-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, FWnjvOgrQ9hX+BBD1cI1JM8uvlBXHR5qSI2m5zl0fZN98wNt7bxI61LflD4B05vp m3ETgkNdLRJZF+iIkyS5Bg== 0000354396-97-000012.txt : 19970701 0000354396-97-000012.hdr.sgml : 19970701 ACCESSION NUMBER: 0000354396-97-000012 CONFORMED SUBMISSION TYPE: 11-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 19961231 FILED AS OF DATE: 19970630 SROS: NYSE SROS: PSE FILER: COMPANY DATA: COMPANY CONFORMED NAME: USF&G CORP CENTRAL INDEX KEY: 0000354396 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 521220567 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 11-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-08233 FILM NUMBER: 97632694 BUSINESS ADDRESS: STREET 1: 100 LIGHT ST CITY: BALTIMORE STATE: MD ZIP: 21202 BUSINESS PHONE: 4105473000 MAIL ADDRESS: STREET 1: P O BOX 1138 CITY: BALTIMORE STATE: MD ZIP: 21203 11-K 1 FORM 11-K FOR USF&G CAPITAL ACCUMULATION PLAN SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ---------------- FORM 11-K ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One): |X| ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 1996 OR |_| TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the transition period from ________________ to _________________ Commission filed number 1-8233 A. Full title of the plan and the address of the plan, if different from that of the issuer named below: USF&G CAPITAL ACCUMULATION PLAN B. Name of issuer of the securities held pursuant to the plan and the address of its principal executive office: USF&G CORPORATION 6225 Centennial Way Baltimore, Maryland 21209 REQUIRED INFORMATION The USF&G Capital Accumulation Plan (the "Plan") is subject to the financial reporting requirements of the Employee Retirement Income Security Act of 1974 (ERISA). In accordance with Instruction E to Form 11-K, the Plan financial statements and schedules prepared in accordance with the financial reporting requirements of ERISA are filed in paper under cover of Form SE. -2- EXHIBIT INDEX Exhibit Sequential Number Description Page Number 23 Consent of Independent Auditors 5 -3- SIGNATURES The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees have duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized. USF&G CAPITAL ACCUMULATION PLAN ---------------------------------- (Name of Plan) Date: June 26, 1997 /s/ JOHN A. MACCOLL ---------------------------------- Name: John A. MacColl Title: Executive Vice President USF&G Corporation and Plan Administrator -4- EXHIBIT 23 CONSENT OF INDEPENDENT AUDITORS We consent to the incorporation by reference in USF&G Corporation's registration statement numbers 33-20449, 33-9405, 33-33271, 33-21132, 33-51859, 33-65471 and 333-13685 on Form S-3 and 2-72026, 2-61626, 2-98232, 33-16111, 33-38113, 33-35095, 33-43132, 33-45664, 33-45665, 33-61965, 33-55667, 33-55669, 33-55671, 33-59535, 33-64839 and 333-04359 on Form S-8 of our report dated June 24, 1997 with respect to the financial statements and schedules of the USF&G Capital Accumulation Plan included in this Annual Report (Form 11-K) for the year ended December 31, 1996. /s/ ERNST & YOUNG LLP Baltimore, Maryland June 26, 1997 -5- -----END PRIVACY-ENHANCED MESSAGE-----