<SEC-DOCUMENT>0001193125-18-163798.txt : 20180515
<SEC-HEADER>0001193125-18-163798.hdr.sgml : 20180515
<ACCEPTANCE-DATETIME>20180515130535
ACCESSION NUMBER: 0001193125-18-163798
CONFORMED SUBMISSION TYPE: 8-K
PUBLIC DOCUMENT COUNT: 54
CONFORMED PERIOD OF REPORT: 20180515
ITEM INFORMATION: Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION: Submission of Matters to a Vote of Security Holders
ITEM INFORMATION: Regulation FD Disclosure
ITEM INFORMATION: Financial Statements and Exhibits
FILED AS OF DATE: 20180515
DATE AS OF CHANGE: 20180515
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: GALLAGHER ARTHUR J & CO
CENTRAL INDEX KEY: 0000354190
STANDARD INDUSTRIAL CLASSIFICATION: INSURANCE AGENTS BROKERS & SERVICES [6411]
IRS NUMBER: 362151613
STATE OF INCORPORATION: DE
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 8-K
SEC ACT: 1934 Act
SEC FILE NUMBER: 001-09761
FILM NUMBER: 18834891
BUSINESS ADDRESS:
STREET 1: 2850 GOLF ROAD
CITY: ROLLING MEADOWS
STATE: IL
ZIP: 60008-4002
BUSINESS PHONE: 6307733800
MAIL ADDRESS:
STREET 1: 2850 GOLF ROAD
CITY: ROLLING MEADOWS
STATE: IL
ZIP: 60008-4002
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d586615d8k.htm
<DESCRIPTION>8-K
<TEXT>
<HTML><HEAD>
<TITLE>8-K</TITLE>
</HEAD>
<BODY BGCOLOR="WHITE">
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000"> </P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000"> </P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Washington, D.C. 20549 </B></P> <P STYLE="font-size:11pt;margin-top:0pt;margin-bottom:0pt"> </P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%"> </P></center> <P STYLE="margin-top:11pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>Form <FONT
STYLE="white-space:nowrap">8-K</FONT> </B></P> <P STYLE="font-size:11pt;margin-top:0pt;margin-bottom:0pt"> </P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%"> </P></center> <P STYLE="margin-top:11pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>CURRENT
REPORT </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to Section 13 or 15(d) </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>of the Securities Exchange Act of 1934 </B></P>
<P STYLE="margin-top:11pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Date of Report (Date of earliest event reported): May 15, 2018 </B></P>
<P STYLE="font-size:11pt;margin-top:0pt;margin-bottom:0pt"> </P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%"> </P></center>
<P STYLE="margin-top:11pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>ARTHUR J. GALLAGHER & CO. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Exact name of registrant as specified in its charter) </B></P> <P STYLE="font-size:11pt;margin-top:0pt;margin-bottom:0pt"> </P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%"> </P></center> <P STYLE="font-size:11pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">
<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>Delaware</B></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="top" ALIGN="center"><B><FONT STYLE="white-space:nowrap">1-09761</FONT></B></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="top" ALIGN="center"><B><FONT STYLE="white-space:nowrap">36-2151613</FONT></B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(State or other jurisdiction of</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>incorporation or organization)</B></P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Commission</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>File Number)</B></P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(I.R.S. Employer</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Identification Number)</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center"><B>2850 W. Golf Road, Rolling Meadows, Illinois</B></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="top" ALIGN="center"><B>60008-4050</B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center"><B>(Address of principal executive offices)</B></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="top" ALIGN="center"><B>(Zip Code)</B></TD></TR>
</TABLE> <P STYLE="margin-top:11pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Registrant’s telephone number, including area code: (630)
<FONT STYLE="white-space:nowrap">773-3800</FONT> </B></P> <P STYLE="margin-top:11pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Not Applicable </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Former name or former address, if changed since last report) </B></P>
<P STYLE="font-size:11pt;margin-top:0pt;margin-bottom:0pt"> </P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%"> </P></center>
<P STYLE="margin-top:11pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below if the Form <FONT STYLE="white-space:nowrap">8-K</FONT> filing is intended to simultaneously satisfy the filing obligation of
the registrant under any of the following provisions: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">☐</TD>
<TD ALIGN="left" VALIGN="top">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">☐</TD>
<TD ALIGN="left" VALIGN="top">Soliciting material pursuant to Rule <FONT STYLE="white-space:nowrap">14a-12</FONT> under the Exchange Act (17 CFR <FONT STYLE="white-space:nowrap">240.14a-12)</FONT> </TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">☐</TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="white-space:nowrap">Pre-commencement</FONT> communications pursuant to Rule <FONT STYLE="white-space:nowrap">14d-2(b)</FONT> under the Exchange Act (17 CFR
<FONT STYLE="white-space:nowrap">240.14d-2(b))</FONT> </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">☐</TD>
<TD ALIGN="left" VALIGN="top"><FONT STYLE="white-space:nowrap">Pre-commencement</FONT> communications pursuant to Rule <FONT STYLE="white-space:nowrap">13e-4(c)</FONT> under the Exchange Act (17 CFR
<FONT STYLE="white-space:nowrap">240.13e-4(c))</FONT> </TD></TR></TABLE> <P STYLE="margin-top:11pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as
defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule <FONT STYLE="white-space:nowrap">12b-2</FONT> of the Securities Exchange Act of 1934 <FONT STYLE="white-space:nowrap">(§240.12b-2</FONT> of this chapter).
</P> <P STYLE="margin-top:11pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Emerging growth company ☐ </P> <P STYLE="margin-top:11pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging
growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange
Act. ☐ </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt"> </P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000"> </P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000"> </P>
<p Style='page-break-before:always'>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="12%" VALIGN="top" ALIGN="left"><B>Item 5.03.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year. </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On May 15, 2018, the
Board of Directors of Arthur J. Gallagher & Co. (the “<U>Company</U>”) approved amendments to the Company’s <FONT STYLE="white-space:nowrap">By-Laws,</FONT> effective immediately, to include a new Section 2.9, which
requires all director nominees to provide certain information relating to compensation and voting arrangements and compliance with the Company’s policies. The <FONT STYLE="white-space:nowrap">By-Law</FONT> amendments also include a number of
changes and clarifications to the provisions regarding (i) the conduct of stockholder meetings, to explicitly provide that the chairman of the meeting has authority to convene, adjourn and/or recess stockholder meetings (Sections 2.4 and 2.11),
(ii) providing a list of stockholders, to align with updates to the Delaware statute that permits companies to use a third party to prepare a stock ledger (Section 2.5), (iii) advance notice requirements, largely to accommodate the new
Section 2.9 (Section 2.10), (iv) the quorum for stockholder meetings, to explicitly cover the possibility of a recess (Section 2.11), (v) calling special meetings of the Board, to require a majority of the Board of Directors to request a
special meeting (Section 3.7), (vi) rules and regulations governing Committee meetings (Section 3.11), (vii) officer elections, to provide timing flexibility (Section 5.2), (viii) stock certificates, to permit any two authorized officers to sign
them (Section 6.1), (ix) the forum for adjudication of disputes, to clarify certain provisions (Article X), and (x) certain other minor technical and conforming changes throughout the <FONT STYLE="white-space:nowrap">By-Laws.</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The foregoing description of the amendments to the <FONT STYLE="white-space:nowrap">By-Laws</FONT> is qualified in its entirety by reference to the <FONT
STYLE="white-space:nowrap">By-Laws,</FONT> as amended and restated, which are filed as Exhibit 3.1 to this Current Report on Form <FONT STYLE="white-space:nowrap">8-K</FONT> and incorporated herein by reference. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="12%" VALIGN="top" ALIGN="left"><B>Item 5.07.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Submission of Matters to a Vote of Security Holders. </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company held its Annual Meeting of
Stockholders on May 15, 2018 (the “<U>Annual Meeting</U>”). At the Annual Meeting, three items were submitted to the Company’s stockholders. The items are described in more detail in the Company’s definitive proxy
statement filed with the Securities and Exchange Commission on March 23, 2018 (the “<U>Proxy Statement</U>”). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">At the Annual Meeting, the
Company’s stockholders (i) elected all ten director nominees, whose names appear below, to serve until the Company’s 2019 Annual Meeting of Stockholders, (ii) approved ratification of the appointment of Ernst & Young LLP
as the Company’s Independent Registered Public Accounting Firm for the fiscal year ending December 31, 2018 (“<U>Auditor Ratification</U>”), and (iii) approved the Company’s named executive officers’ compensation
(“<U>Say on Pay</U>”). The final voting results are set forth below: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="92%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">
<TR>
<TD WIDTH="58%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; width:70.55pt; display:inline; font-size:8pt; font-family:Times New Roman; "><B>Election of Directors</B></P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>For</B></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Against</B></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Abstain</B></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>*Broker<BR><FONT STYLE="white-space:nowrap">Non-Votes</FONT></B></TD>
<TD VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Sherry S. Barrat</P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">141,777,541</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">992,906</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">87,296</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">18,356,911</TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">William L. Bax</P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">135,342,654</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">7,422,033</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">93,056</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">18,356,911</TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">D. John Coldman</P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">142,291,013</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">475,189</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">91,541</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">18,356,911</TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Frank E. English, Jr.</P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">141,246,554</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">1,521,286</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">89,903</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">18,356,911</TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">J. Patrick Gallagher, Jr.</P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">133,907,431</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">8,912,383</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">37,929</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">18,356,911</TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Elbert O. Hand</P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">129,848,117</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">12,907,156</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">102,470</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">18,356,911</TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">David S. Johnson</P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">133,838,996</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">8,928,072</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">90,675</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">18,356,911</TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Kay W. McCurdy</P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">137,464,547</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">5,307,768</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">85,428</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">18,356,911</TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ralph J. Nicoletti</P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">141,301,327</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">1,455,560</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">100,856</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">18,356,911</TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Norman L. Rosenthal</P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">137,639,185</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">5,116,608</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">101,950</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">18,356,911</TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Auditor Ratification</B></P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">150,922,112</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">10,212,015</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">80,527</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">— </TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Say on Pay</B></P></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">139,148,296</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">3,447,630</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">261,817</TD>
