XML 72 R56.htm IDEA: XBRL DOCUMENT v3.20.2
Bank segment - Credit risk profile - payment activity and assigned grades (Details) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2020
Dec. 31, 2019
Credit risk profile by internally assigned grade for loans    
June 30, 2020 $ 771,600  
December 31, 2019 695,446  
December 31, 2018 488,691  
December 31, 2017 407,684  
December 31, 2016 408,551  
Prior 1,391,212  
Revolving 1,221,590  
Converted to term loans 66,028  
Total 5,450,802 $ 5,120,664
Real estate    
Credit risk profile by internally assigned grade for loans    
Total 4,160,943 4,192,069
Real estate | Residential 1-4 family    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 176,536  
December 31, 2019 272,951  
December 31, 2018 165,584  
December 31, 2017 258,464  
December 31, 2016 215,920  
Prior 1,033,771  
Revolving 0  
Converted to term loans 0  
Total 2,123,226 2,178,135
Real estate | Home equity line of credit    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 1,030,145  
Converted to term loans 35,119  
Total 1,065,264 1,092,125
Conversion of debt 8,700  
Real estate | Residential land    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 2,095  
December 31, 2019 4,975  
December 31, 2018 2,024  
December 31, 2017 2,041  
December 31, 2016 22  
Prior 2,067  
Revolving 0  
Converted to term loans 0  
Total 13,224 14,704
Real estate | Residential construction    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 2,725  
December 31, 2019 5,034  
December 31, 2018 974  
December 31, 2017 2,026  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 10,759 11,670
Real estate | Commercial real estate    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 99,566  
December 31, 2019 119,500  
December 31, 2018 134,836  
December 31, 2017 65,395  
December 31, 2016 129,333  
Prior 289,717  
Revolving 17,219  
Converted to term loans 0  
Total 855,566 824,830
Real estate | Commercial construction    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 7,752  
December 31, 2019 13,458  
December 31, 2018 29,873  
December 31, 2017 18,000  
December 31, 2016 7,472  
Prior 2,289  
Revolving 14,060  
Converted to term loans 0  
Total 92,904 70,605
Consumer    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 25,469  
December 31, 2019 90,480  
December 31, 2018 56,187  
December 31, 2017 15,772  
December 31, 2016 1,717  
Prior 505  
Revolving 22,563  
Converted to term loans 3,337  
Total 216,030 257,921
Conversion of debt 1,400  
Commercial    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 457,457  
December 31, 2019 189,048  
December 31, 2018 99,213  
December 31, 2017 45,986  
December 31, 2016 54,087  
Prior 62,863  
Revolving 137,603  
Converted to term loans 27,572  
Total 1,073,829 $ 670,674
Conversion of debt 13,700  
Pass | Real estate | Commercial real estate    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 89,882  
December 31, 2019 77,350  
December 31, 2018 78,115  
December 31, 2017 29,390  
December 31, 2016 56,246  
Prior 172,941  
Revolving 17,219  
Converted to term loans 0  
Total 521,143  
Pass | Real estate | Commercial construction    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 6,933  
December 31, 2019 13,458  
December 31, 2018 29,873  
December 31, 2017 0  
December 31, 2016 7,472  
Prior 0  
Revolving 14,060  
Converted to term loans 0  
Total 71,796  
Pass | Commercial    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 450,699  
December 31, 2019 154,672  
December 31, 2018 94,309  
December 31, 2017 33,771  
December 31, 2016 13,876  
Prior 38,911  
Revolving 92,475  
Converted to term loans 14,868  
Total 893,581  
Special Mention | Real estate | Commercial real estate    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 9,684  
December 31, 2019 41,662  
December 31, 2018 54,791  
December 31, 2017 35,400  
December 31, 2016 69,418  
Prior 60,098  
Revolving 0  
Converted to term loans 0  
Total 271,053  
Special Mention | Real estate | Commercial construction    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 819  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 18,000  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 18,819  
Special Mention | Commercial    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 6,593  
December 31, 2019 29,695  
December 31, 2018 4,759  
December 31, 2017 10,578  
December 31, 2016 38,970  
Prior 20,813  
Revolving 44,521  
Converted to term loans 11,222  
Total 167,151  
Substandard | Real estate | Commercial real estate    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 488  
December 31, 2018 1,930  
December 31, 2017 605  
December 31, 2016 3,669  
Prior 56,678  
Revolving 0  
Converted to term loans 0  
Total 63,370  
