8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8‑K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported April 24, 2012

FIRSTMERIT CORPORATION

(Exact Name of Registrant as Specified in Charter)

Ohio      0-10161    34-1339938

(State or Other Jurisdiction          (Commission      (IRS Employer

of Incorporation)          File Number)      Identification No.)

III Cascade Plaza, 7^th Floor Akron, Ohio     44308

(Address of Principal Executive Offices)     (Zip Code)

(330) 996-6300

(Registrant’s telephone number, including area code)

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

£Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

£Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

£ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

£Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

ITEM 2.02    RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

On April 24, 2012, FirstMerit Corporation (the "Corporation") announced earnings for the quarter ended March 31, 2012. A copy of the press release and certain financial information for these periods is attached as Exhibit 99.1 hereto and incorporated by reference herein. A supplemental information package to be reviewed on the Corporation's earnings call is attached as Exhibit 99.2 hereto and incorporated by reference herein.

Pursuant to General Instruction B.2 of Form 8-K, the information in this Item 2.02 is being furnished to the Securities and Exchange Commission and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. Furthermore, the information in this Item 2.02 shall not be deemed to be incorporated by reference into the filings of the Corporation under the Securities Act of 1933.

ITEM 9.01    FINANCIAL STATEMENTS AND EXHIBITS.

(d) Exhibits.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

FIRSTMERIT CORPORATION

(Registrant)

By: /s/ Terrence E. Bichsel         

Terrence E. Bichsel

Executive Vice President and

Chief Financial Officer

Date:April 24, 2012

EXHIBIT INDEX

Exhibit Number	Description
99.1	Press Release, dated April 24, 2012.
99.2	Supplemental Information Package for earnings release conference call.

EX-99.1

Exhibit 99.1

FOR IMMEDIATE RELEASE

FirstMerit Corporation

Analysts: Thomas O’Malley/Investor Relations Officer

Phone: 330.384.7109    

Media Contact: Robert Townsend/Media Relations Officer

Phone: 330.384.7075

FirstMerit Reports First Quarter 2012 EPS of $0.28 Per Share

Quarterly Highlights include:

• 52nd consecutive quarter of profitability

• Average commercial loan growth of $93.6 million, or 1.85%, from prior quarter

• Average core deposit growth of $203.6 million, or 2.13%, from prior quarter

• $13.1 million, or 16.18%, decline in nonperforming assets from prior quarter

• Net charge-offs to average loans, excluding covered loans, was 0.63%, down from prior quarter level of 0.73%

• Strong tangible common equity ratio at 7.86%

Akron, Ohio (April 24, 2012) - FirstMerit Corporation (Nasdaq: FMER) reported first quarter 2012 net income of $30.3 million, or $0.28 per diluted share. This compares with $30.5 million, or $0.28 per diluted share, for the fourth quarter 2011 and $27.6 million, or $0.25 per diluted share, for the first quarter 2011.

Returns on average common equity (“ROE”) and average assets (“ROA”) for the first quarter 2012 were 7.72% and 0.84%, respectively, compared with 7.70% and 0.83%, respectively, for the fourth quarter 2011 and 7.37% and 0.78% for the first quarter 2011.

“Our first quarter performance reflects continued credit improvements in our already strong asset quality, active loan growth to both businesses and consumers in the markets we serve and sustained increases in core deposits,” said Paul G. Greig, chairman, president and CEO of FirstMerit Corporation. “I am pleased with our solid results in an economic and regulatory environment that continues to challenge. By sticking to sound banking principles, FirstMerit continues to take market share, grow organically and reinforce its reputation as a solid financial resource for our customers and shareholders.”

FirstMerit Corporation Reports First Quarter 2012 EPS Results

Net interest margin was 3.78% for the first quarter of 2012 compared with 3.85% for the fourth quarter of 2011 and 4.01% for the first quarter of 2011. The net interest margin compressed 7 basis points compared with the fourth quarter of 2011 with earning asset yields declining 10 basis points offset by three basis points of improved funding costs. An increase in average noncovered loans and investments along with lower funding costs driven by continued growth of core deposits helped to mitigate downward margin pressure in the first quarter. The decline in net interest margin compared with the first quarter of 2011 is attributed to pressure on earning asset yields throughout the year under an interest rate environment of persistent low rates.

Average loans, not including covered loans, during the first quarter of 2012increased$107.5 million, or 1.40%, compared with the fourth quarter of 2011 and increased$579.9 million, or 8.05%, compared with the first quarter of 2011. Average commercial loans increased$93.6 million, or 1.85%, compared with the prior quarter, and increased$589.3 million, or 12.94%, compared with the year ago quarter. Commercial loans remain the primary driver in average loan portfolio growth, however, average consumer loans increased moderately for the third consecutive quarter.

Average deposits were $11.5 billion during the first quarter of 2012, an increase of $55.5 million, or 0.49%, compared with the fourth quarter of 2011, and an increase of $152.2 million, or 1.34%, compared with the first quarter of 2011. During the first quarter 2012, average core deposits, which exclude time deposits, increased$203.6 million, or 2.13%, compared with the fourth quarter 2011 and increased$1.1 billion, or 12.45%, compared with the first quarter 2011. During the first quarter of 2012, growth in checking, money market and savings account products continued with less emphasis on renewing maturing certificate of deposit accounts. This strategy to increase the concentration of lower cost deposits within the overall deposit mix was initiated to efficiently fund balance sheet growth and to deepen and extend the length of customer relationships. Average time deposits decreased$148.1 million, or 8.04%, and decreased$930.4 million, or 35.45%, respectively, over prior and year-ago quarters.

Average investments increased$210.3 million, or 6.04%, compared with the fourth quarter of 2011 and increased$271.1 million, or 7.93% compared with the first quarter of 2011. The increase over both time periods reflects the Corporation's continued execution of its previously announced portfolio repositioning.

Net interest income on a fully tax-equivalent (“FTE”) basis was $121.4 million in the first quarter 2012 compared with $123.6 million in the fourth quarter of 2011 and $124.2 million in the first quarter of 2011.

Noninterest income excluding securities transactions for the first quarter of 2012 was $51.5 million, a decrease of $2.5 million, or 4.60%, from the fourth quarter of 2011 and a decrease of $1.3 million, or 2.45%, from the first quarter of 2011. Loans sales and servicing income increased $1.6 million from the fourth quarter of 2011 and $3.9 million from the first quarter of 2011. Other operating income in the first quarter of 2012decreased$3.0 million, compared with the prior quarter, which included $2.7 million of insurance reimbursement of legal costs incurred and previously expensed. Other operating income in the first quarter of 2012 decreased $1.3 million compared with the prior year quarter, which included $2.9 million in gains on covered loans paid in full.

