Business Segments (Tables)

3 Months Ended

Mar. 31, 2013

Segment Reporting [Abstract]

Reconciliation of IFRS Basis Segment Results

Reconciliation of our IFRS Basis segment results to the U.S. GAAP consolidated totals are as follows:

	IFRS Basis Consumer Segment Totals			IFRS Adjustments(1)			IFRS Reclassifications(2)			U.S. GAAP Consolidated Totals
Three Months Ended March 31, 2013:
Net interest income	$	636		$	(159	)	$	(83	)	$	394
Other operating income (Total other revenues)	(199		)	462			91			354
Total operating income (loss)	437			303			8			748
Loan impairment charges (Provision for credit losses)	319			(295		)	—			24
Net interest income and other operating income less provision for credit losses	118			598			8			724
Operating expenses	255			5			8			268
Profit (loss) before tax	$	(137	)	$	593		$	—		$	456
Balances at end of period:
Customer loans (Receivables)	$	36,021		$	(4,050	)	$	(41	)	$	31,930
Assets	46,941			(2,208		)	—			44,733
Three Months Ended March 31, 2012:
Net interest income	$	645		$	(121	)	$	(116	)	$	408
Other operating income (Total other revenues)	(318		)	(14		)	137			(195		)
Total operating income (loss)	327			(135		)	21			213
Loan impairment charges (Provision for credit losses)	854			(63		)	—			791
Net interest income and other operating income less provision for credit losses	(527		)	(72		)	21			(578		)
Operating expenses	189			5			21			215
Profit (loss) before tax	$	(716	)	$	(77	)	$	—		$	(793	)
Balances at end of period:
Customer loans (Receivables)	$	46,199		$	(104	)	$	(54	)	$	46,041
Assets	53,576			(2,782		)	—			50,794

⁽¹⁾  IFRS Adjustments consist of the accounting differences between U.S. GAAP and IFRSs which have been described more fully above.

⁽²⁾  Represents differences in balance sheet and income statement presentation between U.S. GAAP and IFRSs