EX-25.A 3 dex25a.txt STATEMENT OF ELIGIBILITY - ALLFIRST BANK EXHIBIT 25(a) Registration No. 333-_________ SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ____________________ FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ____________________ ALLFIRST BANK (Exact name of trustee as specified in its charter) Maryland 52-0312840 (State or other jurisdiction (I.R.S. Employer Identification No.) of incorporation or formation) 25 South Charles Street Baltimore, Maryland 21201 (Address of principal (Zip code) executive offices Gregory K. Thoreson, General Counsel ALLFIRST Bank 25 South Charles Street Baltimore, Maryland 21201 (410) 244-3800 (Name, address and telephone number of agent for service of process) HOUSEHOLD INTERNATIONAL, INC. (Exact name of obligor as specified in its charter) DELAWARE 36-3121988 (State or other jurisdiction (I.R.S. Employer Identification No.) of incorporation or formation) 2700 Sanders Road Prospect Heights, IL 60070 (Address of principal (Zip code) executive offices) Debt Securities (Title of the indenture securities) Item 1. General Information. Furnish the following information as to the trustee: (a) Name and address of each examining or supervising authority to which it is subject. Federal Reserve Bank of Richmond, Richmond, Virginia 23261. Maryland Bank Commission, Baltimore, Maryland 21202 Federal Deposit Insurance Corporation, Washington, D.C. 20429. (b) Whether it is authorized to exercise corporate trust powers. Yes. Item 2. Affiliations with the Obligor. If the obligor is an affiliate of the trustee, describe each such affiliation. None. (Because responses from the obligor and the underwriters have not yet been received, Item 2 is at the date hereof based upon incomplete information but is believed to be correct and may be considered to be complete unless modified by an amendment to this Form T-1). Item 16. List of Exhibits. List below all exhibits filed as a part of this statement of eligibility. Exhibit ------- 1 A copy of the articles of incorporation, as amended, of the trustee as now in effect is incorporated herein by reference to Exhibit 1 to Form T-1 2 A copy of the certificate of authority of the trustee to commence business is incorporated herein by reference to Exhibit T1-2 to Form T-1 (Exhibit 26 to the Registration Statement on Form S-2, Registration No. 2-98697) 3 A copy of the authorization of the trustee to exercise corporate trust powers is incorporated herein by reference to Exhibit T1-3 of Amendment No. 1 to Form T-1 (Exhibit 26 to the Registration Statement on Form S-3, Registration No. 33-18373) 4 A copy of the existing bylaws of the trustee is incor- porated herein by reference to Exhibit 4 to Form T-1 5 Not applicable 6 The consent of the trustee required by Section 321(b) of the Act 7 A copy of the latest report of condition of the trustee published pursuant to law or the requirements of its supervising or examining authority 8 Not applicable 9 Not applicable SIGNATURE Pursuant to the requirements of the Trust Indenture Act of 1939, the Trustee, Allfirst Bank, a corporation organized and existing under the laws of the State of Maryland, has duly caused this statement of eligibility to be signed on its behalf by the undersigned, thereunto duly authorized, all in the City of Baltimore and State of Maryland, on May 4,2001 ALLFIRST BANK By: /s/ Donald C. Hargadon ------------------------- Donald C. Hargadon Vice President Exhibit 6 --------- Consent of Trustee ------------------ Pursuant to the requirements of Section 321(b) of the Trust Indenture Act of 1939, in connection with the issuance by Household International Inc., we hereby consent that reports of examination by Federal, state, territorial or district authorities may be furnished by such authorities to the Securities and Exchange Commission upon request therefor. ALLFIRST BANK By: /s/ Donald C. Hargadon -------------------------- Donald C. Hargadon Vice President Exhibit 7 --------- Report of Condition Consolidating Domestic and Foreign Subsidiaries of ALLFIRST Bank, Baltimore, Maryland at the close of business on December 31, 2000 published in response to call made by Comptroller of the Currency, under Title 12, United States Code, Section 161, Charter No. 04822, Comptroller of the Currency, Richmond District. CONSOLIDATED REPORT OF CONDITION (Dollars in Thousands) ASSETS Cash and balances due from depository institutions: Noninterest-bearing balances and currency and coin.........................................$ 941,611 Interest-bearing balances....................................... 12,377 Securities: Held-to-maturity securities....................................... -0- Available-for-sale securities..................................... 4,091,553 Federal funds sold and securities purchased under agreements to resell........................................ 44,430 Loans and lease financing receivables: Loans and leases, net of unearned income.......................... 10,862,818 LESS: Allowance for loan and lease losses......................... 150,011 LESS: Allocated transfer risk reserve............................. 1,400 Loans and leases, net of unearned income, allowance, and reserve........................................ 10,711,407 Trading assets...................................................... 342,602 Premises and fixed assets (including capitalized leases)............................................... 190,374 Other real estate owned............................................. 9,023 Investments in unconsolidated subsidiaries and associated companies.......................................... 69,165 Customers' liability to this bank on acceptances outstanding........................................ 3,791 Intangible assets................................................... 64,830 Other assets........................................................ 704,583 TOTAL ASSETS.................................................. 17,185,746 ========== LIABILITIES Deposits: In domestic offices....................................... $12,366,838 Noninterest-bearing.................................... 2,976,632 Interest-bearing....................................... 9,388,206 In foreign offices, Edge and Agreement subsidiaries, and IBFs.................................. 469,725 Noninterest-bearing.................................... 0 Interest-bearing....................................... 469,725 Federal funds purchased and securities sold under agreements to repurchase....................... 1,164,337 Demand notes issued to the U.S. Treasury.................... 194,940 Trading liabilities......................................... 106,579 Other borrowed money: With a remaining maturity of one year or less............. 240,000 With a remaining maturity of more than one year through three years..................................... 0 With a remaining maturity of more than three years................................................... 158 Bank's liability on acceptances executed and outstanding.................................. 3,791 Subordinated notes and debentures........................... 189,000 Other liabilities........................................... 959,304 TOTAL LIABILITIES...................................... $15,694,672 ----------- EQUITY CAPITAL Perpetual preferred stock and related surplus............... 0 Common Stock................................................ 18,448 Surplus..................................................... 765,562 Undivided profits and capital reserves...................... 711,468 Net unrealized holding gains (losses) on available-for-sale securities.......................... (4,404) Cumulative foreign currency transalation adjustments............................................... -0- TOTAL EQUITY CAPITAL................................... $ 1,491,074 TOTAL LIABILITIES AND EQUITY CAPITAL................... $17,185,746 ===========