FWP 1 fxd7y.htm

Filed pursuant to Rule 433
Registration No. 333-130580
November 15, 2006


HSBC Finance Corporation

Final Term Sheet

Lead Manager:

HSBC Securities (USA) Inc. (88%)

Co-Managers:

 

 

 

 

BNP Paribas Securities Corp. (2%)
Calyon Securities (USA) Inc. (2%)
Commerzbank Capital Markets Corp. (2%)
Merrill Lynch, Pierce, Fenner & Smith Inc. (2%)
SG Americas Securities, LLC (2%)
Loop Capital Markets, LLC (1%)
The Williams Capital Group, LP (1%)

Structure:

7-year Global Fixed Rate Notes

Ratings:

Aa3/AA-/AA-(Positive Outlook/Stable/Positive Outlook)

Pricing Date:

November 15, 2006

Original Issue Date:

November 21, 2006

Settlement Date:

November 21, 2006

Maturity Date:

January 15, 2014

Form of Note:

Senior Notes

Form of Offering:

SEC Registered Global

CUSIP:

40429CFW7

ISIN:

US40429CFW73

Transaction Details

Principal Amount:

$750,000,000

Benchmark Treasury:

UST 4.25% due 11/2013

Treasury Yield:

4.621%

Treasury Price:

97-25 3/4

Re-offer Spread:

UST + 73 basis points

Coupon:

5.250%

Re-offer Yield:

5.351%

Issue Price:

99.393%

Gross Fees:

0.350%

Net Price:

99.043%

Total Proceeds to Issuer:

$742,822,500

Coupon Payment Dates:

Semi-annual on each January 15th and July 15th, commencing July 15th, 2007

Call Features:

NCL

Day Count Convention:

30/360

Minimum Denominations:

$100,000 and integral multiples of $1,000 thereafter

Listing:

NYSE

The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in the registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-866-811-8049.