EXHIBIT 99.1

HSBC FINANCE CORPORATION AND SUBSIDIARIES

DEBT AND PREFERRED STOCK SECURITIES RATINGS

		Standard &		Moody’s				Dominion
		Poor’s		Investors				Board Rating
		Corporation		Service		Fitch, Inc.		Service
As of March 5, 2007
HSBC Finance Corporation
	Senior debt		AA-		Aa3		AA-		AA (low)
	Senior subordinated debt		A+		A2		A+		*
	Commercial paper		A-1+		P-1		F-1+		R-1 (middle)
	Series B preferred stock		A-2		A2		A+		*
HFC Bank Limited
	Senior debt		AA-		Aa3		AA-		*
	Commercial paper		A-1+		P-1		F-1+		*
HSBC Financial Corporation Limited
	Senior notes and term loans		*		*		*		AA (low)
	Commercial paper		*		*		*		R-1 (middle)

*  Not rated by this agency.