FWP 1 fltr7y.htm

Filed pursuant to Rule 433
Registration No. 333-130580
November 15, 2006


HSBC Finance Corporation

Final Term Sheet

Lead Manager:

HSBC Securities (USA) Inc. (88%)

Co-Managers:

 

 

 

 

BNP Paribas Securities Corp. (2%)
Calyon Securities (USA) Inc. (2%)
Commerzbank Capital Markets Corp. (2%)
Merrill Lynch, Pierce, Fenner & Smith Incorporated (2%)
SG Americas Securities, LLC (2%)
Loop Capital Markets, LLC (1%)
The Williams Capital Group, LP (1%)

Structure:

7-year Global Floating Rate Notes

Ratings:

Aa3/AA-/AA-(Positive Outlook/Stable/Positive Outlook)

Pricing Date:

November 15, 2006

Original Issue Date:

November 21, 2006

Settlement Date:

November 21, 2006

Maturity Date:

January 15, 2014

Form of Note:

Senior Notes

Form of Offering:

SEC Registered Global

CUSIP:

40429CFV9

ISIN:

US40429CFV90

Transaction Details

Principal Amount:

$1,250,000,000

Pricing Benchmark:

3M USD LIBOR, except as described under Initial Interest Rate below

Initial Interest Rate:

To be determined by the Company on the second London Business Day prior to the Original Issue Date based on two-month LIBOR + 25 bps

Re-offer Yield:

3M USD LIBOR + 25 bps

Interest Rate Source:

USD-LIBOR-BBA (Telerate Inc Page 3750)

Price to Investor:

100.000%

Gross Fees:

0.350%

All-in Price to Issuer:

99.650%

Total Proceeds to Issuer:

$1,245,625,000

Interest Reset:

Quarterly

Interest Pay Frequency:

Quarterly

Coupon Payment Dates:

Quarterly on the 15th of January, April, July and October, commencing January 15th, 2007

Call Features:

NCL

Day Count:

Actual/360

Day Count Convention:

Modified Following, Adjusted

Payment Days:

New York & London

Interest Determination Date:

Two London Business Days

Minimum Denominations:

$100,000 and integral multiples of $1,000 thereafter

Listing:

NYSE

The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in the registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-866-811-8049.