<TD NOWRAP VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom" ALIGN="right">18,356,911</TD>
<TD NOWRAP VALIGN="bottom"> </TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">*</TD>
<TD ALIGN="left" VALIGN="top">Broker <FONT STYLE="white-space:nowrap">non-votes</FONT> represent shares held by broker nominees for beneficial owners that were not voted with respect to a <FONT STYLE="white-space:nowrap">non-routine</FONT> proposal
because the broker nominee did not receive voting instructions from the beneficial owner and lacked discretionary authority to vote the shares. If a broker does not receive voting instructions from the beneficial owner, a broker may vote on routine
matters, such as the ratification of the Independent Registered Public Accounting Firm, but may not vote on <FONT STYLE="white-space:nowrap">non-routine</FONT> matters. Broker <FONT STYLE="white-space:nowrap">non-votes</FONT> are counted for the
purpose of determining the presence of a quorum but are not counted for the purpose of determining the number of shares entitled to vote on <FONT STYLE="white-space:nowrap">non-routine</FONT> matters such as the election of directors and the
advisory <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">say-on-pay</FONT></FONT> vote. </TD></TR></TABLE>
<p Style='page-break-before:always'>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="12%" VALIGN="top" ALIGN="left"><B>Item 7.01.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Regulation FD Disclosure. </B></TD></TR></TABLE> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The slides containing information presented at the Annual Meeting are
furnished as Exhibit 99.1 to this report. This exhibit may also be accessed at the Company’s website (<U>www.ajg.com</U>) under the heading Investor Relations. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="12%" VALIGN="top" ALIGN="left"><B>Item 9.01.</B></TD>
<TD ALIGN="left" VALIGN="top"><B>Financial Statements and Exhibits. </B></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top">Exhibits </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">
<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="94%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP> 3.1</TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="top"><A HREF="d586615dex31.htm">Amended and Restated <FONT STYLE="white-space:nowrap">By-Laws</FONT> of Arthur J. Gallagher & Co. </A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.1</TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="top"><A HREF="d586615dex991.htm">Slides presented at the Annual Meeting. </A></TD></TR>
</TABLE>
<p Style='page-break-before:always'>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">
<TR>
<TD WIDTH="47%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>
<TD VALIGN="bottom"></TD>
<TD></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="46%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"><B>Arthur J. Gallagher & Co.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date: May 15, 2018</TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ WALTER D. BAY</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"> </TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Walter D. Bay</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">Vice President, General
Counsel and Secretary</P></TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-3.1
<SEQUENCE>2
<FILENAME>d586615dex31.htm
<DESCRIPTION>EX-3.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-3.1</TITLE>
</HEAD>
<BODY BGCOLOR="WHITE">
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 3.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>AMENDED AND RESTATED <FONT STYLE="white-space:nowrap">BY-LAWS</FONT> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>OF </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTHUR J.
GALLAGHER & CO. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE I </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Offices </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 1.1</B> The registered office shall be in the City of Wilmington, County of New Castle,
State of Delaware. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 1.2</B> The corporation may also have offices at such other
places both within and without the State of Delaware as the board of directors may from time to time determine or the business of the corporation may require. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE II </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Meetings of
Stockholders </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.1</B> All meetings of the stockholders shall be held on such date
and at such time as specified in Section 2.2 or as otherwise designated by the board of directors and at such place, within or without the State of Delaware, as designated by the board of directors, all as shall be stated in the notice of the
meeting or in a duly executed waiver of notice thereof. The board of directors may, in its sole discretion, determine that a meeting shall not be held at any place, but shall be held solely by means of remote communication, subject to such
guidelines and procedures as the board of directors may adopt, as permitted by Section 2.14 of these <FONT STYLE="white-space:nowrap">by-laws</FONT> and applicable law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.2</B> The annual meeting of stockholders shall be held on such date and at such time as
shall be designated from time to time by the board of directors and stated in the notice of the meeting, at which the stockholders shall vote on the election of directors and transact such other business as may properly be brought before the
meeting. Unless otherwise restricted by applicable law, the board of directors shall have power to postpone, reschedule or cancel the annual meeting of stockholders, without notice other than announcement immediately prior to the annual meeting.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.3</B> Written notice of the annual meeting stating the place, if any, date and
hour of the meeting and the means of remote communications, if any, by which stockholders and proxyholders may be deemed to be present in person and vote at such meeting shall be given to each stockholder entitled to vote at such meeting not less
than ten nor more than sixty days before the date of the meeting. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.4</B> (a)
Meetings of stockholders shall be presided over by the chairman of the board of directors, if any, or in the absence of the chairman of the board of directors, by a person designated by the board of directors, or in the absence of a person so
designated by the board of directors, by a chairman chosen at the meeting by the holders of a majority of the stock issued and outstanding and entitled to vote thereat, present in person or represented by proxy. The secretary, or in the absence of
the secretary, a person whom the chairman of the meeting shall appoint, shall act as secretary of the meeting and keep a record of the proceedings thereof. </P>
<p Style='page-break-before:always'>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(b) The board of directors shall be entitled to make such rules or
regulations for the conduct of meetings of stockholders as it shall deem necessary, appropriate or convenient. Subject to such rules and regulations of the board of directors, if any, the chairman of the meeting shall have the right and authority to
prescribe such rules, regulations and procedures and to do all such acts as, in the judgment of such chairman, are necessary, appropriate or convenient for the proper conduct of the meeting, including, without limitation, establishing an agenda or
order of business for the meeting, rules and procedures for maintaining order at the meeting and the safety of those present, limitations on participation in the meeting to stockholders of record of the corporation, their duly authorized and
constituted proxies and such other persons as the chairman shall permit, restrictions on entry to the meeting after the time fixed for the commencement thereof, limitations on the time allotted to questions or comments by participants and regulation
of the opening and closing of the polls for balloting and matters which are to be voted on by ballot. Subject to any rules and regulations adopted by the board of directors, the chairman of the meeting may convene and, for any reason, from time to
time, adjourn and/or recess any meeting of stockholders pursuant to Section 2.11. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.5</B> The corporation shall prepare, at least ten days before every meeting of
stockholders, a complete list of the stockholders entitled to vote at the meeting; provided, however, that if the record date for determining the stockholders entitled to vote is less than ten days before the date of the meeting, the list shall
reflect the stockholders entitled to vote as of the tenth day before the meeting date. Such list shall be arranged in alphabetical order and shall show the address of each stockholder and the number of shares registered in the name of each
stockholder. Nothing in this Section 2.5 shall require the corporation to include electronic mail addresses or other electronic contact information on such list. Such list shall be open to the examination of any stockholder, for any purpose
germane to the meeting at least ten days prior to the meeting (a) on a reasonably accessible electronic network, provided that the information required to gain access to such list is provided with the notice of meeting or (b) during
ordinary business hours at the principal place of business of the corporation. In the event that the corporation determines to make the list available on an electronic network, the corporation may take reasonable steps to ensure that such
information is available only to stockholders of the corporation. If the meeting is to be held at a place, then a list of stockholders entitled to vote at the meeting shall be produced and kept at the time and place of the meeting during the whole
time thereof and may be examined by any stockholder who is present. If the meeting is to be held solely by means of remote communication, then the list shall also be open to the examination of any stockholder during the whole time of the meeting on
a reasonably accessible electronic network, and the information required to access such list shall be provided with the notice of the meeting. Except as otherwise required by law, the stock ledger shall be the only evidence as to who are the
stockholders entitled to examine the list of stockholders required by this Section 2.5 or to vote in person or by proxy at any meeting of stockholders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.6</B> Special meetings of the stockholders, for any purpose or purposes, unless
otherwise prescribed by applicable law or by the certificate of incorporation, may be called by the chairman of the board of directors or the president and shall be called by the president or secretary at the request in writing of a majority of the
board of directors. Such request shall state </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>
<p Style='page-break-before:always'>
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the purpose or purposes of the proposed meeting. The board of directors may, in its sole discretion, determine that a special meeting shall not be held at any place, but shall be held solely by
means of remote communication, subject to such guidelines and procedures as the board of directors may adopt, as permitted by Section 2.13 of these <FONT STYLE="white-space:nowrap">by-laws</FONT> and applicable law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.7</B> Written notice of a special meeting stating the place, if any, date and hour of
the meeting, the means of remote communications, if any, by which stockholders and proxyholders may be deemed to be present in person and vote at such meeting and the purpose or purposes for which the meeting is called, shall be given not less than
ten nor more than sixty days before the date of the meeting to each stockholder entitled to vote at such meeting. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.8</B> Business transacted at any special meeting of stockholders shall be limited to
the purposes stated in the notice of meeting. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.9</B> (a) To be eligible to be a
nominee for election or <FONT STYLE="white-space:nowrap">re-election</FONT> as a director of the corporation, a person must deliver to the secretary of the corporation at the principal executive offices of the corporation the following information:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) a written representation and agreement, which shall be signed by such person and pursuant to which such