Other income, net of $0.3 million in securities gains, as a percentage of net revenue for the first quarter of 2012 was 29.77% compared with 30.38% for fourth quarter of 2011 and 29.81% for the first quarter of 2011. Net revenue is defined as net interest income, on an FTE basis, plus other income, less gains from securities sales.

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FirstMerit Corporation Reports First Quarter 2012 EPS Results

Noninterest expense for the first quarter of 2012 was $113.8 million, a decrease of $10.1 million, or 8.16%, from the fourth quarter of 2011 and a decrease of $0.7 million, or 0.59%, from the first quarter of 2011. Included in other operating expense in the fourth quarter of 2011 was $4.9 million of fees related to the early termination of repurchase agreements and FHLB advances as part of the Corporation's investment portfolio repositioning strategy and $1.3 million of expense related to an increase in the liability associated with the sale of the Corporation's Visa® Class B shares in 2008.

During the first quarter of 2012, the Corporation reported an efficiency ratio of 65.52%, compared with 69.46% for the fourth quarter of 2011 and 64.37% for the first quarter of 2011. The Corporation will provide an update on its initiative to improve its overall efficiency during today's earnings conference call.

Net charge-offs, excluding covered loans, totaled $12.0 million, or 0.63% of average loans, excluding acquired loans, in the first quarter of 2012, compared with $13.8 million, or 0.73% of average loans, in the fourth quarter 2011 and $17.0 million, or 0.99% of average loans, in the first quarter of 2011.

Nonperforming assets totaled $68.0 million at March 31, 2012, a decrease of $13.1 million, or 16.18%, compared with December 31, 2011 and a decrease of $44.8 million, or 39.72%, compared with March 31, 2011. Nonperforming assets at March 31, 2012 represented 0.87% of period-end loans plus other real estate compared with 1.06% at December 31, 2011 and 1.61% at March 31, 2011.

The allowance for noncovered loan losses totaled $103.8 million at March 31, 2012. At March 31, 2012, the allowance for noncovered loan losses was 1.34% of period-end loans compared with 1.41% at December 31, 2011 and 1.64% at March 31, 2011. The allowance for credit losses is the sum of the allowance for noncovered loan losses and the reserve for unfunded lending commitments. For comparative purposes the allowance for credit losses was 1.41% of period end loans, excluding acquired loans, at March 31, 2012, compared with 1.49% at December 31, 2011 and 1.74% at March 31, 2011. The allowance for credit losses to nonperforming loans was 204.98% at March 31, 2012, compared with 176.50% at December 31, 2011 and 147.38% at March 31, 2011.

The Corporation's total assets at March 31, 2012 were $14.7 billion, an increase of $229.1 million, or 1.59%, compared with December 31, 2011 and an increase of $204.3 million, or 1.41%, compared with March 31, 2011.

Total deposits were $11.6 billion at March 31, 2012, an increase of $216.6 million, or 1.89%, from December 31, 2011 and an increase of $252.2 million, or 2.21%, from March 31, 2011. Core deposits totaled $10.0 billion at March 31, 2012, an increase of $309.7 million, or 3.20% from December 31, 2011 and an increase of $1.1 billion, or 11.97%, from March 31, 2011.

Shareholders' equity was $1.6 billion at March 31, 2012, compared with $1.6 billion at December 31, 2011, and $1.5 billion at March 31, 2011. The Corporation maintained a strong capital position as tangible common equity to assets was 7.86% at March 31, 2012, compared with 7.86% at December 31, 2011 and 7.50% at March 31, 2011. The common cash dividend per share paid in the first quarter 2012 was $0.16.

First Quarter 2012 Conference Call

FirstMerit (Nasdaq: FMER) senior management will host an earnings conference call today at 11:00 a.m. (Eastern Time) to provide an overview of first quarter results and highlights. To participate in

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FirstMerit Corporation Reports First Quarter 2012 EPS Results

the conference call, please dial (888) 693-3477 ten minutes before start time and provide the reservation number: 70615753. A replay of the conference call will be available at approximately 2:00 p.m. (Eastern Time) on April 24, 2012 through May 7, 2012 by dialing (855) 859-2056, and entering the PIN: 70615753. The Corporation will provide a slide presentation, which management will speak to during the conference call. A copy of the presentation will be available prior to the earnings conference call at https://www.firstmerit.com/personal/investors.aspx; click on the Presentations link to access the slide presentation.

About FirstMerit Corporation

FirstMerit Corporation is a diversified financial services company headquartered in Akron, Ohio, with assets of $14.7 billion as of March 31, 2012 and 205 banking offices and 213 ATMs in Ohio, Western Pennsylvania, and Chicago, Illinois areas. FirstMerit provides a complete range of banking and other financial services to consumers and businesses through its core operations. Principal wholly-owned subsidiaries include: FirstMerit Bank, N.A., FirstMerit Mortgage Corporation, FirstMerit Title Agency, Ltd., and FirstMerit Community Development Corporation.

Subsequent Events

The Corporation is required under generally accepted accounting principles to evaluate subsequent events through the filing of the its consolidated financial statements for the year ended March 31, 2012 on Form 10-Q. As a result, the Corporation will continue to evaluate the impact of any subsequent events on critical accounting assumptions and estimates made as of March 31, 2012 and will adjust amounts preliminarily reported, if necessary.

Forward-Looking Statements

This release contains forward-looking statements relating to present or future trends or factors affecting the banking industry, and specifically the financial condition and results of operations, including without limitation, statements relating to the earnings outlook of the Corporation, as well as its operations, markets and products. Actual results could differ materially from those indicated. Among the important factors that could cause results to differ materially are interest rate changes, continued softening in the economy, which could materially impact credit quality trends and the ability to generate loans, changes in the mix of the Corporation's business, competitive pressures, changes in accounting, tax or regulatory practices or requirements and those risk factors detailed in the Corporation's periodic reports and registration statements filed with the Securities and Exchange Commission. The Corporation undertakes no obligation to release revisions to these forward-looking statements or reflect events or circumstances after the date of this release.

