-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, IqzhmM/V80U/TrOvv/B0aKPSSMQKMoQMt38mPQR4f9s9qdGNstAkErwm0db7nwpY S9iFq85RZ0fTavgVP1YDJQ== 0000354964-06-000113.txt : 20060911 0000354964-06-000113.hdr.sgml : 20060911 20060911165011 ACCESSION NUMBER: 0000354964-06-000113 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20060911 DATE AS OF CHANGE: 20060911 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HSBC Finance CORP CENTRAL INDEX KEY: 0000354964 STANDARD INDUSTRIAL CLASSIFICATION: PERSONAL CREDIT INSTITUTIONS [6141] IRS NUMBER: 861052062 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-120496 FILM NUMBER: 061084583 BUSINESS ADDRESS: STREET 1: 2700 SANDERS RD CITY: PROSPECT HEIGHTS STATE: IL ZIP: 60070 BUSINESS PHONE: 8475645000 MAIL ADDRESS: STREET 1: 2700 SANDERS ROAD CITY: PROSPECT HEIGHTS STATE: IL ZIP: 60070 FORMER COMPANY: FORMER CONFORMED NAME: HOUSEHOLD INTERNATIONAL INC DATE OF NAME CHANGE: 19920703 424B3 1 supp78final.htm

HSBC Finance Corporation - Registration No. 333-120496 Rule 424(b)(3) Pricing Supplement No. 78 Dated September 11, 2006

CUSIP Number	Principal Amount		Gross Concession	Net Proceeds	Coupon Type	Coupon Rate	Coupon Frequency	Day Count Basis
40429XNN2	$7,627,000.00		0.200%	$7,611,746.00	Fixed	5.150%	Semi-Annual	30/360
Maturity Date	1st Coupon Date		1st Coupon Amount	Survivors Option	Product Ranking	Moody's Rating	S & P Rating
09/15/2007	03/15/2007		$25.89	Yes	Senior Unsecured Notes	Aa3	AA-
Redemption Information: Non-Callable

CUSIP Number	Principal Amount		Gross Concession	Net Proceeds	Coupon Type	Coupon Rate	Coupon Frequency	Day Count Basis
40429XNP7	$3,777,000.00		0.400%	$3,761,892.00	Fixed	5.050%	Semi-Annual	30/360
Maturity Date	1st Coupon Date		1st Coupon Amount	Survivors Option	Product Ranking	Moody's Rating	S & P Rating
09/15/2008	03/15/2007		$25.39	Yes	Senior Unsecured Notes	Aa3	AA-
Redemption Information: Non-Callable

CUSIP Number	Principal Amount		Gross Concession	Net Proceeds	Coupon Type	Coupon Rate	Coupon Frequency	Day Count Basis
40429XNQ5	$3,018,000.00		1.000%	$2,987,820.00	Fixed	5.150%	Semi-Annual	30/360
Maturity Date	1st Coupon Date		1st Coupon Amount	Survivors Option	Product Ranking	Moody's Rating	S & P Rating
09/15/2011	03/15/2007		$25.89	Yes	Senior Unsecured Notes	Aa3	AA-
Redemption Information: Non-Callable

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, HSBC Securities (USA) Inc. and Incapital LLC. Agents: A.G. Edwards & Sons, Inc., Charles Schwab & Co., Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets, a division of National Financial Services, LLC, Merrill Lynch & Co., Morgan Stanley, RBC Dain Rauscher Inc., UBS Securities LLC and Wachovia Securities, LLC. If the maturity date or an interest payment date for any note is not a Business Day (as term is defined in Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date. The notes represent obligations of HSBC Finance Corporation and are not obligations of, nor guaranteed by, HSBC Holdings plc or any of its affiliates.
HSBC Finance Corporation 2700 Sanders Road Prospect Heights, IL 60070		Offering Dates: Tuesday, September 5, 2006 through Monday, September 11, 2006 Trade Date: Monday, September 11, 2006 @ 12:00 PM ET Settlement Date: Thursday, September 14, 2006 Minimum Denomination/Increments: $1,000.00/$1,000.00 Initial Trades Settle Flat and clear SDFS: DTC Book Entry Only DTCNumber: 0235 via RBC Dain Rauscher Inc. InterNotes® is a registered trademark of Incapital Holdings LLC All rights reserved.					HSBC Finance Corporation $5,000,000,000 HSBC Finance InterNotes Prospectus Dated 17-Dec-04

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