person shall represent and agree that such person: (1) consents to serving as a director if elected and (if applicable) to being named in the corporation’s proxy statement and form of proxy as a nominee, and currently intends to serve as a
director for the full term for which such person is standing for election; (2) is not and will not become a party to any agreement, arrangement or understanding with, and has not given any commitment or assurance to, any person or entity:
(A) as to how the person, if elected as a director, will act or vote on any issue or question that has not been disclosed to the corporation; or (B) that could limit or interfere with the person’s ability to comply, if elected as a
director, with such person’s fiduciary duties under applicable law; (3) is not and will not become a party to any agreement, arrangement or understanding with any person or entity other than the corporation with respect to any direct or
indirect compensation, reimbursement or indemnification in connection with service or action as a director or nominee that has not been disclosed to the corporation; and (4) if elected as a director, will comply with all of the
corporation’s corporate governance, conflict of interest, confidentiality, and stock ownership and trading policies and guidelines, and any other corporation policies and guidelines applicable to directors (which will be provided to such person
promptly following a request therefor); and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) all completed and signed questionnaires required of the
corporation’s directors (which will be provided to such person promptly following a request therefor). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(b) A
nominee for election or <FONT STYLE="white-space:nowrap">re-election</FONT> as a director of the corporation shall also provide to the corporation such other information as it may reasonably request. The corporation may request such additional
information as necessary to permit the corporation to determine the eligibility of such person to serve as a director of the corporation, including information relevant to a determination whether such person can be considered an independent
director. </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding any other provision of these <FONT STYLE="white-space:nowrap">by-laws,</FONT> if
a stockholder has submitted notice of an intent to nominate a candidate for election or <FONT STYLE="white-space:nowrap">re-election</FONT> as a director pursuant to Section 2.10, all written and signed representations and agreements and all
completed and signed questionnaires required pursuant to Section 2.9(a) above, and the additional information described in Section 2.9(b) above, shall be considered timely if provided to the corporation promptly upon request by the
corporation, but in any event within five business days after such request, and all information provided pursuant to this Section 2.9 shall be deemed part of the stockholder’s notice submitted pursuant to Section 2.10. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.10</B> (a) (i) Nominations of persons for election to the board
of directors and the proposal of business other than nominations to be considered by the stockholders may be made at an annual meeting of stockholders only (1) by or at the direction of the board of directors or a committee thereof or
(2) by any stockholder of the corporation who is a stockholder of record at the time the notice provided for in this Section 2.10(a) is delivered to the secretary of the corporation, who is entitled to vote at the meeting and who complies
with the notice procedures set forth in this Section 2.10(a). For the avoidance of doubt, the foregoing clause (2) should be the exclusive means for a stockholder to make nominations or propose other business (other than a proposal
included in the corporation’s proxy statement pursuant to and in compliance with Rule <FONT STYLE="white-space:nowrap">14a-8</FONT> under the Securities Exchange Act of 1934, as amended (the “Exchange Act”)) at an annual meeting of
stockholders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) For nominations or other business to be properly brought before an annual meeting by a
stockholder pursuant to clause (2) of Section 2.10(a), the stockholder must have given timely notice thereof in writing, either by personal delivery or by United States mail, postage prepaid, to the secretary of the corporation and such
business must be a proper subject for stockholder action. To be timely, a stockholder’s notice must be delivered to the secretary at the principal executive offices of the corporation not later than the close of business on the ninetieth day
nor earlier than the close of business on the one hundred twentieth day prior to the first anniversary of the preceding year’s annual meeting; provided, however, that in the event that the date of the annual meeting is more than thirty days
before or after such anniversary date, or if no annual meeting was held in the preceding year, notice by the stockholder to be timely must be so delivered not earlier than the close of business on the one hundred twentieth day prior to such annual
meeting and not later than the close of business on the later of the ninetieth day prior to such annual meeting or the tenth day following the date on which public announcement (as defined below) of the date of such meeting is first made by the
corporation. In no event shall an adjournment or recess of an annual meeting, or a postponement of an annual meeting for which notice of the meeting has already been given to stockholders or with respect to which there has been a public announcement
of the date of the meeting, commence a new time period (or extend any time period) for the giving of a stockholder’s notice as described above. As used in this section, “close of business” shall mean 5:00 p.m. local time at the
principal executive offices of the corporation on any calendar day, whether or not the day is a business day. Such stockholder’s notice shall set forth: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:17%; font-size:10pt; font-family:Times New Roman">(1) as to each person whom the stockholder proposes to nominate for election or
<FONT STYLE="white-space:nowrap">re-election</FONT> as a director: (A) all information relating to such person that is required to be disclosed in solicitations of proxies for election of directors in an election contest, or is otherwise
required, in each case pursuant to and in accordance with Regulation 14A under the Exchange Act and (B) the information required to be submitted by nominees pursuant to Section 2.9(a)(i) above; </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:17%; font-size:10pt; font-family:Times New Roman">(2) as to any other business that the stockholder proposes to bring
before the meeting, a brief description of the business desired to be brought before the meeting, the text of the proposal or business (including the text of any resolutions proposed for consideration and in the event that such business includes a
proposal to amend the <FONT STYLE="white-space:nowrap">by-laws</FONT> of the corporation, the language of the proposed amendment), the reasons for conducting such business at the meeting and any substantial interest (within the meaning of
Item 5 of Schedule 14A under the Exchange Act) in such business of such stockholder and the beneficial owner (within the meaning of Section 13(d) of the Exchange Act), if any, on whose behalf the proposal is made; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:17%; font-size:10pt; font-family:Times New Roman">(3) as to the stockholder giving the notice and the beneficial owner, if any, on whose behalf the nomination is made
or the other business is proposed: (A) the name and address of such stockholder, as they appear on the corporation’s books, and the name and address of such beneficial owner, (B) the class and number of shares of capital stock of the
corporation which are owned of record by such stockholder and such beneficial owner as of the date of the notice, and the stockholder’s agreement or representation agreeing to notify the corporation in writing within five business days after
the record date for such meeting of the class and number of shares of capital stock of the corporation owned of record by the stockholder and such beneficial owner as of the record date for the meeting, and (C) a representation that the
stockholder (or a qualified representative of the stockholder) intends to appear at the meeting to make such nomination or propose such other business; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:17%; font-size:10pt; font-family:Times New Roman">(4) as to the stockholder giving the notice or, if the notice is given on behalf of a beneficial owner on whose behalf
the nomination is made or the other business is proposed, as to such beneficial owner, and if such stockholder or beneficial owner is an entity, as to each director, executive, managing member or control person of such entity (any such individual or
control person, a “control person”): (A) the class and number of shares of capital stock of the corporation which are beneficially owned (as defined below) by such stockholder or beneficial owner and by any control person as of the date of
the notice, and the stockholder’s agreement or representation agreeing to notify the corporation in writing within five business days after the record date for such meeting of the class and number of shares of capital stock of the corporation
beneficially owned by such stockholder or beneficial owner and by any control person as of the record date for the meeting, (B) a description of any agreement, arrangement or understanding with respect to the nomination or other business
between or among such stockholder, beneficial owner or control person and any other person or persons (naming such person or persons), including without limitation any agreements that would be required to be described or reported pursuant to Item 5
or Item 6 of Exchange Act Schedule 13D (regardless of whether the requirement to file a Schedule 13D is applicable) and the stockholder’s agreement or representation agreeing to notify the corporation in writing within five business days after
the record date for such meeting of any such agreement, arrangement or understanding in effect as of the record date for the meeting, (C) a description of any agreement, arrangement or understanding (including, without limitation, any
derivative or short positions, profit interests, options, hedging transactions, and borrowed or loaned shares) that has been entered into as of the date of the stockholder’s notice by, or on behalf of, such stockholder, beneficial owner or
control person, the effect or intent of which is to mitigate loss, manage risk </P>
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or benefit from changes in the share price of any class of the corporation’s capital stock, or maintain, increase or decrease the voting power of the stockholder, beneficial owner or control
person with respect to shares of stock of the corporation, and the stockholder’s agreement or representation agreeing to notify the corporation in writing within five business days after the record date for such meeting of any such agreement,
arrangement or understanding in effect as of the record date for the meeting, and (D) a representation whether the stockholder or the beneficial owner, if any, will engage in a solicitation (within the meaning of Rule <FONT
STYLE="white-space:nowrap">14a-1(l)</FONT> under the Exchange Act) with respect to the nomination or other business and, if so, the name of each participant (as defined in Item 4 of Schedule 14A under the Exchange Act) and whether such person
intends or is part of a group which intends to deliver a proxy statement and/or form of proxy to holders of shares representing at least 50% of the voting power of the stock entitled to vote generally in the election of directors in the case of a
nomination, or holders of at least the percentage of the corporation’s outstanding capital stock required to approve or adopt the business to be proposed in the case of other business. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The foregoing notice requirements of this Section 2.10(a)(ii) shall not apply to a proposal by a stockholder if the stockholder has
notified the corporation of such stockholder’s intention to present a stockholder proposal at an annual or special meeting only pursuant to and in compliance with Rule <FONT STYLE="white-space:nowrap">14a-8</FONT> under the Exchange Act and
such proposal has been included in a proxy statement that has been prepared by the corporation to solicit proxies for such annual meeting. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(b) Nominations of persons for election to the board of directors may be made at a special meeting of stockholders at
which directors are to be elected pursuant to the corporation’s notice of meeting only (i) by or at the direction of the board of directors or a committee thereof or (ii) provided that the board of directors has determined that
directors shall be elected at such meeting, by any stockholder of the corporation who is a stockholder of record at the time the notice provided for in this Section 2.10(b) is delivered to the secretary of the corporation, who is entitled to