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FirstMerit Corporation Reports First Quarter 2012 EPS Results

FIRSTMERIT CORPORATION AND SUBSIDIARIES
Consolidated Financial Highlights
(Unaudited)							Quarters
(Dollars in thousands)	2012			2011			2011			2011			2011
	1st Qtr			4th Qtr			3rd Qtr			2nd Qtr			1st Qtr
EARNINGS
Net interest income FTE (a)	$	121,428		$	123,598		$	121,788		$	119,735		$	124,191
Provision for noncovered loan losses	8,129			12,275			14,604			10,138			17,018
Provision for covered loan losses	5,932			2,773			4,768			7,481			5,331
Other income	51,726			59,737			60,772			51,491			52,756
Other expenses	113,768			123,874			115,957			110,068			114,445
FTE adjustment (a)	2,641			2,632			2,396			2,292			2,367
Net income	30,344			30,496			31,737			29,763			27,560
Diluted EPS	0.28			0.28			0.29			0.27			0.25
PERFORMANCE RATIOS
Return on average assets (ROA)	0.84		%	0.83		%	0.86		%	0.82		%	0.78		%
Return on average common equity (ROE)	7.72		%	7.70		%	8.02		%	7.78		%	7.37		%
Net interest margin FTE (a)	3.78		%	3.85		%	3.75		%	3.77		%	4.01		%
Efficiency ratio	65.52		%	69.46		%	64.78		%	64.30		%	64.37		%
Number of full-time equivalent employees	2,997			3,018			3,016			3,028			3,056
MARKET DATA
Book value/common share	$	14.51		$	14.33		$	14.38		$	14.19		$	13.98
Period-end common share mkt value	16.86			15.13			11.36			16.51			17.07
Market as a % of book	116		%	106		%	79		%	116		%	122		%
Cash dividends/common share	$	0.16		$	0.16		$	0.16		$	0.16		$	0.16
Common stock dividend payout ratio	57.14		%	57.14		%	55.17		%	59.26		%	64.00		%
Average basic common shares	109,211			109,249			109,245			109,138			108,769
Average diluted common shares	109,211			109,249			109,246			109,139			108,770
Period end common shares	109,187			109,251			109,247			109,241			108,734
Common shares repurchased	69			7			10			45			91
Common stock market capitalization	$	1,840,893		$	1,652,968		$	1,241,046		$	1,803,569		$	1,856,089
ASSET QUALITY (excluding acquired loans)
Gross charge-offs	$	17,417		$	18,984		$	20,014		$	20,958		$	22,812
Net charge-offs	11,979			13,763			14,604			15,641			17,018
Allowance for noncovered loan losses	103,849			107,699			109,187			109,187			114,690
Reserve for unfunded lending commitments	5,410			6,373			6,360			5,799			7,202
Nonperforming assets (NPAs) (b)	67,971			81,094			90,375			99,846			112,759
Net charge-offs/average loans ratio (b)	0.63		%	0.73		%	0.79		%	0.89		%	0.99		%
Allowance for noncovered loan losses/period-end loans (b)	1.34		%	1.41		%	1.46		%	1.51		%	1.64		%
Allowance for credit losses/period-end loans (b)	1.41		%	1.49		%	1.55		%	1.59		%	1.74		%
NPAs/loans and other real estate (b)	0.87		%	1.06		%	1.21		%	1.38		%	1.61		%
Allowance for noncovered loan losses/nonperforming loans	194.83		%	166.64		%	160.09		%	150.31		%	138.67		%
Allowance for credit losses/nonperforming loans	204.98		%	176.50		%	169.42		%	158.30		%	147.38		%
CAPITAL & LIQUIDITY
Period-end tangible common equity to assets	7.86		%	7.86		%	7.75		%	7.79		%	7.50		%
Average equity to assets	10.91		%	10.75		%	10.75		%	10.59		%	10.62		%
Average equity to total loans (c)	17.50		%	17.40		%	17.55		%	17.36		%	17.14		%
Average total loans to deposits (c)	78.74		%	79.12		%	78.18		%	77.05		%	78.14		%
AVERAGE BALANCES
Assets	$	14,496,937		$	14,623,441		$	14,610,628		$	14,481,208		$	14,270,871
Deposits	11,472,021			11,416,546			11,447,682			11,464,738			11,319,809
Loans, excluding acquired loans (c)	7,677,963			7,520,400			7,298,446			7,080,109			6,963,389
Acquired loans, including covered loans (c)	1,355,086			1,512,123			1,651,559			1,753,943			1,881,540
Earning assets	12,935,184			12,747,868			12,878,105			12,724,269			12,560,913
Shareholders' equity	1,581,009			1,572,061			1,570,411			1,533,855			1,516,227
ENDING BALANCES
Assets	$	14,670,818		$	14,441,702		$	14,688,278		$	14,347,557		$	14,466,509
Deposits	11,648,165			11,431,609			11,396,121			11,340,939			11,395,946
Loans, excluding acquired loans (c)	7,764,058			7,635,776			7,453,613			7,216,015			6,989,973
Acquired loans, including covered loans (c)	1,306,165			1,404,644			1,604,706			1,707,887			1,800,525
Goodwill	460,044			460,044			460,044			460,044			460,044
Intangible assets	7,757			8,239			8,782			9,325			9,868
Earning assets	13,318,202			13,011,267			12,885,242			12,958,324			13,129,667
Total shareholders' equity	1,584,105			1,565,953			1,570,654			1,550,387			1,519,957
NOTES:
(a) - Net interest income on a fully tax-equivalent ("FTE") basis restates interest on tax-exempt securities and loans as if such interest were subject to federal income tax at the statutory rate. Net interest income on an FTE basis is not an accounting principle generally accepted in the United States of America.

(b) - Acquired loans and other real estate from First Bank, George Washington Savings Bank and Midwest Bank & Trust Company are excluded from the ratio of our allowance for loan and credit losses and NPAs.

(c) - Excludes loss share receivable of $171.1 million, $205.7 million, $220.5 million, $239.4 million and $266.0 million as of March 31, 2012, December 31, 2011, September 30, 2011, June 30, 2011 and March 31, 2011, respectively.

