Exhibit 99.2

July 2005

ANNUAL FINANCIAL SUPPLEMENT

Investment Community Member:

To assist in your financial analysis, the following supplement of most requested information concerning Fifth Third Bancorp is provided.

Numbers are unaudited for year-end information.

If you need further information, please fax or e-mail your request to Fifth Third’s Investor Relations Department at (513) 534-0629 or Brad.Adams@53.com

R. Mark Graf	Matt Curoe	Brad Adams
SVP/Chief Financial Officer	VP/External Reporting	VP/Investor Relations
(513) 534-6924	(513) 534-0482	(513) 534-0983

Yearly Data	Years Ended December 31,
	2004		2003		2002		2001		2000		1999
Ratios %
Return on average assets		1.61		1.90		2.04		1.42		1.58		1.44
Return on average shareholders’ equity		17.2		19.0		18.4		13.6		17.5		15.8
Average equity as a percent of average assets		9.34		10.01		11.08		10.40		9.06		9.12
Net interest margin (FTE)		3.48		3.62		3.96		3.82		3.73		3.96
Efficiency		53.9		47.0		47.5		57.5		53.7		56.0
Net losses charged off as a percent of average loans and leases		0.45		0.63		0.43		0.54		0.26		0.39
Allowance for loan and lease losses as a percent of loans and leases (a)		1.19		1.33		1.49		1.50		1.43		1.48
Allowance for credit losses as a percent of loans and leases (a)		1.31		1.47		1.49		1.50		1.43		1.48
Nonperforming assets as a percent of loans, leases and other assets, including OREO		0.51		0.61		0.59		0.57		0.47		0.40
Underperforming assets as a percent of loans, leases and other assets, including OREO		0.74		0.89		0.95		0.96		0.77		0.61
Allowance for loan and lease losses as a percent of nonperforming assets (a)		235.32		218.85		250.62		265.45		303.85		370.86
Allowance for loan and lease losses as a percent of underperforming assets (a)		160.20		150.28		157.12		156.49		185.21		241.16
Allowance for credit losses as a percent of nonperforming assets (a)		259.05		242.01		250.62		265.45		303.85		370.86
Allowance for credit losses as a percent of underperforming assets (a)		176.36		166.19		157.12		156.49		185.21		241.16
Share Data
Earnings per share	$	2.72	$	2.91	$	2.64	$	1.74	$	1.86	$	1.55
Earnings per diluted share		2.68		2.87		2.59		1.70		1.83		1.53
Cash dividends per common share		1.31		1.13		0.98		0.83		0.70		0.59
Book value per share		16.00		15.29		14.98		13.31		11.83		9.91
Common shares outstanding (net of treasury)		557,648,989		566,685,301		574,355,247		582,674,580		569,056,843		565,425,468
Market price per share:
High	$	60.00	$	62.15	$	69.70	$	64.77	$	60.88	$	50.29
Low		45.32		47.05		55.26		45.69		29.33		38.58
Close		47.30		59.10		58.55		61.33		59.75		48.92
Price/earnings ratio (b)		17.65		20.59		22.61		36.08		32.65		31.97
Supplemental Data
Common dividends declared ($ in millions)	$	735	$	645	$	568	$	460	$	325	$	248
Employees (full-time equivalents)		19,659		18,899		19,119		18,373		20,468		21,290
Banking centers		1,011		952		930		933		963		939

(a) As of December 31, 2004, the reserve for unfunded commitments has been reclassified from the allowance for loan and lease losses to other liabilities. The 2003 year end reserve for unfunded commitments has been reclassified to conform to the current presentation. The allowance for credit losses is the sum of the allowance for loan and lease losses and the reserve for unfunded commitments.

(b) Based on the most recent twelve-month earnings per diluted share and end of period stock prices.

