CONSOLIDATED STATEMENT OF CASH FLOWS (USD $) In Millions, unless otherwise specified	12 Months Ended
	Dec. 31, 2012		Dec. 31, 2011		Dec. 31, 2010
Cash flows from operating activities
Net loss	$ (845)		$ (1,408)		$ (1,916)
Income from discontinued operations	1,560		918		633
Loss from continuing operations	(2,405)		(2,326)		(2,549)
Adjustments to reconcile loss from continuing operations to net cash provided by (used in) operating activities:
Provision for credit losses	2,224		4,418		5,346
Lower of amortized cost or fair value adjustment on receivables held for sale	1,529		(1)		(2)
Loss on sale of real estate owned, including lower of amortized cost or market adjustments	44		103		128
Depreciation and amortization	7		19		22
Mark-to-market on debt designated at fair value and related derivatives	852		(560)		48
Foreign exchange and derivative movements on long-term debt and net change in non-FVO related derivative assets and liabilities	(621)		(765)		(630)
Deferred income tax (benefit) provision	(448)		(659)		231
Net change in other assets	(77)		(21)		2,438
Net change in other liabilities	(333)		456		3
Other, net	331		298		463
Cash provided by (used in) operating activities – continuing operations	1,103		962		5,498
Cash provided by (used in) operating activities – discontinued operations	2,161		1,619		2,325
Net cash provided by (used in) operating activities	3,264		2,581		7,823
Securities:
Purchased	(46)		(591)		(1,049)
Matured	89		252		452
Sold	124		1,208		216
Net change in short-term securities available-for-sale	(56)		291		274
Net change in securities purchased under agreements to resell	(1,240)		3,391		(1,461)
Net change in interest bearing deposits with banks	(231)		(132)		(997)
Receivables:
Net collections	3,085		3,600		4,520
Proceeds from sales of real estate owned	579		1,465		1,338
Purchases of properties and equipment	(3)		(4)		(10)
Cash provided by (used in) investing activities – continuing operations	2,301		9,480		3,283
Cash provided by (used in) investing activities – discontinued operations	9,508		(224)		3,663
Net cash provided by (used in) investing activities	11,809		9,256		6,946
Debt:
Net change in commercial paper	(4,026)		869		(1,134)
Net change in due to affiliates	759		(3)		(1,553)
Long-term debt issued	0		245		1,519
Long-term debt retired	(11,408)		(13,386)		(14,734)
Issuance of preferred stock	0		0		1,000
Capital contribution from parent	0		690		200
Shareholders' dividends	(123)		(126)		(37)
Cash provided by (used in) financing activities – continuing operations	(14,798)		(11,711)		(14,739)
Cash provided by (used in) financing activities – discontinued operations	(196)		17		(166)
Net cash provided by (used in) financing activities	(14,994)		(11,694)		(14,905)
Net change in cash	79		143		(136)
Cash at beginning of period	318	[1],[2]	175	[1],[2]	311	[1]
Cash at end of period	397	[2]	318	[1],[2]	175	[1],[2]
Supplemental Cash Flow Information:
Interest Paid	1,913		2,414		3,111
Income taxes paidduring the period	982		16		26
Income taxes refunded during period	254		516		4,135
Supplemental Noncash Investing and Capital Activities:
Fair value of properties added to real estate owned	551		906		1,834
Transfer of receivables to held for sale	6,756		8,620		2,910
Extinguishment of indebtedness related to bulk receivable sale	0		0		(431)
Issuance of subordinated debt exchanged for senior debt	0		0		1,939
Extingusihment of senior debt exchanged for subordinated debt	$ 0		$ 0		$ (1,797)

[1] Cash at end of period includes $200 million, $103 million and $11 million for discontinued operations as of December 31, 2012, 2011 and 2010, respectively.

[2] Cash at beginning of period includes $103 million, $11 million and $149 million for discontinued operations as of December 31, 2012, 2011 and 2010, respectively.