Substandard | Real estate | Commercial construction    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 2,289  
Revolving 0  
Converted to term loans 0  
Total 2,289  
Substandard | Commercial    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 165  
December 31, 2019 4,681  
December 31, 2018 145  
December 31, 2017 1,637  
December 31, 2016 1,241  
Prior 3,139  
Revolving 607  
Converted to term loans 1,482  
Total 13,097  
Doubtful | Real estate | Commercial real estate    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 0  
Doubtful | Real estate | Commercial construction    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 0  
Doubtful | Commercial    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 0  
Current | Real estate | Residential 1-4 family    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 176,536  
December 31, 2019 272,951  
December 31, 2018 165,584  
December 31, 2017 258,111  
December 31, 2016 215,920  
Prior 1,029,434  
Revolving 0  
Converted to term loans 0  
Total 2,118,536  
Current | Real estate | Home equity line of credit    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 1,027,589  
Converted to term loans 33,797  
Total 1,061,386  
Current | Real estate | Residential land    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 2,095  
December 31, 2019 4,975  
December 31, 2018 2,024  
December 31, 2017 2,041  
December 31, 2016 22  
Prior 2,067  
Revolving 0  
Converted to term loans 0  
Total 13,224  
Current | Real estate | Residential construction    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 2,725  
December 31, 2019 5,034  
December 31, 2018 974  
December 31, 2017 2,026  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 10,759  
Current | Consumer    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 25,186  
December 31, 2019 87,908  
December 31, 2018 53,640  
December 31, 2017 14,851  
December 31, 2016 1,602  
Prior 505  
Revolving 21,691  
Converted to term loans 3,062  
Total 208,445  
30-59 days past due | Real estate | Residential 1-4 family    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 2,192  
Revolving 0  
Converted to term loans 0  
Total 2,192  
30-59 days past due | Real estate | Home equity line of credit    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 790  
Converted to term loans 312  
Total 1,102  
30-59 days past due | Real estate | Residential land    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 0  
30-59 days past due | Real estate | Residential construction    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 0  
30-59 days past due | Consumer    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 105  
December 31, 2019 573  
December 31, 2018 583  
December 31, 2017 229  
December 31, 2016 18  
Prior 0  
Revolving 200  
Converted to term loans 44  
Total 1,752  
60-89 days past due | Real estate | Residential 1-4 family    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 606  
Revolving 0  
Converted to term loans 0  
Total 606  
60-89 days past due | Real estate | Home equity line of credit    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 408  
Converted to term loans 175  
Total 583  
60-89 days past due | Real estate | Residential land    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 0  
60-89 days past due | Real estate | Residential construction    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 0  
60-89 days past due | Consumer    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 83  
December 31, 2019 741  
December 31, 2018 792  
December 31, 2017 209  
December 31, 2016 24  
Prior 0  
Revolving 248  
Converted to term loans 67  
Total 2,164  
Greater than 89 days past due | Real estate | Residential 1-4 family    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 353  
December 31, 2016 0  
Prior 1,539  
Revolving 0  
Converted to term loans 0  
Total 1,892  
Greater than 89 days past due | Real estate | Home equity line of credit    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 1,358  
Converted to term loans 835  
Total 2,193  
Greater than 89 days past due | Real estate | Residential land    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 0  
Greater than 89 days past due | Real estate | Residential construction    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 0  
December 31, 2019 0  
December 31, 2018 0  
December 31, 2017 0  
December 31, 2016 0  
Prior 0  
Revolving 0  
Converted to term loans 0  
Total 0  
Greater than 89 days past due | Consumer    
Credit risk profile by internally assigned grade for loans    
June 30, 2020 95  
December 31, 2019 1,258  
December 31, 2018 1,172  
December 31, 2017 483  
December 31, 2016 73  
Prior 0  
Revolving 424  
Converted to term loans 164  
Total $ 3,669