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FirstMerit Corporation Reports First Quarter 2012 EPS Results

FIRSTMERIT CORPORATION AND SUBSIDIARIES
Consolidated Balance Sheets
(Dollars in thousands)				March 31,			December 31,			March 31,
(Unaudited, except December 31, 2011, which is derived from the audited financial statements)				2012			2011			2011
ASSETS
	Cash and due from banks			$	188,789		$	219,256		$	168,528
	Interest-bearing deposits in banks			301,196			158,063			470,253
		Total cash and cash equivalents		489,985			377,319			638,781
	Investment securities
		Held-to-maturity		100,840			82,764			65,923
		Available-for-sale		3,491,647			3,353,553			3,362,751
		Other investments		140,713			140,726			160,818
	Loans held for sale			42,447			30,077			13,443
	Noncovered loans:
		Commercial		5,220,051			5,107,747			4,565,376
		Residential mortgage		428,950			413,664			399,380
		Installment		1,259,930			1,263,665			1,282,170
		Home equity		739,548			743,982			736,947
		Credit cards		140,618			146,356			141,864
		Leases		74,112			73,530			60,487
			Total noncovered loans	7,863,209			7,748,944			7,186,224
			Allowance for noncovered loan losses	(103,849		)	(107,699		)	(114,690		)
			Net noncovered loans	7,759,360			7,641,245			7,071,534
	Covered loans (includes loss share receivable of $171.1 million, $205.7 million and $266.0 million at March 31, 2012, December 31, 2011 and March 31, 2011, respectively)			1,378,150			1,497,140			1,870,255
			Allowance for covered loan losses	(41,070		)	(36,417		)	(28,405		)
			Net covered loans	1,337,080			1,460,723			1,841,850
			Net loans	9,096,440			9,101,968			8,913,384
	Premises and equipment, net			188,347			192,949			192,630
	Goodwill			460,044			460,044			460,044
	Intangible assets			7,757			8,239			9,868
	Covered other real estate (includes loss share receivable of $0.7 million, $1.3 million and $7.9 million at March 31, 2012, December 31, 2011 and March 31, 2011, respectively)			56,411			54,505			58,688
	Accrued interest receivable and other assets			596,187			639,558			590,179
			Total assets	$	14,670,818		$	14,441,702		$	14,466,509
LIABILITIES AND SHAREHOLDERS' EQUITY
	Deposits:
		Noninterest-bearing		$	3,136,595		$	3,030,225		$	2,925,088
		Interest-bearing		1,119,102			1,062,896			815,593
		Savings and money market accounts		5,742,547			5,595,409			5,188,815
		Certificates and other time deposits		1,649,921			1,743,079			2,466,450
			Total deposits	11,648,165			11,431,609			11,395,946
	Federal funds purchased and securities sold under agreements to repurchase			928,760			866,265			952,995
	Wholesale borrowings			176,611			203,462			325,046
	Accrued taxes, expenses, and other liabilities			333,177			374,413			272,565
			Total liabilities	13,086,713			12,875,749			12,946,552
	Shareholders' equity:
		Preferred stock, without par value: authorized and unissued 7,000,000 shares		—			—			—
		Preferred stock, Series A, without par value: designated 800,000 shares; none outstanding		—			—			—
		Convertible preferred stock, Series B, without par value: designated 220,000 shares; none outstanding		—			—			—
		Common stock, without par value; authorized 300,000,000 shares; issued: March 31, 2012, December 31, 2011 and March 31, 2011 - 115,121,731 shares		127,937			127,937			127,937
		Capital surplus		484,491			479,882			488,770
		Accumulated other comprehensive loss		(22,172		)	(23,887		)	(25,765		)
		Retained earnings		1,144,210			1,131,203			1,091,160
		Treasury stock, at cost: March 31, 2012 -5,935,169 shares; December 31, 2011 - 5,870,923 shares; March 31, 2011 - 6,387,924 shares		(150,361		)	(149,182		)	(162,145		)
			Total shareholders' equity	1,584,105			1,565,953			1,519,957
			Total liabilities and shareholders' equity	$	14,670,818		$	14,441,702		$	14,466,509

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FirstMerit Corporation Reports First Quarter 2012 EPS Results

FIRSTMERIT CORPORATION AND SUBSIDIARIES
Average Consolidated Balance Sheets
	Quarterly Periods
(Unaudited)	March 31,			December 31,			September 30,			June 30,			March 31,
(Dollars in thousands)	2012			2011			2011			2011			2011
ASSETS
Cash and due from banks	$	378,736		$	621,899		$	517,150		$	588,487		$	520,602
Investment securities:
Held-to-maturity	90,664			89,166			85,664			79,012			64,212
Available-for-sale	3,459,439			3,231,195			3,429,631			3,382,943			3,194,751
Other investments	140,719			160,147			160,799			160,811			160,752
Loans held for sale	26,483			24,215			24,524			18,512			22,574
Noncovered loans:
Commercial	5,143,087			5,049,479			4,876,034			4,665,550			4,553,777
Residential mortgage	421,648			405,329			399,228			398,702			403,758
Installment	1,261,122			1,267,952			1,264,868			1,270,589			1,294,156
Home equity	738,154			744,326			741,497			736,117			741,596
Credit card	143,794			145,560			144,796			143,528			146,526
Leases	73,644			61,267			56,909			58,607			61,768
Total noncovered loans	7,781,449			7,673,913			7,483,332			7,273,093			7,201,581
Covered loans and loss share receivable	1,436,430			1,569,232			1,694,155			1,809,898			1,917,043
Total loans	9,217,879			9,243,145			9,177,487			9,082,991			9,118,624
Less: allowance for loan losses	142,628			141,360			138,441			143,721			134,064
Net loans	9,075,251			9,101,785			9,039,046			8,939,270			8,984,560
Total earning assets	12,935,184			12,747,868			12,878,105			12,724,269			12,560,913
Premises and equipment, net	190,669			193,219			192,218			192,584			195,296
Accrued interest receivable and other assets	1,134,976			1,201,815			1,161,596			1,119,589			1,128,124
TOTAL ASSETS	$	14,496,937		$	14,623,441		$	14,610,628		$	14,481,208		$	14,270,871
LIABILITIES
Deposits:
Noninterest-bearing	$	3,036,590		$	3,013,543		$	2,988,521		$	2,998,090		$	2,874,884
Interest-bearing	1,066,132			991,456			913,252			824,125			841,545
Savings and money market accounts	5,675,052			5,569,213			5,446,351			5,279,353			4,978,773
Certificates and other time deposits	1,694,247			1,842,334			2,099,558			2,363,170			2,624,607
Total deposits	11,472,021			11,416,546			11,447,682			11,464,738			11,319,809
Federal funds purchased and securities sold under agreements to repurchase	887,715			999,639			969,020			884,244			848,169
Wholesale borrowings	184,659			225,116			320,691			325,057			325,296
Total funds	12,544,395			12,641,301			12,737,393			12,674,039			12,493,274
Accrued taxes, expenses and other liabilities	371,533			410,079			302,824			273,314			261,370
Total liabilities	12,915,928			13,051,380			13,040,217			12,947,353			12,754,644
SHAREHOLDERS' EQUITY
Common stock	127,937			127,937			127,937			127,937			127,937
Capital surplus	481,856			479,257			477,864			479,078			486,907
Accumulated other comprehensive loss	(19,862		)	(15,198		)	(2,211		)	(16,402		)	(26,703		)
Retained earnings	1,140,953			1,129,392			1,116,207			1,095,270			1,089,554
Treasury stock	(149,875		)	(149,327		)	(149,386		)	(152,028		)	(161,468		)
Total shareholders' equity	1,581,009			1,572,061			1,570,411			1,533,855			1,516,227
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$	14,496,937		$	14,623,441		$	14,610,628		$	14,481,208		$	14,270,871

