X-17A-5: Submission Information

Report for the Period Beginning

01-01-2022

and Ending

12-31-2022

Type of Registrant

Broker-dealer

Security-based swap dealer

Major security-based swap participant

OTC derivatives dealer

Material Weakness

Does this submission include an accountant's report covering the compliance report that indentifies one or more material weaknesses?

Yes

X-17A-5: A. Registrant Identification

Name of Firm

PFS INVESTMENTS INC.

Address of Principal Place of Business (Do not use P.O. Box No.)

Address 1

1 PRIMERICA PARKWAY

City

DULUTH

State/Country

GEORGIA

Mailing Zip/ Portal Code

30099-0001

Name and Telephone Number of Person to Contact in Regard to this Report

Name

Sharon Grubenhoff

Telephone Number

470-564-6201

X-17A-5: B. Accountant Identification

Independent Public Accountant

Name - if individual, state last, first, and middle name

KPMG LLP

Address 1

303 Peachtree Street, N.E. Suite 2000

City

Atlanta

State/Country

GEORGIA

Mailing Zip/ Postal Code

30308

Check One

Certified Public Accountant
Radio button not checked

Certified Public Accountant not resident in United States or any of its possessions

X-17A-5: Signature

Oath or Affirmation

I, Sharon Grubenhoff, swear (or affirm) that, to the best of my knowledge and belief, the financial report pertaining to the firm of PFS INVESTMENTS INC., as of 02-28-2023, is true and correct. I further swear (or affirm) that neither the company nor any partner, proprietor, principal officer or director has any proprietary interest in any account classified solely as that of a customer, except as follows:

Signature

Sharon Grubenhoff

Title

CFO/Treasurer

Notary Public

Checking this box acknowledges that this oath or affirmation has been notarized.

X-17A-5: Filer Information

Submission Contact Information