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Yearly Data	Years Ended December 31,
Income Statement ($ in millions)	2004			2003			2002			2001			2000		1999
Interest income-FTE	$	4,150		$	4,030		$	4,168		$	4,754		$	4,994	$	4,239
Interest expense		1,102			1,086			1,430			2,278			2,697		2,026
Net interest income-FTE		3,048			2,944			2,738			2,476			2,297		2,213
Provision for loan and lease losses		268			399			246			201			126		143
Merger-related loan loss provision (a)		-			-			-			35			12		26
Noninterest income:
Electronic payment processing revenue		622			575			512			347			252		189
Service charges on deposits		515			485			431			367			298		252
Mortgage banking net revenue		178			302			188			63			256		290
Investment advisory revenue		360			332			325			298			275		258
Other noninterest income		626			546			555			520			370		324
Operating lease revenue		156			124			-			-			-		-
Securities (losses) gains, net		(37	)		81			114			28			6		8
Securities gains, net - non-qualifying hedges on mortgage servicing rights		-			3			33			143			-		-
Foreign exchange income		45			35			25			22			19		14
Total noninterest income		2,465			2,483			2,183			1,788			1,476		1,335
Noninterest expense:
Salaries, incentives & benefits expense		1,279			1,271			1,230			1,107			1,037		1,001
Equipment expense		84			82			79			91			100		98
Net occupancy expense		185			159			142			146			138		131
Operating lease expense		114			94			-			-			-		-
Deposit insurance expense		15			17			10			8			9		10
Other noninterest expense		1,295			928			876			752			656		639
Merger-related charges (a)		-			-			-			349			87		108
Total noninterest expense		2,972			2,551			2,337			2,453			2,027		1,987
Income from continuing operations before income taxes, minority interest and cumulative effect-FTE		2,273			2,477			2,338			1,575			1,608		1,392
Taxable equivalent adjustment		36			39			39			45			47		40
Income from continuing operations before income taxes, minority interest and cumulative effect		2,237			2,438			2,299			1,530			1,561		1,352
Applicable income taxes		712			786			734			523			511		483
Income from continuing operations before minority interest and cumulative effect		1,525			1,652			1,565			1,007			1,050		869
Minority interest, net of tax		-			(20	)		(38	)		(2	)		-		-
Income from continuing operations before cumulative effect		1,525			1,632			1,527			1,005			1,050		869
Income from discontinued operations, net of tax (b)		-			44			4			4			5		3
Income before cumulative effect		1,525			1,676			1,531			1,009			1,055		872
Cumulative effect of change in accounting principle, net of tax		-			(11	)		-			(7	)		-		-
Net income	$	1,525		$	1,665		$	1,531		$	1,002		$	1,055	$	872
Net income available to common shareholders (c)	$	1,524		$	1,664		$	1,530		$	1,001		$	1,054	$	871
Regulatory Capital Data ($ in millions)
Tier 1 capital	$	8,522		$	8,272		$	7,747		$	7,433		$	6,377	$	5,613
Tier 2 capital		1,654			1,824			1,188			1,223			1,177		912
Total risk-based capital	$	10,176		$	10,096		$	8,935		$	8,656		$	7,554	$	6,525
Total risk-weighted assets	$	82,633		$	74,477		$	65,444		$	59,491		$	55,943	$	49,379
Tier 1 capital ratio		10.31%			11.11%			11.84%			12.49%			11.40%		11.37%
Total risk-based capital ratio		12.31%			13.56%			13.65%			14.55%			13.50%		13.21%
Tier 1 leverage ratio		8.89%			9.23%			9.84%			10.64%			9.49%		9.10%

(a) Tax-effects of these merger-related charges were $90 million in 2001, $32 million in 2000 and $33 million in 1999.

(b) Includes gain on sale of discontinued operations of $40 million, net of tax, in 2003.

(c) Dividend on Preferred Stock is $.740 million for all years presented.

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Yearly Data	As of December 31,
Balance Sheet - Assets ($ in millions)	2004			2003			2002			2001			2000			1999
Cash and due from banks	$	2,561		$	2,359		$	1,891		$	2,031		$	1,706		$	1,893
Available-for-sale securities		24,687			28,999			25,464			20,507			19,029			15,925
Held-to-maturity securities		255			135			52			16			553			738
Trading securities		77			55			18			-			-			-
Other short-term investments		532			268			294			225			232			388
Total securities		25,551			29,457			25,828			20,748			19,814			17,051
Total cash and securities		28,112			31,816			27,719			22,779			21,520			18,944
Loans held for sale		559			1,881			3,358			2,180			1,655			1,198
Loans and leases held for investment (before allowance)		59,808			52,308			45,928			41,548			42,530			38,837
Total loans and leases		60,367			54,189			49,286			43,728			44,185			40,035
Allowance for loan and lease losses		(713	)		(697	)		(683	)		(624	)		(609	)		(573	)
Goodwill		979			738			740			720			545			432
Intangible assets		150			195			236			267			235			264
Total goodwill & intangibles, net		1,129			933			976			987			780			696
Servicing rights		352			299			263			426			429			382
Other real estate owned		63			55			27			30			28			21
Operating lease equipment		304			767			-			-			-			-
Other assets		4,842			3,892			3,344			3,738			3,338			2,652
Total assets	$	94,456		$	91,254		$	80,932		$	71,064		$	69,671		$	62,157
Balance Sheet - Liabilities ($ in millions)
Deposits	$	58,226		$	57,095		$	52,208		$	45,854		$	48,360		$	41,856
Borrowings:
Short-term		10,026			13,170			8,823			7,453			6,344			10,096
Long-term		13,983			9,063			8,179			7,030			6,066			3,106
Convertible subordinated debentures		-			-			-			-			173			173
Other liabilities		3,297			3,259			2,657			2,553			1,993			1,323
Total liabilities		85,532			82,587			71,867			62,890			62,936			56,554
Minority interest		-			-			461			422			-			-
Balance Sheet - Equity ($ in millions)
Common and preferred equity		10,507			9,749			8,779			7,748			6,708			5,905
Additional minimum pension liability		(64	)		(63	)		(52	)		-			-			-
Net unrealized (losses) gains on available-for-sale securities and qualifying cash flow hedges		(105	)		(57	)		421			8			28			(302	)
Treasury stock, at cost		(1,414	)		(962	)		(544	)		(4	)		(1	)		-
Total shareholders’ equity	$	8,924		$	8,667		$	8,604		$	7,752		$	6,735		$	5,603
Preferred shares outstanding		9,250			9,250			9,250			9,250			9,250			9,250
Common shares outstanding (net of treasury)		557,648,989			566,685,301			574,355,247			582,674,580			569,056,843			565,425,468
Treasury shares held		25,802,702			16,766,390			9,071,857			80,000			21,875			-