vote at the meeting and upon such election and who complies with the notice procedures set forth in this Section 2.10, including setting forth the information required by Section 2.10(a) above and providing the additional information
required by Section 2.9 above. In the event the corporation calls a special meeting of stockholders for the purpose of electing one or more directors to the board of directors, any such stockholder entitled to vote in such election of directors
may nominate a person or persons (as the case may be) for election to such position(s) as specified in the corporation’s notice of meeting, if the notice required by Section 2.10(a)(ii) shall be delivered to the secretary at the principal
executive offices of the corporation not earlier than the close of business on the ninetieth day prior to such special meeting and not later than the close of business on the later of the sixtieth day prior to such special meeting or the 10th
day following the day on which public announcement is first made by the corporation of the date of the special meeting and of the nominees proposed by the board of directors to be elected at such meeting. In no event shall an adjournment, recess or
postponement of a special meeting commence a new time period (or extend any time period) for the giving of a stockholder’s notice as described above. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(c) (i) Only such persons who are nominated in accordance with the procedures set forth in this Section 2.10 shall
be eligible to be elected at an annual or special meeting of stockholders of the corporation to serve as directors and only such other business </P>
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shall be conducted at a meeting of stockholders as shall have been brought before the meeting in accordance with the procedures set forth in this Section 2.10. Except as otherwise provided
by applicable law, the chairman of the board of directors shall have the power and duty to determine whether a nomination or any other business proposed to be brought before the meeting was made or proposed, as the case may be, in accordance with
the procedures set forth in this Section 2.10 (including whether the stockholder or beneficial owner, if any, on whose behalf the nomination or proposal is made solicited (or is part of a group which solicited) or did not so solicit, as the
case may be, proxies in compliance with such stockholder’s representation as required by clause (D) of Section 2.10(a)(ii)(4). If any proposed nomination or other business was not made or proposed in compliance with this
Section 2.10, the chairman of the meeting shall have the power and duty to declare that such nomination shall be disregarded or that such other proposed business shall not be transacted. Notwithstanding the foregoing provisions of this
Section 2.10, unless otherwise required by applicable law, if the stockholder does not provide the information required under Section 2.10(a)(ii)(3) and Section 2.10(a)(ii)(4) to the corporation within the time frames specified
therein or if the stockholder (or a qualified representative of the stockholder) does not appear at the annual or special meeting of stockholders of the corporation to present a nomination or other proposed business, such nomination shall be
disregarded and such other proposed business shall not be transacted, notwithstanding that proxies in respect of such vote may have been received by the corporation. For purposes of this Section 2.10, to be considered a qualified representative
of the stockholder, a person must be a duly authorized officer, manager or partner of such stockholder or authorized by a writing executed by such stockholder (or a reliable reproduction or electronic transmission of the writing) delivered to the
corporation prior to the making of such nomination or proposal at such meeting by such stockholder stating that such person is authorized to act for such stockholder as proxy at the meeting of stockholders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) For purposes of this Section 2.10, a “public announcement” shall mean disclosure in a press
release reported by the Dow Jones News Service, Associated Press or a comparable national news service or in a document publicly filed by the corporation with the Securities and Exchange Commission pursuant to Sections 13, 14 or 15(d) of the
Exchange Act. For purposes of Section 2.10(a)(ii)(4), shares shall be treated as “beneficially owned” by a person if the person beneficially owns such shares, directly or indirectly, for purposes of Section 13(d) of the Exchange
Act and Regulations 13D and 13G thereunder or has or shares pursuant to any agreement, arrangement or understanding (whether or not in writing): (i) the right to acquire such shares (whether such right is exercisable immediately or only after
the passage of time or the fulfillment of a condition or both), (ii) the right to vote such shares, alone or in concert with others or (iii) investment power with respect to such shares, including the power to dispose of, or to direct the
disposition of, such shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.11</B> The holders of a majority of the stock issued
and outstanding and entitled to vote at a meeting of the stockholders, present in person or deemed to be present or represented by proxy, shall constitute a quorum at any such meeting, except as otherwise provided by applicable law or by the
certificate of incorporation. If, however, such quorum shall not be present, deemed to be present or represented at any meeting of the stockholders, the stockholders entitled to vote thereat, present in person, deemed to be present or represented by
proxy, shall have power to adjourn or recess the meeting from time to time, without notice other than announcement at the meeting, until a quorum shall be present, deemed to be present or represented. In addition, any annual or special meeting of
stockholders, whether or not a quorum </P>
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is present, may be adjourned or recessed for any reason from time to time by the chairman of the meeting, subject to any rules and regulations adopted by the board of directors pursuant to
Section 2.4(b). At such adjourned or recessed meeting at which a quorum shall be present, deemed to be present or represented any business may be transacted which might have been transacted at the meeting as originally notified. If the
adjournment is for more than thirty days, or if after the adjournment a new record date is fixed for the adjourned meeting, a notice of the adjourned meeting shall be given to each stockholder of record entitled to vote at the meeting. If a quorum
initially is present at any meeting of stockholders, the stockholders may continue to transact business until adjournment or recess, notwithstanding the withdrawal of enough stockholders to leave less than a quorum. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.12</B> When a quorum is present or deemed to be present at any meeting, the vote of the
holders of a majority of the stock having voting power, present in person, deemed to be present or represented by proxy, shall decide any question brought before such meeting, unless the question is one upon which by express provision of applicable
law, the certificate of incorporation or these <FONT STYLE="white-space:nowrap">by-laws,</FONT> a different vote is required, in which case such express provision shall govern and control the decision of such question. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.13</B> Unless otherwise provided in the certificate of incorporation, or in the case of
any series of the corporation’s Preferred Stock in the resolution of the board of directors creating such series, each stockholder shall at every meeting of the stockholders be entitled to one vote in person or by proxy for each share of the
capital stock having voting power held by such stockholder, but no proxy shall be voted on after three years from its date, unless the proxy provides for a longer period. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.14</B> If authorized by the board of directors in accordance with these <FONT
STYLE="white-space:nowrap">by-laws</FONT> and applicable law, stockholders and proxyholders not physically present at a meeting of stockholders may, by means of remote communication, (a) participate in a meeting of stockholders and (b) be
deemed present in person and vote at a meeting of the stockholders, whether such meeting is to be held at a designated place or solely by means of remote communication, provided that (i) the corporation shall implement reasonable measures to
verify that each person deemed present and permitted to vote at the meeting by means of remote communication is a stockholder or proxyholder, (ii) the corporation shall implement reasonable measures to provide such stockholders and proxyholders
a reasonable opportunity to participate in the meeting and to vote on matters submitted to the stockholders, including an opportunity to read or hear the proceedings of the meeting substantially concurrently with such proceedings, and (iii) if
any stockholder or proxyholder votes or takes other action at the meeting by means of remote communication, a record of such vote or other action shall be maintained by the corporation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 2.15</B> Any action required or permitted to be taken by the stockholders of the
corporation must be taken at a duly called and held annual or special meeting of the stockholders of the corporation and the power of stockholders to consent in writing, without a meeting, to the taking of any action is specifically denied. </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE III </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Directors </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.1</B> The number of directors which shall constitute the whole board shall be not fewer
than three nor more than fifteen. Within the limits above specified, the number of directors shall be determined by resolution of the board of directors. The directors shall be elected for terms of office as provided in the corporation’s
certificate of incorporation. Directors need not be stockholders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.2</B> Each
director to be elected by stockholders shall be elected by the affirmative vote of a majority of the votes cast at any meeting for the election of directors at which a quorum is present; provided, however, that if the board of directors determines
that the number of nominees exceeds the number of directors to be elected at such meeting (a “Contested Election”) by the date that is ten days prior to the date the corporation first files its definitive proxy statement (regardless of
whether or not thereafter revised or supplemented) with the Securities and Exchange Commission, each of the directors to be elected at such meeting shall be elected by a plurality of the votes cast at any meeting for the election of directors at
which a quorum is present. For purposes of this Section 3.2, a “majority of the votes cast” shall mean that the number of votes cast “for” a director’s election exceeds the number of votes cast “against” that
director’s election. In a Contested Election, stockholders will be entitled to cast votes “for”, or to “withhold” votes from, the election of directors but shall not be entitled to cast any other vote with respect to such
election of directors. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.3</B> Vacancies on the board of directors resulting from
the death, resignation or removal of a director or directors, and newly created directorships resulting from any increases in the authorized number of directors, shall be filled, and any director so chosen shall hold office, in each case as provided
in the corporation’s certificate of incorporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.4</B> The business of the
corporation shall be managed by or under the direction of its board of directors, which may exercise all such powers of the corporation and do all such lawful acts and things as are not by applicable law or by the certificate of incorporation or by
these <FONT STYLE="white-space:nowrap">by-laws</FONT> directed or required to be exercised or done by the stockholders. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Meetings of the
Board of Directors </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.5</B> The board of directors of the corporation may hold
meetings, both regular and special, either within or without the State of Delaware. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.6</B> Regular meetings of the board of directors may be held without notice at such
time and at such place as shall from time to time be determined by the board. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.7</B> Special meetings of the board may be called by the chairman of the board of
directors or the president and shall be called by the president or secretary on the written request of a majority of the board. Notice of each such meeting shall be given in accordance with Section 4.2 of these
<FONT STYLE="white-space:nowrap">by-laws.</FONT> </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.8</B> At all meetings of the board a
majority of the then duly elected directors shall constitute a quorum for the transaction of business and the act of a majority of the directors present at any meeting at which there is a quorum shall be the act of the board of directors, except as
may be otherwise specifically provided by applicable law or by the certificate of incorporation. If a quorum shall not be present at any meeting of the board of directors the directors present thereat may adjourn the meeting from time to time,
