Exhibit 12.2

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Combined Fixed Charges and Preferred Stock Dividend Requirements

($ in millions)

	Three months ended 9/30/07		Nine months ended 9/30/07
Excluding Interest on Deposits
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	264	734
One-Third of Rents, Net of Income from Subleases		6	18
Preferred Stock Dividends		—	1
Total Fixed Charges	$	270	753
Earnings:
Income Before Income Taxes	$	443	1,473
Fixed Charges, Excluding Preferred Stock Dividends		270	753
Total Earnings	$	713	2,226
Ratio of Earnings to Fixed Charges,
Excluding Interest On Deposits		2.64x	2.96x
Including Interest on Deposits
Fixed Charges:
Interest Expense	$	775	2,248
One-Third of Rents, Net of Income from Subleases		6	18
Preferred Stock Dividends		—	1
Total Fixed Charges	$	781	2,267
Earnings:
Income Before Income Taxes	$	443	1,473
Fixed Charges, Excluding Preferred Stock Dividends		781	2,267
Total Earnings	$	1,224	3,740
Ratio of Earnings to Fixed Charges,
Including Interest On Deposits		1.57x	1.65x