7

FirstMerit Corporation Reports First Quarter 2012 EPS Results

FIRSTMERIT CORPORATION AND SUBIDARIES
Average Consolidated Balance Sheets
Fully Tax-equivalent Interest Rates and Interest Differential
	Three months ended						Three months ended						Three months ended
	March 31, 2012						December 31, 2011						March 31, 2011
(Unaudited)	Average				Average		Average				Average		Average				Average
(Dollars in thousands)	Balance			Interest	Rate		Balance			Interest	Rate		Balance			Interest	Rate
ASSETS
Cash and due from banks	378,736						$	621,899					$	520,602
Investment securities and federal funds sold:
U.S. Treasury securities and U.S. Government agency obligations (taxable)	2,882,045			19,679	2.75	%	2,761,042			19,028	2.73	%	2,783,053			19,368	2.82	%
Obligations of states and political subdivisions (tax exempt)	436,804			5,864	5.40	%	403,405			5,568	5.48	%	357,511			5,281	5.99	%
Other securities and federal funds sold	371,973			2,739	2.96	%	316,061			2,406	3.02	%	279,151			2,117	3.08	%
Total investment securities and federal funds sold	3,690,822			28,282	3.08	%	3,480,508			27,002	3.08	%	3,419,715			26,766	3.17	%
Loans held for sale	26,483			283	4.30	%	24,215			266	4.36	%	22,574			274	4.92	%
Loans, including loss share receivable	9,217,879			103,156	4.50	%	9,243,145			107,612	4.62	%	9,118,624			114,562	5.10	%
Total earning assets	12,935,184			131,721	4.10	%	12,747,868			134,880	4.20	%	12,560,913			141,602	4.57	%
Allowance for loan losses	(142,628		)				(141,360		)				(134,064		)
Other assets	1,325,645						1,395,034						1,323,420
Total assets	$	14,496,937					$	14,623,441					$	14,270,871
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits:
Noninterest-bearing	$	3,036,590		—	—	%	$	3,013,543		—	—	%	$	2,874,884		—	—	%
Interest-bearing	1,066,132			247	0.09	%	991,456			237	0.09	%	841,545			184	0.09	%
Savings and money market accounts	5,675,052			5,103	0.36	%	5,569,213			5,998	0.43	%	4,978,773			7,845	0.64	%
Certificates and other time deposits	1,694,247			3,524	0.84	%	1,842,334			3,201	0.69	%	2,624,607			6,827	1.05	%
Total deposits	11,472,021			8,874	0.31	%	11,416,546			9,436	0.33	%	11,319,809			14,856	0.53	%
Securities sold under agreements to repurchase	887,715			268	0.12	%	999,639			512	0.20	%	848,169			915	0.44	%
Wholesale borrowings	184,659			1,151	2.51	%	225,116			1,334	2.35	%	325,296			1,640	2.04	%
Total interest bearing liabilities	9,507,805			10,293	0.44	%	9,627,758			11,282	0.46	%	9,618,390			17,411	0.73	%
Other liabilities	371,533						410,079						261,370
Shareholders' equity	1,581,009						1,572,061						1,516,227
Total liabilities and shareholders' equity	$	14,496,937					$	14,623,441					$	14,270,871
Net yield on earning assets	$	12,935,184		121,428	3.78	%	$	12,747,868		123,598	3.85	%	$	12,560,913		124,191	4.01	%
Interest rate spread					3.66	%					3.73	%					3.84	%
Note: Interest income on tax-exempt securities and loans has been adjusted to a fully-taxable equivalent basis.
Nonaccrual loans have been included in the average balances.

8

FirstMerit Corporation Reports First Quarter 2012 EPS Results

FIRSTMERIT CORPORATION AND SUBSIDIARIES
Consolidated Statements of Comprehensive Income
(Unaudited)				Quarters ended
(Dollars in thousands except per share data)				March 31,
				2012			2011
Interest income:
	Loans and loans held for sale			$	103,082		$	114,555
	Investment securities
		Taxable		22,418			21,485
		Tax-exempt		3,580			3,195
		Total investment securities interest		25,998			24,680
			Total interest income	129,080			139,235
Interest expense:
	Deposits:
		Interest-bearing		247			184
		Savings and money market accounts		5,103			7,845
		Certificates and other time deposits		3,524			6,827
	Securities sold under agreements to repurchase			268			915
	Wholesale borrowings			1,151			1,640
		Total interest expense		10,293			17,411
		Net interest income		118,787			121,824
Provision for noncovered loan losses				8,129			17,018
Provision for covered loan losses				5,932			5,331
		Net interest income after provision for loan losses		104,726			99,475
Other income:
	Trust department income			5,627			5,514
	Service charges on deposits			14,409			14,910
	Credit card fees			10,180			12,207
	ATM and other service fees			3,790			2,917
	Bank owned life insurance income			3,056			5,241
	Investment services and insurance			2,247			2,447
	Investment securities gains, net			260			—
	Loan sales and servicing income			6,691			2,785
	Other operating income			5,466			6,735
		Total other income		51,726			52,756
Other expenses:
	Salaries, wages, pension and employee benefits			63,973			59,871
	Net occupancy expense			8,592			8,594
	Equipment expense			7,104			6,836
	Stationery, supplies and postage			2,143			2,705
	Bankcard, loan processing and other costs			7,653			7,562
	Professional services			3,352			5,793
	Amortization of intangibles			483			543
	FDIC insurance expense			3,720			4,366
	Other operating expense			16,748			18,175
		Total other expenses		113,768			114,445
			Income before income tax expense	42,684			37,786
Income tax expense				12,340			10,226
			Net income	$	30,344		$	27,560
Other comprehensive income, net of taxes
	Changes in unrealized securities' holding gains and losses			$	1,884		$	338
	Reclassification for realized securities' gains			(169		)	—
	Total other comprehensive gain, net of taxes			1,715			338
		Comprehensive income		$	32,059		$	27,898
Net income applicable to common shares				$	30,344		$	27,560
Net income used in diluted EPS calculation				$	30,344		$	27,560
Weighted average number of common shares outstanding - basic				109,211			108,769
Weighted average number of common shares outstanding - diluted				109,211			108,770
Basic earnings per common share				$	0.28		$	0.25
Diluted earnings per common share				$	0.28		$	0.25
Dividend per common share				$	0.16		$	0.16