without notice other than announcement at the meeting, until a quorum shall be present. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.9</B> Unless otherwise restricted by the certificate of incorporation or these <FONT
STYLE="white-space:nowrap">by-laws,</FONT> any action required or permitted to be taken at any meeting of the board of directors or of any committee thereof may be taken without a meeting, if all members of the board or committee, as the case may
be, consent thereto in writing or by electronic transmission, and the writing or writings or electronic transmission or transmissions are filed with the minutes of proceedings of the board or committee. Such filing shall be in paper form if the
minutes are maintained in paper form and shall be in electronic form if the minutes are maintained in electronic form. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Committees of
Directors </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.10</B> The board of directors may, by resolution passed by a
majority of the whole board, designate one or more committees, each committee to consist of one or more of the directors of the corporation. The board may designate one or more directors as alternate members of any committee, who may replace any
absent or disqualified member at any meeting of the committee. In the absence or disqualification of a member of a committee, the member or members thereof present at any meeting and not disqualified from voting, whether or not the member or members
present constitute a quorum, may unanimously appoint another member of the board of directors to act at the meeting in the place of any such absent or disqualified member. Any such committee, to the extent permitted by law and provided in the
resolution of the board of directors, shall have and may exercise all the powers and authority of the board of directors with respect to the business and affairs of the corporation, and may authorize the seal of the corporation to be affixed to all
papers which may require it; but no such committee shall have the power or authority in reference to amending the certificate of incorporation, adopting an agreement of merger or consolidation, recommending to the stockholders the sale, lease or
exchange of all or substantially all of the corporation’s property and assets, recommending to the stockholders a dissolution of the corporation or a revocation of a dissolution, or amending the <FONT STYLE="white-space:nowrap">by-laws</FONT>
of the corporation; and, unless the resolution or the certificate of incorporation expressly so provide, no such committee shall have the power or authority to declare a dividend, to authorize the issuance of stock or to adopt a certificate of
ownership and merger. Such committee or committees shall have such name or names as may be determined from time to time by resolution adopted by the board of directors. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.11</B> Members of the board of directors of the corporation or any committee thereof
may participate in a meeting of the board or committee by means of conference telephone or other communications equipment by means of which all persons participating in the meeting can hear each other, and such participation shall constitute
presence in person at such meeting. Unless the board of directors provides otherwise by resolution, any committee of the board of directors may adopt, alter and repeal such rules and regulations not inconsistent with the
</P>
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provisions of law, the certificate of incorporation or these <FONT STYLE="white-space:nowrap">by-laws</FONT> for the conduct of its meetings as such committee may deem proper. Except as otherwise
required by law, the certificate of incorporation or these <FONT STYLE="white-space:nowrap">by-laws,</FONT> and except as otherwise provided in a resolution of the board of directors: (a) a majority of the directors then serving on a committee
shall constitute a quorum for the transaction of business by the committee; provided, however, that in no case shall a quorum be less than <FONT STYLE="white-space:nowrap">one-third</FONT> of the directors then serving on the committee; and
(b) the vote of a majority of the members of a committee present at a meeting at which a quorum is present shall be the act of the committee. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>The Chairman of the Board </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.12</B> The board of directors shall elect a chairman of the board of directors from
among its members. The chairman of the board of directors shall preside at meetings of the board of directors and shall perform such other duties and hold such other titles as may be prescribed from time to time by the board of directors. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Compensation of Directors </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 3.13</B> Unless otherwise restricted by the certificate of incorporation, the board of
directors shall have the authority to fix the compensation of directors. The directors may be paid their expenses, if any, of attendance at each meeting of the board of directors. No such payment shall preclude any director from serving the
corporation in any other capacity and receiving compensation therefor. Members of special or standing committees may be allowed like compensation for attending committee meetings. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE IV </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Notices </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 4.1</B> Whenever, under the provisions of the statutes or of the certificate of
incorporation or of these <FONT STYLE="white-space:nowrap">by-laws,</FONT> notice is required to be given to any stockholder, it shall not be construed to mean personal notice, but such notice may be given in writing, by mail, or, except as
otherwise required by law, by electronic transmission in accordance with Section 232 of the General Corporation Law of the State of Delaware (the “DGCL”). If mailed, such notice shall be addressed to such stockholder, at such
stockholder’s address as it appears on the records of the corporation, with postage thereon prepaid, and such notice shall be deemed to be given at the time when the same shall be deposited in the United States mail. Notice by electronic
transmission shall be deemed given as provided in Section 232 of the DGCL. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 4.2</B> Whenever, under applicable law or the provisions of the certificate of
incorporation or of these <FONT STYLE="white-space:nowrap">by-laws,</FONT> notice is required to be given to any director, such notice may be given personally or by telephone, mail, electronic transmission or other form of recorded communication. If
mailed, such notice shall be addressed to such director at such director’s residence or usual place of business and shall be deposited in the United States mail at least five days before the day on which the meeting is to be held. Notice given
by any other permitted means shall be given at least 24 hours prior to the time set for the meeting. </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 4.3</B> Whenever any notice is required to
be given under applicable law or the provisions of the certificate of incorporation or of these <FONT STYLE="white-space:nowrap">by-laws,</FONT> a waiver thereof in writing, signed by the person or persons entitled to said notice, or a waiver by
electronic transmission by the person or persons entitled to said notice, whether before or after the time stated therein, shall be deemed equivalent thereto. Attendance of a person at a meeting shall constitute a waiver of notice of such meeting,
except when the person attends a meeting for the express purpose of objecting at the beginning of the meeting to the transaction of any business because the meeting is not lawfully called or convened. Neither the business to be transacted at, nor
the purpose of, any regular or special meeting of the stockholders, the board of directors or a committee of the board of directors need to be specified in any written waiver of notice or any waiver by electronic transmission, unless so required by
the certificate of incorporation or these <FONT STYLE="white-space:nowrap">by-laws.</FONT> </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE V </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Officers </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 5.1</B> The officers of the corporation shall be chosen by the board of directors and
shall be a president, a secretary and a treasurer. The function of chief executive officer and chief financial officer of the corporation shall be discharged by such officer or officers as the board of directors may from time to time designate. The
board of directors may appoint such other officers as it shall deem necessary who shall hold their offices for such terms and shall exercise such powers and perform such duties as shall be determined from time to time by the board. Any number of
offices may be held by the same person, unless the certificate of incorporation or these <FONT STYLE="white-space:nowrap">by-laws</FONT> otherwise provide. The board of directors may also designate persons as officers of divisions of the
corporation, but such persons shall not be officers of the corporation unless so specified. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 5.2</B> The board of directors shall choose a president, a secretary and a treasurer and
shall designate the officer or officers who shall discharge the functions of chief executive officer and chief financial officer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 5.3</B> Each officer of the corporation shall hold office until such person’s
successor is chosen and qualified or until such person’s earlier death, resignation or removal. Any officer elected or appointed by the board of directors may be removed at any time by the affirmative vote of a majority of the board of
directors. Any vacancy occurring in any office of the corporation shall be filled by the board of directors. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>The President </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 5.4</B> The president shall have the general powers and duties of supervision and
management of the business and affairs of the corporation and shall see that all orders and resolutions of the board of directors are carried into effect. The president shall exercise such authority and perform such duties as are customarily
incident to the office of the president and shall perform such other duties and hold such other titles as may from time to time be prescribed by the board of directors or these <FONT STYLE="white-space:nowrap">by-laws.</FONT> </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>The Secretary </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 5.5</B> The secretary or, in his or her absence, an assistant secretary or other
designee, shall attend all meetings of the board of directors and all meetings of the stockholders and record all the proceedings of the meetings of the corporation and of the board of directors in a book to be kept for that purpose and shall
perform like duties for the standing committees when required. The secretary shall give, or cause to be given, notice of all meetings of the stockholders and of the board of directors or any committee thereof required to be given by these <FONT
STYLE="white-space:nowrap">by-laws</FONT> or by applicable law, and shall perform such other duties as may from time to time be prescribed by the board of directors, the president or any other supervising officer of the secretary or these <FONT
STYLE="white-space:nowrap">by-laws.</FONT> The secretary shall have custody of the corporate seal of the corporation and shall have authority to affix the same to any instrument requiring it and when so affixed, it may be attested by the
secretary’s signature. The board of directors may give general authority to any other officer to affix the seal of the corporation and to attest the affixing by such officer’s signature. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>The Treasurer </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 5.6</B> The treasurer shall have the custody of the corporate funds and securities and
shall keep full and accurate accounts of receipts and disbursements in books belonging to the corporation and shall deposit all moneys and other valuable effects in the name and to the credit of the corporation in such depositories as may be
designated by the board of directors. The treasurer shall disburse the funds of the corporation as may be ordered by the board of directors, taking proper vouchers for such disbursements. The treasurer shall perform such other duties as may be
prescribed from time to time by the board of directors, the president or any other supervising officer of the treasurer or these <FONT STYLE="white-space:nowrap">by-laws.</FONT> If required by the board of directors, the treasurer shall give the
corporation a bond in such sum and with such surety or sureties as shall be satisfactory to the board of directors for the faithful performance of the duties of the office of the treasurer and for the restoration to the corporation, in case of the
treasurer’s death, resignation, retirement or removal from office, of all books, papers, vouchers, money and other property of whatever kind in the treasurer’s possession or under the treasurer’s control belonging to the corporation.
