EXHIBIT 99.1

DEBT AND PREFERRED STOCK SECURITIES RATINGS

		Standard &		Moody’s
		Poor’s		Investors
At September 30, 2004		Corporation		Service		Fitch, Inc.
Household International, Inc.
	Senior debt		A		A2		A+
	Preferred stock		BBB+		Baa1		A
Household Finance Corporation
	Senior debt		A		A1		A+
	Senior subordinated debt		A-		A2		A
	Commercial paper		A-1		P-1		F-1
HFC Bank Limited
	Senior debt		A		A1		A+
	Commercial paper		A-1		P-1		F-1
Household Bank (SB), N.A
	Senior debt		A		A1		A+