XML 80 R64.htm IDEA: XBRL DOCUMENT v3.22.2
Credit Quality and the Allowance for Loan and Lease Losses - Summary of Transactions in the ALLL by Portfolio Segment (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance, beginning of period $ 1,908 $ 2,208 $ 1,892 [1] $ 2,453
Losses charged-off (90) (103) (154) (211)
Recoveries of losses previously charged-off 28 59 58 96
(Benefit from) provision for loan and lease losses 168 (131) 218 (305)
Balance, end of period 2,014 [1] 2,033 2,014 [1] 2,033
Other Consumer Loans, Point of Sale        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Losses charged-off (7) (8) (15) (18)
Recoveries of losses previously charged-off 7 8 15 18
Commercial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance, beginning of period 1,110 1,329 1,102 1,456
Losses charged-off (37) (45) (48) (81)
Recoveries of losses previously charged-off 1 28 4 35
(Benefit from) provision for loan and lease losses 91 (88) 107 (186)
Balance, end of period 1,165 1,224 1,165 1,224
Residential Mortgage        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance, beginning of period 239 247 235 294
Losses charged-off 0 (1) (1) (2)
Recoveries of losses previously charged-off 1 1 2 3
(Benefit from) provision for loan and lease losses 8 (12) 12 (60)
Balance, end of period 248 235 248 235
Consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Balance, beginning of period 559 632 555 703
Losses charged-off (53) (57) (105) (128)
Recoveries of losses previously charged-off 26 30 52 58
(Benefit from) provision for loan and lease losses 69 (31) 99 (59)
Balance, end of period $ 601 $ 574 $ 601 $ 574
[1] Includes $21 and $24 of other short-term investments, $267 and $322 of portfolio loans and leases, $(3) and $(2) of ALLL, $2 and $2 of other assets, $10 and $1 of other liabilities, and $200 and $263 of long-term debt from consolidated VIEs that are included in their respective captions above at June 30, 2022 and December 31, 2021, respectively. For further information, refer to Note 12.