Fixed Charges		234
Earnings:
Income Before Income Taxes	$	425
Fixed Charges		234
Total Earnings		659
Ratio of Earnings to Fixed Charges, Excluding
Interest On Deposits		2.82x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	627
One-Third of Rents, Net of Income from Subleases		6
Total Fixed Charges	$	633
Earnings:
Income Before Income Taxes	$	425
Fixed Charges		633
Total Earnings	$	1,058
Ratio of Earnings to Fixed Charges, Including
Interest On Deposits		1.67x