CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Operating Activities
Net Income	$ 823	$ 1,778
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	1,110	310
Depreciation, amortization and accretion	358	289
Stock-based compensation expense	100	109
Benefit from deferred income taxes	(174)	(197)
Securities gains, net	(58)	(35)
MSR fair value adjustment	519	416
Net gains on sales of loans and fair value adjustments on loans held for sale	(206)	(96)
Net losses on disposition and impairment of bank premises and equipment	26	24
Net gains on disposition and impairment of operating lease equipment	(6)	(2)
Gain on sale of Worldpay, Inc. shares	0	(562)
Proceeds from sales of loans held for sale	9,149	5,457
Loans originated or purchased for sale, net of repayments	(9,252)	(6,032)
Dividends representing return on equity investments	8	40
Net change in:
Equity and trading debt securities	(107)	66
Other assets	(444)	(714)
Accrued taxes, interest and expenses and other liabilities	169	(406)
Net Cash Provided by Operating Activities	2,015	445
Proceeds from sales:
AFS securities and other investments	1,325	8,424
Loans and leases	77	221
Bank premises and equipment	16	35
Proceeds from repayments / maturities of AFS and HTM securities and other investments	2,275	1,623
Purchases:
AFS securities and other investments	(3,568)	(11,204)
Bank premises and equipment	(235)	(180)
MSRs	(36)	(26)
Proceeds from settlement of BOLI	16	21
Proceeds from sales and dividends representing return of equity investments	12	1,028
Net cash received on acquisition	0	1,210
Net change in:
Other short-term investments and federal funds sold	(29,335)	(1,322)
Portfolio loans and leases	(2,079)	(1,132)
Operating lease equipment	(61)	(25)
Net Cash Used in Investing Activities	(31,593)	(1,327)
Financing Activities
Net change in deposits	29,621	2,027
Net change in other short-term borrowings and federal funds purchased	126	2,157
Dividends paid on common and preferred stock	(629)	(546)
Proceeds from issuance of long-term debt	2,529	3,103
Repayment of long-term debt	(2,654)	(4,012)
Repurchases of treasury stock and related forward contract	0	(1,463)
Issuance of preferred stock	346	242
Other	(43)	(46)
Net Cash Provided by Financing Activities	29,296	1,462
(Decrease) Increase in Cash and Due from Banks	(282)	580
Cash and Due from Banks at Beginning of Period	3,278	2,681
Cash and Due from Banks at End of Period	$ 2,996	$ 3,261