</P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Delegation </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 5.7</B> The board of directors may from time to time delegate the powers or duties of any
officer to any other officers or agents, notwithstanding the foregoing provisions of this Article V. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE VI </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Certificates of Stock </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 6.1</B> Shares of the corporation’s stock may be certificated or uncertificated in
accordance with the DGCL. The issue of shares in uncertificated form shall not affect shares represented by a certificate until the certificate is surrendered to the corporation. Every holder of stock in the corporation represented by certificates
shall be entitled to have a certificate, signed </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">13 </P>
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by, or in the name of the corporation by any two authorized officers of the corporation, including, without limitation, the chairman of the board of directors, the president, the treasurer or the
secretary, certifying the number of shares owned by such holder in the corporation. The powers, designations, preferences and relative, participating, optional or other special rights of each class of stock or series thereof and the qualifications,
limitations or restrictions of such preferences and/or rights shall be set forth in full or summarized on the face or back of any such certificates which the corporation may issue to represent such class or series of stock, provided that, except as
otherwise provided in Section 202 of the DGCL, in lieu of the foregoing requirements, there may be set forth on the face or back of any such certificate which the corporation may issue to represent such class or series of stock, a statement
that the corporation will furnish without charge to each stockholder who so requests the powers, designations, preferences and relative, participating, optional or other special rights of each class of stock or series thereof and the qualifications,
limitations or restrictions of such preferences and/or rights. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 6.2</B> Any or all of
the signatures on a certificate may be facsimile. In case any officer, transfer agent or registrar who has signed or whose facsimile signature has been placed upon a certificate shall have ceased to be such officer, transfer agent or registrar
before such certificate is issued, it may be issued by the corporation with the same effect as if such person were such officer, transfer agent or registrar at the date of issue. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 6.3</B> Subject to the foregoing Sections 6.1 and 6.2, certificates for stock of the
corporation shall be in such form as the board of directors may from time to time prescribe. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 6.4</B> The board of directors may direct a new certificate or certificates or
uncertificated shares to be issued in place of any certificate or certificates theretofore issued by the corporation alleged to have been lost, stolen or destroyed, upon the making of an affidavit of that fact by the person claiming the certificate
of stock to be lost, stolen or destroyed. When authorizing such issue of a new certificate or certificates or uncertificated shares, the board of directors may, in its discretion and as a condition precedent to the issuance thereof, require the
owner of such alleged lost, stolen or destroyed certificate or certificates, or such owner’s legal representative, to give the corporation a bond in such sum as it may direct as indemnity against any claim that may be made against the
corporation with respect to the certificate alleged to have been lost, stolen or destroyed. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Transfers of Stock </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 6.5</B> Upon surrender to the corporation or the transfer agent of the corporation of a
certificate for shares duly endorsed or accompanied by proper evidence of succession, assignment or authority to transfer (upon the payment of taxes thereon if applicable), it shall be the duty of the corporation to issue a new certificate or
uncertificated shares to the person entitled thereto, cancel the old certificate and record the transaction upon its books. Uncertificated shares shall be transferred upon the receipt of proper transfer instructions from the registered owner of such
uncertificated shares. </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">14 </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Fixing Record Date </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 6.6</B> In order that the corporation may determine the stockholders entitled to notice
of or to vote at any meeting of stockholders or any adjournment thereof, or entitled to receive payment of any dividend or other distribution or allotment of any rights, or entitled to exercise any rights in respect of any change, conversion or
exchange of stock or for the purpose of any other lawful action, the board of directors may fix a record date, which record date shall not precede the date upon which the resolution fixing the record date is adopted by the board of directors, and
which record date: (a) in the case of a determination of stockholders entitled to vote at any meeting of the stockholders or any adjournment thereof, shall not be more than sixty nor less than ten days before the date of such meeting, and
(b) in the case of any other action, shall not be more than sixty days prior to such other action. A determination of stockholders of record entitled to notice of or to vote at a meeting of stockholders shall apply to any adjournment of the
meeting; provided, however, that the board of directors may fix a new record date for the adjourned meeting. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Registered Stockholders
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 6.7</B> The corporation shall be entitled to recognize the exclusive right of a
person registered on its books as the owner of shares to receive dividends and to vote as such owner, and shall not be bound to recognize any equitable or other claim to or interest in such share or shares on the part of any other person, whether or
not it shall have express or other notice thereof, except as otherwise provided by applicable law. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE VII </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Indemnification </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.1</B> The corporation shall indemnify, to the fullest extent permitted by applicable
law, any person who was or is a party or is threatened to be made a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative, investigative or otherwise (other than action by or in the right
of the corporation) by reason of the fact that the person is or was a director or officer of the corporation or, while a director or officer is or was serving at the request of the corporation as a director, officer, employee or agent of another
corporation, partnership, joint venture, trust or other enterprise, against expenses (including attorneys’ fees), judgments, penalties, fines and amounts paid in settlement actually and reasonably incurred by the person in connection with such
action, suit or proceeding if the person acted in good faith and in a manner the person reasonably believed to be in or not opposed to the best interests of the corporation, and, with respect to any criminal action or proceeding, had no reasonable
cause to believe the person’s conduct was unlawful; provided, however, that, except as provided in Section 7.6 with respect to proceedings to enforce rights to indemnification or advancement of expenses, the corporation shall indemnify any
such person in connection with an action, suit or proceeding (or part thereof) initiated by such person only if such action, suit or proceeding (or part thereof) was authorized or ratified by the board of directors. The termination of any action,
suit or proceeding by judgment, order, settlement, conviction, or upon a plea of nolo contendere or its equivalent, shall not, of itself, create a presumption that the person did not act in good faith and in a manner which the person
</P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">15 </P>
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reasonably believed to be in or not opposed to the best interests of the corporation, and, with respect to any criminal action or proceeding, had reasonable cause to believe the person’s
conduct was unlawful. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.2</B> The corporation shall indemnify, to the fullest extent
permitted by applicable law, any person who was or is a party or is threatened to be made a party to any threatened, pending or completed action or suit by or in the right of the corporation to procure a judgment in its favor by reason of the fact
that the person is or was a director or officer of the corporation, or while a director or officer is or was serving at the request of the corporation as a director, officer, employee or agent of another corporation, partnership, joint venture,
trust or other enterprise against expenses (including attorneys’ fees) actually and reasonably incurred by the person in connection with the defense or settlement of such action or suit if the person acted in good faith and in a manner the
person reasonably believed to be in or not opposed to the best interests of the corporation and except that no such indemnification shall be made in respect of any claim, issue or matter as to which such person shall have been adjudged to be liable
to the corporation unless and only to the extent that, subject to Article X of these <FONT STYLE="white-space:nowrap">by-laws,</FONT> the Court of Chancery of Delaware or the court in which such action or suit was brought shall determine upon
application, that despite the adjudication of liability but in view of all the circumstances of the case, such person is fairly and reasonably entitled to indemnity for such expenses which such Court of Chancery or such other court shall deem
proper. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.3</B> To the extent that a director or officer of the corporation shall be
successful on the merits or otherwise in defense of any action, suit or proceeding referred to in Sections 7.1 and 7.2 of this Article, or in defense of any claim, issue or matter therein, such person shall be indemnified against expenses (including
attorneys’ fees) actually and reasonably incurred by such person in connection therewith. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.4</B> Any indemnification under Sections 7.1 and 7.2 of this Article (unless ordered by
a court or required pursuant to Section 7.3) shall be made by the corporation only as authorized in the specific case upon a determination that indemnification of the director or officer is proper in the circumstances because the person has met
the applicable standard of conduct set forth in said Sections 7.1 and 7.2. Such determination shall be made (a) by a majority vote of the directors who are not parties to such action, suit or proceeding, even if less than a quorum; (b) by
a committee of such directors designated by majority vote of such directors, even if less than a quorum, (c) if there are no such directors, or if such directors so direct, by independent legal counsel in a written opinion, or (d) by the
stockholders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">To receive indemnification under this Article, a director or officer shall submit to the corporation a written request,
which shall include documentation or information which is necessary to determine whether indemnification is payable under this Article and which is reasonably available to the director or officer. Upon receipt by the corporation of such a written
request, a determination regarding whether indemnification is payable under this Article shall be made, based upon the facts known at the time. All such indemnification shall be paid in full within sixty days after the corporation receives the
director’s or officer’s written request therefor, unless a determination is made that the claims giving rise to the director’s or officer’s request are not payable under this Article. </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">16 </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.5</B> Expenses (including attorneys’
fees) incurred by a director or officer in defending a civil, criminal, administrative, investigative or other action, suit or proceeding shall be paid by the corporation in advance of the final disposition of such action, suit or proceeding upon
receipt of an undertaking by or on behalf of such director or officer to repay such amount if it shall ultim<B>a</B>tely be determined, in a final, nonappealable adjudication, that such person is not entitled to be indemnified by the corporation as
authorized in this Article. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.6</B> If a claim under Section 7.1 or 7.2 of this
Article is not paid in full by the corporation within sixty days after a written request has been received by the corporation, except in the case of a claim for an advancement of expenses, in which case the applicable period shall be twenty days,
the director or officer may at any time thereafter bring suit against the corporation in a court of competent jurisdiction in the State of Delaware to recover the unpaid amount of the claim. If successful in whole or in part in any such suit, or in
a suit brought by the corporation to recover an advancement of expenses pursuant to the terms of an undertaking, the director or officer shall be entitled to be paid also the expense of prosecuting or defending such suit. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.7</B> The indemnification and advancement of expenses provided by, or granted pursuant
to, the other sections of this Article shall not be deemed exclusive of any other rights to which those seeking indemnification or advancement of expenses may be entitled under any provision of a certificate of incorporation or any <FONT
STYLE="white-space:nowrap">by-law,</FONT> agreement, vote of stockholders or disinterested directors or otherwise, both as to action in such person’s official capacity and as to action in another capacity while holding such office. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.8</B> The board of directors may authorize the corporation to purchase and maintain
insurance on behalf of any person who is or was a director, officer, employee or agent of the corporation or is or was serving at the request of the corporation as a director, officer, employee or agent of another corporation, partnership, joint
venture, trust or other enterprise against any liability asserted against such person and incurred by such person in any such capacity, or arising out of such person’s status as such, whether or not the corporation would have the power to
indemnify such person against such liability under the provisions of this Article. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.9</B> For purposes of this Article, references to “the corporation” shall
include, in addition to the resulting corporation, any constituent corporation (including any constituent of a constituent) absorbed in a consolidation or merger which, if its separate existence had continued, would have had the power and authority
to indemnify its directors and officers, so that any person who is or was a director or officer of such constituent corporation, or is or was serving at the request of such constituent corporation as a director, officer, employee or agent of another
corporation, partnership, joint venture, trust or other enterprise, shall stand in the same position under the provisions of this Article with respect to the resulting or surviving corporation as such person would have with respect to such
constituent corporation if its separate existence had continued. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.10</B> For
