Registration No

-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, CsGffoaFnIonyXCkIqqCeH33lC0RMxWw0+/ukY2OsZG2ZqAqLTrw99GHXzunAhsg +3smalVbXzwm/uTelrF/ow== 0000354964-05-000200.txt : 20051019 0000354964-05-000200.hdr.sgml : 20051019 20051018173241 ACCESSION NUMBER: 0000354964-05-000200 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20051019 DATE AS OF CHANGE: 20051018 FILER: COMPANY DATA: COMPANY CONFORMED NAME: HSBC Finance CORP CENTRAL INDEX KEY: 0000354964 STANDARD INDUSTRIAL CLASSIFICATION: PERSONAL CREDIT INSTITUTIONS [6141] IRS NUMBER: 861052062 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-120496 FILM NUMBER: 051143829 BUSINESS ADDRESS: STREET 1: 2700 SANDERS RD CITY: PROSPECT HEIGHTS STATE: IL ZIP: 60070 BUSINESS PHONE: 8475645000 MAIL ADDRESS: STREET 1: 2700 SANDERS ROAD CITY: PROSPECT HEIGHTS STATE: IL ZIP: 60070 FORMER COMPANY: FORMER CONFORMED NAME: HOUSEHOLD INTERNATIONAL INC DATE OF NAME CHANGE: 19920703 424B3 1 supp38d.htm Registration No

Registration No. 333-120496 Rule 424(b)(3)
Pricing Supplement			Pricing Supplement Number 38(d) Dated Monday, October 17, 2005
CUSIP Number	Principal Amount		Gross Concession	Net Proceeds	Coupon Type	Coupon Rate	Coupon Frequency		Day Count Basis
40429XGC4	$10,325,000.00		2.000%	$10,118,500.00	Fixed	5.750%	Semi-Annual		30/360
Maturity Date	1st Coupon Date		1st Coupon Amount	Survivors Option	Product Ranking	Moody's Ranking	S & P Rating
10/15/2020	04/15/2006		$27.95	Yes	Senior Unsecured Notes	A1	A
Redemption Information: Callable at 100.000% on 10/15/2008 and every coupon date thereafter. Note: Matures 10/15/2020 Joint Lead Managers and Lead Agents: Banc of America Securities LLC, HSBC Securities (USA) Inc., Incapital, LLC. Agents: A.G. Edwards & Sons, Inc., Charles Schwab & Co., Inc., Citigroup., Edward D. Jones & Co., L.P., Fidelity Capital Markets, A division of National Financial Services, LLC, Merrill Lynch & Co., Morgan Stanley, RBC Dain Rauscher Inc., UBS Financial Services, Inc., Wachovia Securities. The HSBC Finance InterNotes will be subject to redemption at the option of HSBC Finance Corporation in whole on the interest payment date occurring any time on or after 10/15/2008 at a redemption price equal to 100% of the principal amount of the HSBC Finance InterNotes, plus accrued interest thereon, if any, upon at least 30 days prior notice to the noteholder and the trustee, as described in the prospectus.
If the maturity date or an interest payment date for any note is not a Business Day (as term is defined in Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date.
HSBC Finance Corporation 2700 Sanders Road Prospect Heights, IL 60070		Trade Date: Monday, October 17, 2005 @ 12:00 PM ET Settlement Date: Thursday, October 20, 2005 Minimum Denomination/Increments: $1,000.00/$1,000.00 Initial Trades Settle Flat and clear SDFS: DTC Book Entry Only DTCNumber: 0773 via Banc of America Securities InterNotes® is a registered trademark of Incapital Holdings LLC All rights reserved.						HSBC Finance Corporation $5,000,000,000 HSBC Finance InterNotes Prospectus Dated 17-Dec-04 Page 1 of 1

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