Letter from Crowe Chizek and Company LLC to the SEC dated August 5, 2005

EX-16 2 dex16.htm LETTER FROM CROWE CHIZEK AND COMPANY LLC TO THE SEC DATED AUGUST 5, 2005 Letter from Crowe Chizek and Company LLC to the SEC dated August 5, 2005

Exhibit 16

August 5, 2005

Securities and Exchange Commission

Mail Stop 9-5

450 5th Street, N.W.

Washington, D.C. 20549

Ladies and Gentlemen:

We have read the comments made regarding us in Item 4 of Form 8-K of Franklin Financial Employees Retirement Savings Plan dated May 9, 2005 and filed August 5, 2005, and are in agreement with those statements.

/s/ Crowe Chizek and Company LLC

Brentwood, Tennessee