CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Operating Activities
Net Income	$ 243	$ 1,228
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	1,125	175
Depreciation, amortization and accretion	231	198
Stock-based compensation expense	77	84
Benefit from deferred income taxes	(48)	(110)
Securities gains, net	(3)	(25)
Securities gains, net – non-qualifying hedges on mortgage servicing rights	(3)	(5)
MSR fair value adjustment	448	245
Net gains on sales of loans and fair value adjustments on loans held for sale	(88)	(56)
Net losses on disposition and impairment of bank premises and equipment	15	21
Net gains on disposition and impairment of operating lease equipment	(5)	(1)
Gain on sale of Worldpay, Inc. shares	0	(562)
Proceeds from sales of loans held for sale	6,234	2,897
Loans originated or purchased for sale, net of repayments	(5,706)	(3,364)
Dividends representing return on equity investments	6	17
Net change in:
Trading debt and equity securities	68	14
Other assets	(529)	472
Accrued taxes, interest and expenses	(229)	(161)
Other liabilities	116	(259)
Net Cash Provided by Operating Activities	1,952	808
Proceeds from sales:
Available-for-sale securities and other investments	868	7,539
Loans and leases	57	96
Bank premises and equipment	12	12
Proceeds from repayments / maturities:
Available-for-sale securities and other investments	1,251	955
Held-to-maturity securities	1	0
Purchases:
Available-for-sale securities and other investments	(2,815)	(8,462)
Bank premises and equipment	(133)	(119)
MSRs	(30)	(26)
Proceeds from settlement of BOLI	8	8
Proceeds from sales and dividends representing return of equity investments	8	1,008
Net cash received on acquisition	0	1,210
Net change in:
Federal funds sold	0	35
Other short-term investments	(26,293)	(1,479)
Loans and leases	(5,605)	(933)
Operating lease equipment	(20)	(12)
Net Cash Used in Investing Activities	(32,691)	(168)
Net change in:
Deposits	29,884	2,070
Federal funds purchased	2	(1,746)
Other short-term borrowings	193	117
Dividends paid on common stock	(367)	(308)
Dividends paid on preferred stock	(50)	(18)
Proceeds from issuance of long-term debt	2,511	3,093
Repayment of long-term debt	(1,450)	(2,603)
Repurchases of treasury stock and related forward contract	0	(1,113)
Other	(41)	(49)
Net Cash Provided by (Used in) Financing Activities	30,682	(557)
(Decrease) Increase in Cash and Due from Banks	(57)	83
Cash and Due from Banks at Beginning of Period	3,278	2,681
Cash and Due from Banks at End of Period	$ 3,221	$ 2,764