9

FirstMerit Corporation Reports First Quarter 2012 EPS Results

FIRSTMERIT CORPORATION AND SUBSIDIARIES
Consolidated Statements of Comprehensive Income---linked quarters
	Quarterly Results
(Unaudited)	2012		2011			2011		2011		2011
(Dollars in thousands, except share data)	1st Qtr		4th Qtr			3rd Qtr		2nd Qtr		1st Qtr
Loans and loans held for sale	$	103,082	$	107,516		$	108,417	$	107,904	$	114,555
Investment securities	25,998		24,732			25,138		25,313		24,680
Total interest income	129,080		132,248			133,555		133,217		139,235
Interest on deposits:
Interest-bearing	247		237			218		177		184
Savings and money market accounts	5,103		5,998			6,929		7,398		7,845
Certificates and other time deposits	3,524		3,201			4,370		5,606		6,827
Securities sold under agreements to repurchase	268		512			977		940		915
Wholesale borrowings	1,151		1,334			1,669		1,653		1,640
Total interest expense	10,293		11,282			14,163		15,774		17,411
Net interest income	118,787		120,966			119,392		117,443		121,824
Provision for noncovered loan losses	8,129		12,275			14,604		10,138		17,018
Provision for covered loan losses	5,932		2,773			4,768		7,481		5,331
Net interest income after provision for loan losses	104,726		105,918			100,020		99,824		99,475
Other income:
Trust department income	5,627		5,413			5,607		5,863		5,514
Service charges on deposits	14,409		15,622			17,838		15,712		14,910
Credit card fees	10,180		10,182			13,640		13,510		12,207
ATM and other service fees	3,790		3,920			3,801		3,063		2,917
Bank owned life insurance income	3,056		3,381			3,182		3,015		5,241
Investment services and insurance	2,247		1,844			1,965		1,972		2,447
Investment securities gains, net	260		5,790			4,402		889		—
Loan sales and servicing income	6,691		5,102			3,426		2,891		2,785
Other operating income	5,466		8,483			6,911		4,576		6,735
Total other income	51,726		59,737			60,772		51,491		52,756
Other expenses:
Salaries, wages, pension and employee benefits	63,973		62,546			61,232		56,713		59,871
Net occupancy expense	8,592		7,270			8,464		8,086		8,594
Equipment expense	7,104		7,234			7,073		6,816		6,836
Stationery, supplies and postage	2,143		2,719			2,517		2,750		2,705
Bankcard, loan processing and other costs	7,653		7,948			8,449		8,266		7,562
Professional services	3,352		5,763			5,732		5,940		5,793
Amortization of intangibles	483		543			543		543		543
FDIC insurance expense	3,720		5,119			3,240		4,581		4,366
Other operating expense	16,748		24,732			18,707		16,373		18,175
Total other expenses	113,768		123,874			115,957		110,068		114,445
Income before income tax expense	42,684		41,781			44,835		41,247		37,786
Income taxes	12,340		11,285			13,098		11,484		10,226
Net income	30,344		30,496			31,737		29,763		27,560
Other comprehensive income (loss), net of taxes	1,715		(19,233		)	4,491		16,620		338
Comprehensive income	$	32,059	$	11,263		$	36,228	$	46,383	$	27,898
Net income applicable to common shares	$	30,344	$	30,496		$	31,737	$	29,763	$	27,560
Net income used in diluted EPS calculation	$	30,344	$	30,496		$	31,737	$	29,763	$	27,560
Weighted average common shares - basic	109,211		109,249			109,245		109,138		108,769
Weighted average common shares - diluted	109,211		109,249			109,246		109,139		108,770
Basic earnings per common share	$	0.28	$	0.28		$	0.29	$	0.27	$	0.25
Diluted earnings per common share	$	0.28	$	0.28		$	0.29	$	0.27	$	0.25

10

FirstMerit Corporation Reports First Quarter 2012 EPS Results

FIRSTMERIT CORPORATION AND SUBSIDIARIES
Asset Quality Information (excluding Acquired Assets)
(Unaudited, except December 31, 2011 annual period which is derived from the audited financial statements)
(Dollars in thousands, except ratios)
	Quarterly Periods															Annual Period
	March 31,			December 31,			September 30,			June 30,			March 31,			December 31,
Allowance for Credit Losses	2012			2011			2011			2011			2011			2011
Allowance for noncovered loan losses, beginning of period	$	107,699		$	109,187		$	109,187		$	114,690		$	114,690		$	114,690
Provision for noncovered loan losses	8,129			12,275			14,604			10,138			17,018			54,035
Charge-offs	17,417			18,984			20,014			20,958			22,812			82,768
Recoveries	5,438			5,221			5,410			5,317			5,794			21,742
Net charge-offs	11,979			13,763			14,604			15,641			17,018			61,026
Allowance for noncovered loan losses, end of period	$	103,849		$	107,699		$	109,187		$	109,187		$	114,690		$	107,699
Reserve for unfunded lending commitments, beginning of period	$	6,373		$	6,360		$	5,799		$	7,202		$	8,849		$	8,849
Provision for/(relief of) credit losses	(963		)	13			561			(1,403		)	(1,647		)	(2,476		)
Reserve for unfunded lending commitments, end of period	$	5,410		$	6,373		$	6,360		$	5,799		$	7,202		$	6,373
Allowance for Credit Losses	$	109,259		$	114,072		$	115,547		$	114,986		$	121,892		$	114,072
Ratios (a)
Provision for loan losses as a % of average loans	0.43		%	0.65		%	0.79		%	0.57		%	0.99		%	0.75		%
Provision for credit losses as a % of average loans	—		%	—		%	0.03		%	(0.08		)%	(0.10		)%	—		%
Net charge-offs as a % of average loans	0.63		%	0.73		%	0.79		%	0.89		%	0.99		%	0.85		%
Allowance for loan losses as a % of period-end loans	1.34		%	1.41		%	1.46		%	1.51		%	1.64		%	1.41		%
Allowance for credit losses as a % of period-end loans	1.41		%	1.49		%	1.55		%	1.59		%	1.74		%	1.49		%
Allowance for loan losses as a % of nonperforming loans	194.83		%	166.64		%	160.09		%	150.31		%	138.67		%	166.64		%
Allowance for credit losses as a % of nonperforming loans	204.98		%	176.50		%	169.42		%	158.30		%	147.38		%	176.50		%
Asset Quality (a)
Impaired loans:
Nonaccrual	$	44,486		$	55,755		$	59,928		$	63,688		$	71,246		$	55,755
Other nonperforming loans:
Nonaccrual	8,815			8,876			8,275			8,951			11,460			8,876
Total nonperforming loans	53,301			64,631			68,203			72,639			82,706			64,631
Other real estate ("ORE")	14,670			16,463			22,172			27,207			30,053			16,463
Total nonperforming assets ("NPAs")	$	67,971		$	81,094		$	90,375		$	99,846		$	112,759		$	81,094
NPAs as % of period-end loans + ORE	0.87		%	1.06		%	1.21		%	1.38		%	1.61		%	1.06		%
Past due 90 days or more & accruing interest	$	6,808		$	8,866		$	6,268		$	10,424		$	5,652		$	8,866

