CONSOLIDATED STATEMENT OF CASH FLOWS (USD $) In Millions, unless otherwise specified	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Cash flows from operating activities
Net income (loss)	$ 536		$ (845)		$ (1,408)
Income (loss) from discontinued operations	(177)		1,560		918
Income (loss) from continuing operations	713		(2,405)		(2,326)
Adjustments to reconcile income (loss) to net cash provided by (used in) operating activities:
Provision for credit losses	(21)		2,224	[1]	4,418	[2]
Lower of amortized cost or fair value adjustment on receivables held for sale	(536)		1,529		(1)
Loss on sale of real estate owned, including lower of amortized cost or fair value adjustments	8		44		103
Depreciation and amortization	8		7		19
Mark-to-market on debt designated at fair value and related derivatives	90		852		(560)
Foreign exchange and derivative movements on long-term debt and net change in non-fair value option related derivative assets and liabilities	(445)		(621)		(765)
Deferred income tax (benefit) provision	1,242		(448)		(659)
Net change in other assets	(72)		(77)		(21)
Net change in other liabilities	(109)		(333)		456
Other, net	121		331		298
Cash provided by operating activities – continuing operations	999		1,103		962
Cash provided by (used in) operating activities – discontinued operations	(239)		2,161		1,619
Cash provided by operating activities	760		3,264		2,581
Securities:
Purchased	0		(46)		(591)
Matured	0		89		252
Sold	0		124		1,208
Net change in short-term securities available-for-sale	80		(56)		291
Net change in securities purchased under agreements to resell	(4,763)		(1,240)		3,391
Net change in interest bearing deposits with banks	1,371		(231)		(132)
Receivables:
Net collections	2,872		3,085		3,600
Proceeds from sales of receivables	6,095		0		0
Proceeds from sales of real estate owned	640		579		1,465
Purchases of properties and equipment	(6)		(3)		(4)
Cash provided by investing activities – continuing operations	6,289		2,301		9,480
Cash provided by (used in) investing activities – discontinued operations	215		9,508		(224)
Cash provided by investing activities	6,504		11,809		9,256
Debt:
Net change in commercial paper	0		(4,026)		869
Net change in due to affiliates	(329)		759		(3)
Long-term debt issued	0		0		245
Long-term debt retired	(7,011)		(11,408)		(13,386)
Capital contribution from parent	0		0		690
Shareholders' dividends	(123)		(123)		(126)
Cash used in financing activities – continuing operations	(7,463)		(14,798)		(11,711)
Cash provided by (used in) financing activities – discontinued operations	0		(196)		17
Cash used in financing activities	(7,463)		(14,994)		(11,694)
Net change in cash	(199)		79		143
Cash at beginning of period	397	[3],[4]	318	[3],[4]	175	[3]
Cash at end of period	198	[4]	397	[3],[4]	318	[3],[4]
Supplemental Cash Flow Information:
Interest paid	1,420		1,913		2,414
Income taxes paid during period	8		982		16
Income taxes refunded during period	9		254		516
Supplemental Noncash Investing and Capital Activities:
Fair value of properties added to real estate owned	744		551		906
Transfer of receivables to held for sale	$ 2,130		$ 6,756		$ 8,620

[1] Provision for credit losses during 2012 includes $112 million related to the lower of amortized cost or fair value attributable to credit for personal non-credit card receivables transferred to held for sale at June 30, 2012. See Note 7, "Receivables Held for Sale," for additional information.

[2] Provision for credit losses for 2011 includes $925 million related to the adoption of new accounting guidance for TDR Loans in the third quarter of 2011 as discussed more fully in Note 5, "Receivables."

[3] Cash at beginning of period includes $200 million, $103 million and $11 million for discontinued operations as of January 1, 2013, 2012 and 2011, respectively.

[4] Cash at end of period includes $23 million, $200 million and $103 million for discontinued operations as of December 31, 2013, 2012 and 2011, respectively.