Consolidated Statement of Income (Loss) (Unaudited) (USD $) In Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Finance and other interest income	$ 1,019	$ 1,226	$ 3,239	$ 3,817
Interest expense on debt issued to:
Interest expense	567	684	1,831	2,230
Net interest income	452	542	1,408	1,587
Provision for credit losses	2,182	1,305	3,473	4,290
Net interest loss after provision for credit losses	(1,730)	(763)	(2,065)	(2,703)
Other revenues:
Insurance revenue	64	69	188	213
Investment income	33	24	91	75
Derivative related income (expense)	(913)	(374)	(1,036)	(972)
Gain on debt designated at fair value and related derivatives	792	(1)	1,008	602
Servicing and other fees from HSBC affiliates	4	7	18	30
Other income	4	27	21	52
Total other revenues	(16)	(248)	290
Operating expenses:
Salaries and employee benefits	42	61	146	213
Occupancy and equipment expenses, net	14	18	43	39
Real estate owned expenses	38	75	174	154
Other servicing and administrative expenses	56	73	358	262
Support services from HSBC affiliates	85	77	258	197
Policyholders' benefits	37	36	111	116
Total operating expenses	272	340	1,090	981
Loss from continuing operations before income tax	(2,018)	(1,351)	(2,865)	(3,684)
Income tax benefit	689	479	1,154	1,334
Loss from continuing operations	(1,329)	(872)	(1,711)	(2,350)
Discontinued Operations (Note 2):
Income from discontinued operations before income tax	372	184	861	732
Income tax expense	(104)	(64)	(280)	(257)
Income from discontinued operations	268	120	581	475
Net loss	(1,061)	(752)	(1,130)	(1,875)
Debt issued to HSBC affiliates
Interest expense on debt issued to:
Interest expense	44	33	119	107
Debt issued to non-affiliates
Interest expense on debt issued to:
Interest expense	$ 523	$ 651	$ 1,712	$ 2,123