(a) Excludes acquired loans and related loss share receivable with a period end balance of $1.5 billion, $1.6 billion, $1.8 billion, $1.9 billion and $2.1 billion and covered ORE and related loss share receivable with a period end balance of $56.4 million, $54.5 million, $61.9 million, $58.5 million and $58.7 million at March 31, 2012, December 31, 2011, September 30, 2011, June 30, 2011 and March 31, 2011.

11

FirstMerit Corporation Reports First Quarter 2012 EPS Results

FIRSTMERIT CORPORATION AND SUBSIDIARIES
Noninterest Income and Noninterest Expense Detail
(Unaudited)
(Dollars in thousands)
	2012		2011		2011		2011		2011
QUARTERLY OTHER INCOME DETAIL	1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr
Trust department income	$	5,627	$	5,413	$	5,607	$	5,863	$	5,514
Service charges on deposits	14,409		15,622		17,838		15,712		14,910
Credit card fees	10,180		10,182		13,640		13,510		12,207
ATM and other service fees	3,790		3,920		3,801		3,063		2,917
Bank owned life insurance income	3,056		3,381		3,182		3,015		5,241
Investment services and insurance	2,247		1,844		1,965		1,972		2,447
Investment securities gains, net	260		5,790		4,402		889		—
Loan sales and servicing income	6,691		5,102		3,426		2,891		2,785
Other operating income	5,466		8,483		6,911		4,576		6,735
Total Other Income	$	51,726	$	59,737	$	60,772	$	51,491	$	52,756
	2012		2011		2011		2011		2011
QUARTERLY OTHER EXPENSES DETAIL	1st Qtr		4th Qtr		3rd Qtr		2nd Qtr		1st Qtr
Salaries, wages, pension and employee benefits	$	63,973	$	62,546	$	61,232	$	56,713	$	59,871
Net occupancy expense	8,592		7,270		8,464		8,086		8,594
Equipment expense	7,104		7,234		7,073		6,816		6,836
Taxes, other than income taxes	1,955		1,389		1,507		922		1,960
Stationery, supplies and postage	2,143		2,719		2,517		2,750		2,705
Bankcard, loan processing and other costs	7,653		7,948		8,449		8,266		7,562
Advertising	1,684		2,275		2,391		2,287		2,384
Professional services	3,352		5,763		5,732		5,940		5,793
Telephone	1,398		1,525		1,570		1,462		1,486
Amortization of intangibles	483		543		543		543		543
FDIC insurance expense	3,720		5,119		3,240		4,581		4,366
Other operating expense	11,711		19,543		13,239		11,702		12,345
Total Other Expenses	$	113,768	$	123,874	$	115,957	$	110,068	$	114,445

12

FirstMerit Corporation Reports First Quarter 2012 EPS Results

FIRSTMERIT CORPORATION AND SUBSIDIARIES
Allowance for Noncovered Loan Losses - Net Charge-off Detail
(Unaudited)	Quarters ended						Year ended
(Dollars in thousands)	March 31,						December 31,
	2012			2011			2011
Allowance for noncovered loan losses - beginning of period	$	107,699		$	114,690		$	114,690
Loans charged off:
Commercial	6,999			7,924			31,943
Residential mortgage	862			1,664			4,819
Installment	5,238			8,091			25,839
Home equity	2,324			2,156			8,691
Credit cards	1,583			2,318			7,846
Leases	—			—			778
Overdrafts	411			659			2,852
Total	17,417			22,812			82,768
Recoveries:
Commercial	694			608			2,703
Residential mortgage	35			89			221
Installment	3,180			3,688			13,639
Home equity	645			467			1,985
Credit cards	630			647			2,264
Manufactured housing	22			31			119
Leases	37			32			37
Overdrafts	195			232			774
Total	5,438			5,794			21,742
Net charge-offs	11,979			17,018			61,026
Provision for noncovered loan losses	8,129			17,018			54,035
Allowance for noncovered loan losses - end of period	$	103,849		$	114,690		$	107,699
Average loans (a)	$	7,677,963		$	6,963,389		$	7,217,349
Ratio to average loans (a):
(Annualized) net charge-offs	0.63		%	0.99		%	0.85		%
Provision for loan losses	0.43		%	0.99		%	0.75		%
Loans, period-end (a)	$	7,764,058		$	6,989,973		$	7,635,776
Allowance for credit losses (a):	$	109,259		$	121,892		$	114,072
As a multiple of (annualized) net charge-offs	2.27			1.77			1.87
Allowance for noncovered loan losses (a):
As a percent of period-end noncovered loans	1.34		%	1.64		%	1.41		%
As a multiple of (annualized) net noncovered charge-offs	2.16			1.66			1.76
(a) Excludes acquired loans and loss share receivable.

13

EX-99.2

First Quarter 2012 Earnings Conference Call Supplemental Information April 24, 2012 FIRSTMERIT Corporation

Forward-Looking Statements Disclosure This presentation contains forward-looking statements relating to present or future trends or factors affecting the banking industry, and specifically the financial condition and results of operations, including without limitation, statements relating to the earnings outlook of the Corporation, as well as its operations, markets and products. Actual results could differ materially from those indicated. Among the important factors that could cause results to differ materially are interest rate changes, continued softening in the economy, which could materially impact credit quality trends and the ability to generate loans, changes in the mix of the Corporation's business, competitive pressures, changes in accounting, tax or regulatory practices or requirements and those risk factors detailed in the Corporation's periodic reports and registration statements filed with the Securities and Exchange Commission. The Corporation undertakes no obligation to release revisions to these forward-looking statements or reflect events or circumstances after the date of this release. 2