purposes of this Article, references to “other enterprises” shall include employee benefit plans; references to “fines” shall include any excise taxes assessed on a person with respect to an employee benefit plan; and references
to “serving at the request of the </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">17 </P>
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corporation” shall include any service as a director, officer, employee or agent of the corporation which imposes duties on, or involves services by, such director, officer, employee, or
agent with respect to an employee benefit plan, its participants or beneficiaries; and a person who acted in good faith and in a manner such person reasonably believed to be in the interest of the participants and beneficiaries of an employee
benefit plan shall be deemed to have acted in a manner “not opposed to the best interests of the corporation” as referred to in this Article. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.11</B> In addition to any rights granted pursuant to this Article, the corporation may,
to the extent and in the manner permitted by applicable law, grant rights to indemnification and to the advancement of expenses to any employee or agent of the corporation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.12</B> The rights conferred in this Article shall continue as to a person who has
ceased to be a director or officer and shall inure to the benefit of the heirs, executors and administrators of such a person. Any amendment, alteration or repeal of this Article that adversely affects any right of a director or officer or such
person’s successors shall be prospective only and shall not limit or eliminate any such right with respect to any proceeding involving any occurrence or alleged occurrence of any action or omission to act that took place prior to such
amendment, alteration or repeal. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.13</B> The corporation shall not be liable to
indemnify any person under this Article for any amounts paid in settlement of any action or claim effected without the corporation’s written consent, which consent shall not be unreasonably withheld, or for any judicial award if the corporation
was not given a reasonable and timely opportunity, at its expense, to participate in the defense of such action. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 7.14</B> In the event of payment under this Article, the corporation shall be subrogated
to the extent of such payment to all of the rights of recovery of the director or officer, who shall execute all papers required and shall do everything that may be necessary to secure such rights, including the execution of such documents necessary
to enable the corporation effectively to bring suit to enforce such rights. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE VIII </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Conflict of Interests </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 8.1</B> No contract or transaction between the corporation and one or more of its
directors or officers, or between the corporation and any other corporation, partnership, association, or other organization in which one or more of its directors or officers are directors or officers, or have a financial interest, shall be void or
voidable solely for this reason, or solely because the director or officer is present at or participates in the meeting of the board or committee thereof which authorizes the contract or transaction, or solely because his or their votes are counted
for such purpose, if: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(a) The material facts as to his relationship or interest and as to the contract or
transaction are disclosed or are known to the board of directors or the committee, and the board or committee in good faith authorizes the contract or transaction by the affirmative vote of a majority of the disinterested directors, even though the
disinterested directors be less than a quorum; or </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">18 </P>
<p Style='page-break-before:always'>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(b) The material facts as to his relationship interest and as to the
contract or transaction are disclosed or are known to the stockholders entitled to vote thereon, and the contract or transaction is specifically approved in good faith by vote of the stockholders; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:8%; font-size:10pt; font-family:Times New Roman">(c) The contract or transaction is fair as to the corporation as of the time it is authorized, approved or ratified, by
the board of directors, a committee thereof, or the stockholders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 8.2</B> Common or
interested directors may be counted in determining the presence of a quorum at a meeting of the board of directors or of a committee which authorizes the contract or transaction. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE IX </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>General Provisions
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Dividends </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 9.1</B> Dividends upon the capital stock of the corporation, subject to the provisions of
the certificate of incorporation, if any, may be declared by the board of directors at any regular or special meeting, pursuant to applicable law. Dividends may be paid in cash, in property, or in shares of the capital stock, subject to the
provisions of the certificate of incorporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 9.2</B> Before payment of any
dividend, there may be set aside out of any funds of the corporation available for dividends such sum or sums as the directors from time to time, in their absolute discretion, think proper as a reserve or reserves to meet contingencies, or for
equalizing dividends, or for repairing or maintaining any property of the corporation, or for such other purpose as the directors shall think conducive to the interest of the corporation, and the directors may modify or abolish any such reserve in
the manner in which it was created. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Fiscal Year </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 9.3</B> The fiscal year of the corporation shall commence January 1 and end
December 31 unless and until the board of directors shall adopt a different fiscal year by resolution duly adopted by it. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Seal
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 9.4</B> The corporate seal shall have inscribed thereon the name of the
corporation, the year of its organization and the words “Corporate Seal, Delaware.” The seal may be used by causing it or a facsimile thereof to be impressed or affixed or reproduced or otherwise. </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">19 </P>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Emergency Bylaws </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 9.5</B> In the event of any emergency, disaster or catastrophe, as referred to in
Section 110 of the DGCL, or other similar emergency condition, as a result of which a quorum of the board of directors or a standing committee of the board of directors cannot readily be convened for action, then the director or directors in
attendance at the meeting shall constitute a quorum. Such director or directors in attendance may further take action to appoint one or more of themselves or other directors to membership on any standing or temporary committees of the board of
directors as they shall deem necessary and appropriate. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Corporate Contracts and Instruments </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 9.6</B> Except as otherwise provided in these
<FONT STYLE="white-space:nowrap">by-laws,</FONT> the board of directors may determine the method, and designate (or authorize officers of the corporation to designate) the person or persons who shall have authority, to enter into any contract or
execute any instrument in the name of and on behalf of the corporation. Such authority may be general or confined to specific instances. Unless so authorized, or within the power incident to a person’s office or other position with the
corporation, no person shall have any power or authority to bind the corporation by any contract or engagement or to pledge its credit or to render it liable for any purpose or for any amount. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Signature Authority </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 9.7</B> Unless otherwise specifically determined by the board of directors or otherwise
provided by law or these <FONT STYLE="white-space:nowrap">by-laws,</FONT> contracts, evidences of indebtedness and other instruments or documents of the corporation may be executed, signed or endorsed: (a) by the Chief Executive Officer and the
President; or (b) by the Chief Financial Officer, any Vice President, Treasurer, Secretary or Controller, in each case only with regard to such instruments or documents that pertain to or relate to such person’s duties or business
functions. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Subject to Law and Certificate of Incorporation </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 9.8</B> All powers, duties and responsibilities provided for in these <FONT
STYLE="white-space:nowrap">by-laws,</FONT> whether or not explicitly so qualified, are qualified by the certificate of incorporation (including any preferred stock designation) and applicable law. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE X </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Forum for
Adjudication of Disputes </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 10.1</B> Unless the corporation, in writing, selects or
consents to the selection of an alternative forum, to the fullest extent permitted by law, and subject to applicable jurisdictional requirements, the sole and exclusive forum for any current or former stockholder (including any current or former
beneficial owner) to bring internal corporate claims (as defined below) shall be the Court of Chancery of the State of Delaware (or, if the Court of Chancery does not have jurisdiction, another state court or a federal court located within the State
of Delaware). For purposes of this Article X, internal corporate claims means claims, including claims in the right of the corporation: (A) that are based upon a violation of a duty by a current or former director, officer, employee or
stockholder in such capacity, or (B) as to which the DGCL confers jurisdiction upon the Court of Chancery. </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">20 </P>
<p Style='page-break-before:always'>
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<P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 10.2</B> If any action the subject matter of
which is within the scope of this Article X is filed in a court other than the Court of Chancery (or, if the Court of Chancery does not have jurisdiction, another state court or a federal court located within the State of Delaware) (a “Foreign
Action”) by any current or former stockholder (including any current or former beneficial owner), such stockholder shall be deemed to have consented to: (a) the personal jurisdiction of the Court of Chancery (or such other state or federal
court located within the State of Delaware, as applicable) in connection with any action brought in any such court to enforce this Article X, and (b) having service of process made upon such stockholder in any such action by service upon such
stockholder’s counsel in the Foreign Action as agent for such stockholder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 10.3</B> If any provision of this Article X shall be held to be invalid, illegal or
unenforceable as applied to any person or entity or circumstance for any reason whatsoever, then, to the fullest extent permitted by law, the validity, legality and enforceability of such provision in any other circumstance and of the remaining
provisions of this Article X (including, without limitation, each portion of any sentence of this Article X containing any such provision held to be invalid, illegal or unenforceable that is not itself held to be invalid, illegal or unenforceable)
and the application of such provision to other persons or entities or circumstances shall not in any way be affected or impaired thereby. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE XI </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Amendments
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B> 11.1</B> These <FONT STYLE="white-space:nowrap">by-laws</FONT> may be altered,
amended or repealed or new <FONT STYLE="white-space:nowrap">by-laws</FONT> may be adopted by the stockholders or by the board of directors, at any regular meeting of the stockholders or of the board of directors or at any special meeting of the
stockholders or of the board of directors if notice of such alteration, amendment, repeal or adoption of new <FONT STYLE="white-space:nowrap">by-laws</FONT> be contained in the notice of such regular or special meeting. </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">21 </P>
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<TYPE>EX-99.1
<SEQUENCE>3
<FILENAME>d586615dex991.htm
<DESCRIPTION>EX-99.1
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<TITLE>EX-99.1</TITLE>
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<img src="g586615ex99_1s1gbgd.jpg" width="925" height="541" border="0" alt=""></div> <div style='position:absolute;left:655px;top:131px;'><font style='font-style:normal;font-weight:normal;font-size:21px;font-family:arial,sans-serif;color:#7F7F7F;'>2018
ANNUAL </font></div> <div style='position:absolute;left:655px;top:154px;'><font style='font-style:normal;font-weight:normal;font-size:21px;font-family:arial,sans-serif;color:#7F7F7F;'>STOCKHOLDERS MEETING</font></div>
<div style='position:absolute;left:655px;top:188px;'><font style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#6FACDE;'>May 15, 2018</font></div> <div style='position:absolute;left:894px;top:13px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Exhibit 99.1</font></div> </td></tr></table></div>
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<img src="g586615ex99_1s2gbgd.jpg" width="418" height="527" border="0" alt=""></div>
<div style='position:absolute;left:888px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>2</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Stockholders’ Meeting</font></div> <div style='position:absolute;left:11px;top:99px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>May 15, 2018</font></div> <div style='position:absolute;left:246px;top:138px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:270px;top:138px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>2018 Annual Meeting</font></div> <div style='position:absolute;left:246px;top:182px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:270px;top:182px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>Chairman’s Remarks</font></div> <div style='position:absolute;left:270px;top:228px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:295px;top:228px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#535353;'>2017 Review</font></div> <div style='position:absolute;left:270px;top:269px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:295px;top:269px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#535353;'>Closing Comments</font></div> <div style='position:absolute;left:246px;top:308px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:270px;top:308px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>Questions & Answers</font></div> </td></tr></table></div>
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<div style='position:absolute;left:888px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>3</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Stockholders’ Meeting</font></div> <div style='position:absolute;left:11px;top:99px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>May 15, 2018</font></div> <div style='position:absolute;left:245px;top:176px;'><font
style='font-style:normal;font-weight:normal;font-size:32px;font-family:arial,sans-serif;color:#535353;'>Please turn off all cell phones.</font></div> <div style='position:absolute;left:252px;top:277px;'><font