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Yearly Data	Years Ended December 31,
Average Balance Sheet ($ in millions)	2004			2003			2002			2001			2000			1999
Taxable securities	$	29,365		$	27,584		$	22,145		$	18,482		$	17,246		$	15,390
Tax exempt securities		917			1,056			1,101			1,255			1,384			1,511
Loans and leases		57,042			52,414			45,539			44,888			42,690			38,652
Other short-term investments		315			307			339			201			200			327
Total interest-earning assets		87,639			81,361			69,124			64,826			61,520			55,880
Cash and due from banks		2,216			1,600			1,551			1,482			1,456			1,628
Other assets		5,763			5,250			5,007			5,000			4,229			3,344
Allowance for loan and lease losses		(722	)		(730	)		(645	)		(625	)		(594	)		(560	)
Total assets	$	94,896		$	87,481		$	75,037		$	70,683		$	66,611		$	60,292
Interest checking	$	19,434		$	18,679		$	16,239		$	11,489		$	9,531		$	8,553
Savings		7,941			8,020			9,465			4,928			5,799			6,206
Money market deposits		3,473			3,189			1,162			2,552			939			1,328
Other time deposits		6,208			6,426			8,855			13,473			13,716			13,858
Total interest-bearing deposits		37,056			36,314			35,721			32,442			29,985			29,945
Certificates - $100,000 and over		2,403			3,832			2,237			3,821			4,283			4,197
Foreign office		4,449			3,862			2,018			1,992			3,896			952
Short-term borrowings		13,539			12,373			7,191			8,799			9,725			8,573
Long-term borrowings		13,323			8,747			7,640			6,301			4,707			3,487
Total interest-bearing liabilities		70,770			65,128			54,807			53,355			52,596			47,154
Demand deposits		12,327			10,482			8,953			7,394			6,257			6,079
Other liabilities		2,939			2,883			2,520			2,556			1,725			1,562
Total liabilities		86,036			78,493			66,280			63,305			60,578			54,795
Minority interest		-			234			440			30			-			-
Shareholders’ equity		8,860			8,754			8,317			7,348			6,033			5,497
Total liabilities & shareholders’ equity	$	94,896		$	87,481		$	75,037		$	70,683		$	66,611		$	60,292
Average loans and leases (excluding held for sale)	$	55,951		$	49,700		$	43,529		$	42,339		$	41,303		$	36,543
Average common shares outstanding:
Basic		561,258,539			571,590,128			580,326,693			575,253,508			565,685,977			562,041,032
Diluted		568,234,313			580,003,074			592,020,246			591,316,210			578,973,325			575,895,318

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Yearly Data	Years Ended December 31,
	2004			2003			2002			2001			2000			1999
Asset Quality ($ in millions)
Nonaccrual loans and leases	$	228		$	242		$	247		$	216		$	174		$	133
Renegotiated loans and leases		1			8			-			-			2			2
Other assets, including other real estate owned		74			69			26			19			25			19
Total nonperforming assets		303			319			273			235			201			154
Ninety days past due loans and leases		142			145			162			164			128			83
Total underperforming assets	$	445		$	464		$	435		$	399		$	329		$	237
Loan Portfolio ($ in millions) (net of unearned discount)
Commercial and residential construction loans	$	4,726		$	3,636		$	3,327		$	3,356		$	3,223		$	2,272
Commercial mortgage		7,636			6,894			5,885			6,085			6,227			5,640
Commercial loans and leases		19,484			17,489			15,805			13,396			13,306			12,106
Residential mortgages		7,533			5,530			6,804			6,563			7,167			7,750
Home equity loans		10,522			9,001			8,679			7,974			6,792			4,524
Credit card		843			762			537			448			362			318
Other consumer loans and leases		9,623			10,877			8,249			5,906			7,108			7,425
Total loans and leases	$	60,367		$	54,189		$	49,286		$	43,728		$	44,185		$	40,035
Nonperforming Loans ($ in millions) (non-accrual plus renegotiated)
Commercial construction loans	$	13		$	19		$	14		$	26		$	11		$	4
Commercial mortgage		51			42			41			57			42			25
Commercial loans and leases		111			136			159			122			75			55
Residential mortgage and construction		24			26			18			11			42			48
Other consumer loans and leases		30			27			15			-			6			3
Total nonperforming loans	$	229		$	250		$	247		$	216		$	176		$	135
Net Charge-Offs ($ in millions)
Gross charge-offs	$	321		$	380		$	273		$	273		$	164		$	183
Merger related charge-offs		-			-			-			36			12			26
Recoveries		(69	)		(68	)		(86	)		(82	)		(67	)		(67	)
Net charge-offs	$	252		$	312		$	187		$	227		$	109		$	142

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