3  52nd consecutive quarter of profitability  Net income of $30.3 million/$0.28 per diluted share • Return on average assets of 0.84% • Return on average equity of 7.72%  Dividend of $0.16 per share  Solid asset quality trends compared with 4Q11, including $1.8 million, or 12.96%, decline in NCOs and $13.1 million, or 16.18% decline in NPAs • NCO ratio at 0.63%, compared with 0.73% in 4Q11 • NPA ratio at 0.87%, compared with 1.06% in 4Q11  Average commercial loan growth of $93.6 million, or 1.85%, compared with 4Q11  Average core deposit growth of $203.6 million, or 2.13%, compared with 4Q11  Robust tangible common equity ratio of 7.86% at 3/31/12 1Q 2012 Highlights

4 Income Statement Highlights Financial Highlights (dollars in thousands except per share data) 2012 1st Qtr 2011 4th Qtr 2011 1st Qtr Net interest income FTE (a) $121,428 $123,598 $124,191 Provision for non covered loan losses 8,129 12,275 17,018 Provision for covered loan losses 5,932 2,773 5,331 Other income 51,726 59,737 52,756 Other expenses 113,768 123,874 114,445 FTE adjustment (a) 2,641 2,632 2,367 Net income 30,344 30,496 27,560 Diluted EPS 0.28 0.28 0.25 Prior Quarter Comparison  1Q12 Net income decreased $0.2 million, or 0.50%, compared with 4Q11 Prior-Year Quarter Comparison  1Q12 net income increased $2.8 million, or 10.10%, compared with 1Q11 (a) Net interest income on a fully tax-equivalent ("FTE") basis restates interest on tax-exempt securities and loans as if such interest were subject to federal income tax at the statutory rate. Net interest income on an FTE basis is not an accounting principle generally accepted in the United States of America.

Fee Income 5 Prior Quarter Comparison  1Q12 Noninterest income, net of securities transactions, decreased $2.5 million, or 4.60%, compared with 4Q11 Prior-Year Quarter Comparison  1Q12 Noninterest income, net of securities transactions, decreased $1.3 million, or 18.84%, compared with 1Q11 Noninterest Income (dollars in thousands) 2012 1st Qtr 2011 4th Qtr 2011 1st Qtr Trust department income $5,627 $5,413 $5,514 Service charges on deposits 14,409 15,622 14,910 Credit card fees 10,180 10,182 12,207 ATM and other service fees 3,790 3,920 2,917 Bank owned life insurance income 3,056 3,381 5,241 Investment services and insurance 2,247 1,844 2,447 Investment securities gains, net 260 5,790 0 Loan sales and servicing income 6,691 5,102 2,785 Other operating income 5,466 8,483 6,735 Total other income 51,726 59,737 52,756

Noninterest Expense 6 Noninterest Expense (dollars in thousands) 2012 1st Qtr 2011 4th Qtr 2011 1st Qtr Salaries, wages, pension, and employee benefits $63,973 $62,546 $59,871 Net occupancy expense 8,592 7,270 8,594 Equipment expense 7,104 7,234 6,836 Taxes, other than federal income taxes 1,955 1,389 1,960 Stationary, supplies and postage 2,143 2,719 2,705 Bankcard, loan processing and other costs 7,653 7,948 7,562 Advertising 1,684 2,275 2,384 Professional services 3,352 5,763 5,793 Telephone 1,398 1,525 1,486 Amortization of intangibles 483 543 543 FDIC expense 3,720 5,119 4,366 Other operating expenses 11,711 19,543 12,345 Total noninterest expense 113,768 123,874 114,445 Prior Quarter Comparison  Total noninterest expense for 1Q12 decreased $10.1 million, or 8.16%, compared with 4Q11 Prior-Year Quarter Comparison  Total noninterest expense for 1Q12 decreased $0.7 million, or 0.59%, compared with 1Q11

Net Interest Margin 7 (% )

Asset Yields / Liability Costs* 8 (dollars in thousands) March 31, 2012 December 31, 2011 March 31, 2011 Total investment securities and federal funds sold 3,690,822 3.08% 3,480,508 3.08% 3,419,715 3.17% Non-Covered loans 7,781,449 4.27% 7,673,913 4.34% 7,201,581 4.71% Covered loans 1,436,430 5.73% 1,569,232 5.90% 1,917,043 6.48% Total loans 9,217,879 4.50% 9,243,145 4.62% 9,118,624 5.10% Total earning assets 12,935,184 4.10% 12,747,868 4.20% 12,560,913 4.57% Demand – non interest bearing 3,036,590 -- 3,013,543 -- 2,874,884 -- Demand – interest bearing 1,066,132 0.09% 991,456 0.09% 841,545 0.09% Savings and money market accounts 5,675,052 0.36% 5,569,213 0.43% 4,978,773 0.64% Certificates and other time deposits 1,694,247 0.84% 1,842,334 0.69% 2,624,607 1.05% Total deposits 11,472,021 0.31% 11,416,5426 0.33% 11,319,809 0.53% Borrowings 1,072,374 0.53% 1,224,725 0.60% 1,173,465 0.88% Total interest bearing liabilities 9,507,805 0.44% 9,627,758 0.46% 8,618,390 0.73% (*) FTE average quarterly balances and yields/costs

Deposits Average Core Deposits* $ in millions Average Total Deposits 9 (*) Core deposits include all deposits less certificates of deposit

10 Average Commercial Loans $ in millions Commercial Loan Composition Commercial Loan Portfolio* (*) Excluding covered loans, commercial loan composition as of 3/31/12

Credit Results – Excluding Covered Loans 11

Capital Position 12 (dollars in thousands) March 31, 2012 December 31, 2011 March 31, 2011 Consolidated Total Equity $ 1,584,105 10.80% $ 1,565,953 10.84% $ 1,519,957 10.51% Common Equity 1,584,105 10.80% 1,565,953 10.84% 1,519,957 10.51% Tangible common equity (a) 1,116,304 7.86% 1,097,670 7.86% 1,050,045 7.50% Tier 1 capital (b) 1,136,705 11.55% 1,119,892 11.48% 1,074,020 11.68% Total risk-based capital (c) 1,260,064 12.80% 1,242,177 12.73% 1,189,389 12.94% Leverage (d) 1,136,705 8.16% 1,119,892 7.95% 1,074,020 7.81% (a) Common equity less all intangibles; computed as a ratio to total assets less intangible assets. (b) Shareholders’ equity less goodwill; computed as a ratio to risk adjusted assets, as defined in the 1992 risk based capital guidelines. (c) Tier 1 capital plus qualifying loan less allowance, computed as a ratio to risk adjusted assets as defined in the 1992 risk based capital guidelines. (d) Tier 1 capital computed as a ratio to the latest quarter’s average assets less goodwill.

First Quarter 2012 Earnings Conference Call Supplemental Information April 24, 2012 FIRSTMERIT Corporation