CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (USD $) In Millions, unless otherwise specified	9 Months Ended
	Sep. 30, 2014		Sep. 30, 2013
Cash flows from operating activities
Net income	$ 487		$ 613
Loss from discontinued operations	(22)		(158)
Income from continuing operations	509		771
Adjustments to reconcile income to net cash used in operating activities:
Provision for credit losses	(238)		131
Lower of amortized cost or fair value adjustment on receivables held for sale	(292)		(892)
(Gain) loss on sale of real estate owned, including lower of amortized cost or fair value adjustments	(19)		8
Depreciation and amortization	6		6
Mark-to-market on debt designated at fair value and related derivatives	57		75
Foreign exchange and derivative movements on long-term debt and net change in non-fair value option related derivative assets and liabilities	(567)		(276)
Net change in other assets	311		982
Net change in other liabilities	(128)		(189)
Other, net	124		78
Cash provided by (used in) operating activities – continuing operations	(237)		694
Cash provided by (used in) operating activities – discontinued operations	49		(243)
Cash provided by (used in) operating activities	(188)		451
Cash flows from investing activities
Net change in short-term securities available-for-sale	0		80
Net change in securities purchased under agreements to resell	2,083		(4,036)
Net change in interest bearing deposits with banks	0		1,371
Receivables:
Net collections	1,504		2,253
Proceeds from sales of receivables	1,237		3,588
Proceeds from sales of real estate owned	413		455
Purchases of properties and equipment	0		(5)
Cash provided by investing activities – continuing operations	5,237		3,706
Cash provided by investing activities – discontinued operations	0		215
Cash provided by investing activities	5,237		3,921
Debt:
Net change in due to affiliates	(1,812)		(103)
Long-term debt retired	(3,146)		(4,324)
Shareholders’ dividends	(93)		(93)
Cash used in financing activities – continuing operations	(5,051)		(4,520)
Cash provided by (used in) financing activities – discontinued operations	0		0
Cash used in financing activities	(5,051)		(4,520)
Net change in cash	(2)		(148)
Cash at beginning of period	198	[1]	397	[1]
Cash at end of period	196	[2]	249	[2]
Supplemental Noncash Investing and Capital Activities:
Fair value of properties added to real estate owned	217		579
Transfer of receivables to held for sale	$ 748		$ 1,816

[1] Cash at beginning of period includes $23 million and $200 million for discontinued operations as of January 1, 2014 and 2013, respectively.

[2] Cash at end of period includes $23 million and $24 million for discontinued operations as of September 30, 2014 and 2013, respectively.