CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Operating Activities
Net Income	$ 1,709	$ 2,107
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (benefit from) credit losses	383	(330)
Depreciation, amortization and accretion	324	371
Stock-based compensation expense	137	100
Benefit from deferred income taxes	(19)	(217)
Securities losses (gains), net	90	(6)
MSR fair value adjustment	(217)	95
Net gains on sales of loans and fair value adjustments on loans held for sale	(77)	(264)
Net (gains) losses on disposition and impairment of bank premises and equipment and operating lease equipment	(6)	16
Gain on sale of HSA deposit portfolio	0	(60)
Proceeds from sales of loans held for sale	10,328	12,767
Loans originated or purchased for sale, net of repayments	(8,380)	(13,250)
Dividends representing return on equity investments	32	33
Net change in:
Equity and trading debt securities	66	(125)
Other assets	507	292
Accrued taxes, interest and expenses and other liabilities	(522)	(167)
Net Cash Provided by Operating Activities	4,355	1,362
Proceeds from sales:
AFS securities and other investments	4,242	2,832
Loans and leases	155	653
Bank premises and equipment	1	18
Proceeds from repayments / maturities of AFS and HTM securities and other investments	3,770	4,504
Purchases:
AFS securities and other investments	(28,521)	(8,772)
Bank premises and equipment	(240)	(224)
MSRs	(208)	(210)
Proceeds from settlement of BOLI	37	20
Proceeds from sales and dividends representing return of equity investments	61	33
Net cash received for divestitures	46	0
Net cash paid on acquisitions	(917)	(296)
Net cash paid on sale of HSA deposit portfolio	0	(431)
Net change in:
Other short-term investments and federal funds sold	27,981	(803)
Portfolio loans and leases	(7,425)	330
Operating lease equipment	(79)	21
Net Cash Used in Investing Activities	(1,097)	(2,325)
Financing Activities
Net change in deposits	(8,033)	6,518
Net change in other short-term borrowings and federal funds purchased	5,329	(196)
Dividends paid on common and preferred stock	(700)	(654)
Proceeds from issuance of long-term debt	2,003	56
Repayment of long-term debt	(1,702)	(3,525)
Repurchases of treasury stock and related forward contract	0	(1,077)
Other	(81)	(93)
Net Cash (Used in) Provided by Financing Activities	(3,184)	1,029
Increase in Cash and Due from Banks	74	66
Cash and Due from Banks at Beginning of Period	2,994	3,147
Cash and Due from Banks at End of Period	$ 3,068	$ 3,213