EXHIBIT 12(b)

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

	Three Months Ended March 31, 2007		Year Ended December 31,
			2006	2005	2004	2003	2002
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	226	1,172	882	563	498	502
One-Third of Rents, Net of Income from Subleases		6	22	19	15	14	11
Preferred Stock Dividends		0	1	1	1	1	1
Total Fixed Charges		232	1,195	902	579	513	514
Earnings:
Income Before Income Taxes, Minority Interest & Cumulative Effect of Accounting Change	$	507	1,627	2,208	2,237	2,438	2,299
Fixed Charges - Excluding Preferred Stock Dividends		232	1,194	901	578	512	513
Total Earnings		739	2,821	3,109	2,815	2,950	2,812
Ratio of Earnings to Fixed Charges, Excluding Interest On Deposits		3.19x	2.36x	3.45x	4.86x	5.75x	5.47x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	724	3,082	2,030	1,102	1,086	1,430
One-Third of Rents, Net of Income from Subleases		6	22	19	15	14	11
Preferred Stock Dividends		0	1	1	1	1	1
Total Fixed Charges		730	3,105	2,050	1,118	1,101	1,442
Earnings:
Income Before Income Taxes, Minority Interest & Cumulative Effect of Accounting Change	$	507	1,627	2,208	2,237	2,438	2,299
Fixed Charges - Excluding Preferred Stock Dividends		730	3,104	2,049	1,117	1,100	1,441
Total Earnings		1,237	4,731	4,257	3,354	3,538	3,740
Ratio of Earnings to Fixed Charges, Including Interest On Deposits		1.69x	1.52x	2.08x	3.00x	3.21x	2.59x