Exhibit 12(b)

Fifth Third Bancorp

Computations of Consolidated Ratios Of Earnings To Combined Fixed Charges and Preferred Stock Dividend Requirements

($ In Millions)

	Nine Months Ended 9/30/2006			Year Ended December 31,
				2005		2004		2003		2002		2001
Excluding Interest on Deposits:
Fixed Charges:
Interest Expense (excluding interest on deposits)	$	884		882		563		498		502		726
One-Third of Rents, Net of Income from Subleases		16		19		15		14		11		14
Preferred Stock Dividends		1		1		1		1		1		1
Total Fixed Charges	$	901		902		579		513		514		741
Earnings:
Income Before Income Taxes, Minority Interest & Cumulative Effect of Accounting Change	$	1,575		2,208		2,237		2,438		2,299		1,530
Fixed Charges - Excluding Preferred Stock Dividends		900		901		578		512		513		740
Total Earnings	$	2,475		3,109		2,815		2,950		2,812		2,270
Ratio of Earnings to Fixed Charges, Excluding
Interest On Deposits		2.75	x	3.45	x	4.86	x	5.75	x	5.47	x	3.06	x
Including Interest on Deposits:
Fixed Charges:
Interest Expense	$	2,276		2,030		1,102		1,086		1,430		2,278
One-Third of Rents, Net of Income from Subleases		16		19		15		14		11		14
Preferred Stock Dividends		1		1		1		1		1		1
Total Fixed Charges	$	2,293		2,050		1,118		1,101		1,442		2,293
Earnings:
Income Before Income Taxes, Minority Interest & Cumulative Effect of Accounting Change	$	1,575		2,208		2,237		2,438		2,299		1,530
Fixed Charges - Excluding Preferred Stock Dividends		2,292		2,049		1,117		1,100		1,441		2,292
Total Earnings	$	3,867		4,257		3,354		3,538		3,740		3,822
Ratio of Earnings to Fixed Charges, Including
Interest On Deposits		1.69	x	2.08	x	3.00	x	3.21	x	2.59	x	1.67	x