style='font-style:normal;font-weight:normal;font-size:32px;font-family:arial,sans-serif;color:#535353;'>All audio and video recording </font></div> <div style='position:absolute;left:368px;top:327px;'><font
style='font-style:normal;font-weight:normal;font-size:32px;font-family:arial,sans-serif;color:#535353;'>is prohibited.</font></div> </td></tr></table></div>
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<div style='position:absolute;left:888px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>4</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>2018 Board of Directors</font></div> <div style='position:absolute;left:11px;top:138px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:35px;top:138px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>Sherry S. Barrat</font></div> <div style='position:absolute;left:11px;top:182px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:35px;top:182px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>William L. Bax</font></div> <div style='position:absolute;left:11px;top:226px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:35px;top:226px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>D. John Coldman</font></div> <div style='position:absolute;left:11px;top:270px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:35px;top:270px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>Frank E. English, Jr.</font></div> <div style='position:absolute;left:11px;top:314px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:35px;top:314px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>Elbert O. Hand</font></div> <div style='position:absolute;left:462px;top:138px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:486px;top:138px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>David S. Johnson</font></div> <div style='position:absolute;left:462px;top:182px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:486px;top:182px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>Kay W. McCurdy</font></div> <div style='position:absolute;left:462px;top:226px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:486px;top:226px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>Ralph J. Nicoletti</font></div> <div style='position:absolute;left:462px;top:270px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:486px;top:270px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>Norman L. Rosenthal, Ph.D.</font></div> </td></tr></table></div>
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<div style='position:absolute;left:888px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>5</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Stockholders’ Meeting</font></div> <div style='position:absolute;left:11px;top:99px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>May 15, 2018</font></div> <div style='position:absolute;left:248px;top:138px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:272px;top:138px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>2018 Annual Meeting</font></div> </td></tr></table></div>
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<div style='position:absolute;left:888px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>6</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Stockholders’ Meeting</font></div> <div style='position:absolute;left:11px;top:99px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>May 15, 2018</font></div> <div style='position:absolute;left:248px;top:138px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:272px;top:138px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>2018 Annual Meeting</font></div> <div style='position:absolute;left:248px;top:182px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:272px;top:182px;'><font
style='font-style:normal;font-weight:normal;font-size:27px;font-family:arial,sans-serif;color:#535353;'>Chairman’s Remarks</font></div> <div style='position:absolute;left:272px;top:228px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:297px;top:228px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#535353;'>2017 Review</font></div> </td></tr></table></div>
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<div style='position:absolute;left:888px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>7</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:28px;font-family:arial,sans-serif;color:#00263E;'>Cautionary Note on New Accounting Standard </font></div> <div style='position:absolute;left:11px;top:59px;'><font
style='font-style:normal;font-weight:normal;font-size:28px;font-family:arial,sans-serif;color:#00263E;'>and Information on Forward-Looking Statements</font></div> <div style='position:absolute;left:19px;top:114px;'><font
style='font-style:normal;font-weight:bold;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Cautionary Note Regarding New Revenue Recognition Accounting Standard</font></div> <div style='position:absolute;left:19px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>The</font></div> <div style='position:absolute;left:42px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>financial</font></div> <div style='position:absolute;left:87px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>information</font></div> <div style='position:absolute;left:146px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>in</font></div> <div style='position:absolute;left:158px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:177px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>slides</font></div> <div style='position:absolute;left:209px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>that</font></div> <div style='position:absolute;left:231px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>follow</font></div> <div style='position:absolute;left:264px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>are</font></div> <div style='position:absolute;left:283px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>presented</font></div> <div style='position:absolute;left:337px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>under</font></div> <div style='position:absolute;left:369px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>“Old</font></div> <div style='position:absolute;left:394px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>GAAP”</font></div> <div style='position:absolute;left:432px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>–</font></div> <div style='position:absolute;left:442px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>i.e.,</font></div> <div style='position:absolute;left:463px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>before</font></div> <div style='position:absolute;left:499px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>implementation</font></div> <div style='position:absolute;left:579px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:592px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:611px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>new</font></div> <div style='position:absolute;left:635px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>revenue</font></div> <div style='position:absolute;left:679px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>recognition</font></div> <div style='position:absolute;left:738px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>accounting</font></div> <div style='position:absolute;left:796px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>standard</font></div> <div style='position:absolute;left:844px;top:128px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>(ASC </font></div> <div style='position:absolute;left:19px;top:141px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Topic 606), which we adopted as of January 1, 2018, u<font style='font-size:12px;'>sing </font><font style='font-size:12px;'>the full
retrospective </font><font style='font-size:12px;'>method</font>. Accordingly, the financial information for 2017 presented in these slides may not </font></div> <div style='position:absolute;left:19px;top:156px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>be identical to the financial information for 2017 presented in our filings with the SEC beginning with our Quarterly Report on Form 10-Q for
the quarter ended March 31, </font></div> <div style='position:absolute;left:19px;top:169px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>2018.</font></div>
<div style='position:absolute;left:19px;top:196px;'><font style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>Information Regarding Forward-Looking Statements</font></div>
<div style='position:absolute;left:19px;top:211px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>This presentation contains “forward-looking statements” within the
meaning of the Private Securities Litigation Reform Act of 1995. Examples of forward-looking statements </font></div> <div style='position:absolute;left:19px;top:224px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>in this presentation include, but are not limited to, statements regarding: (i) our ability to leverage resources across borders; (ii) future
dividends; (iii) improvements in our </font></div> <div style='position:absolute;left:19px;top:238px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>new business production; (iv)
“tuck-in” M&A activity; (v) global brand recognition; (vi) the leveraging of internal resources across divisions and borders; (vii) our status as the </font></div> <div style='position:absolute;left:19px;top:252px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>premier provider of claims management services; (viii) our global presence in the claims space; (ix) our ability to stay in front of improvements
in technology; (x) commercial </font></div> <div style='position:absolute;left:19px;top:265px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>P&C pricing; (xi) drivers and expected
levels of our organic growth; (xii) future M&A opportunities, including bolt-on acquisitions to our “platforms”; (xiii) increasing </font></div> <div style='position:absolute;left:19px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>productivity</font></div> <div style='position:absolute;left:80px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:102px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>quality;</font></div> <div style='position:absolute;left:141px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>(xiv)</font></div> <div style='position:absolute;left:166px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>our</font></div> <div style='position:absolute;left:185px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>management</font></div> <div style='position:absolute;left:255px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>team;</font></div> <div style='position:absolute;left:287px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>(xv)</font></div> <div style='position:absolute;left:309px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>our</font></div> <div style='position:absolute;left:328px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>use</font></div> <div style='position:absolute;left:350px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:363px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>leverage;</font></div> <div style='position:absolute;left:413px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>(xvi)</font></div> <div style='position:absolute;left:437px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>our</font></div> <div style='position:absolute;left:457px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>balance</font></div> <div style='position:absolute;left:500px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>sheet;</font></div> <div style='position:absolute;left:534px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:556px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>(xvii)</font></div> <div style='position:absolute;left:583px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>our</font></div> <div style='position:absolute;left:603px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>return</font></div> <div style='position:absolute;left:636px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>to</font></div> <div style='position:absolute;left:649px;top:279px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>shareholders. </font></div> <div style='position:absolute;left:19px;top:304px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Important factors that could cause actual results to differ materially from those in the forward-looking statements include: declines in
premiums or other adverse trends in the </font></div> <div style='position:absolute;left:19px;top:321px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>insurance industry; an economic
downturn (including as a result of Brexit); tax reform, including new interpretations or guidance from regulators; competitive pressures in </font></div> <div style='position:absolute;left:19px;top:337px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>our businesses; failure to successfully or cost-effectively integrate recently acquired businesses; risks to our acquisition strategy,
including continuing consolidation in our </font></div> <div style='position:absolute;left:19px;top:353px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>industry</font></div>
<div style='position:absolute;left:62px;top:353px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:84px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>increased</font></div> <div style='position:absolute;left:137px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>interest</font></div> <div style='position:absolute;left:177px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>in</font></div> <div style='position:absolute;left:189px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>acquiring</font></div> <div style='position:absolute;left:238px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>insurance</font></div> <div style='position:absolute;left:291px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>brokers</font></div> <div style='position:absolute;left:332px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>by</font></div> <div style='position:absolute;left:347px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>private</font></div> <div style='position:absolute;left:385px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>equity</font></div> <div style='position:absolute;left:418px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>firms;</font></div> <div style='position:absolute;left:449px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>our</font></div> <div style='position:absolute;left:469px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>failure</font></div> <div style='position:absolute;left:503px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>to</font></div> <div style='position:absolute;left:516px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>attract</font></div> <div style='position:absolute;left:550px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:573px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>retain</font></div> <div style='position:absolute;left:604px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>key</font></div> <div style='position:absolute;left:625px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>executives</font></div> <div style='position:absolute;left:682px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:704px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>other</font></div> <div style='position:absolute;left:733px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>personnel;</font></div> <div style='position:absolute;left:790px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>risks</font></div> <div style='position:absolute;left:816px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>arising</font></div> <div style='position:absolute;left:853px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>from </font></div> <div style='position:absolute;left:19px;top:370px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>our international operations, including political and economic uncertainty and regulatory and legal compliance risk; concentration of large
amounts of revenue with certain </font></div> <div style='position:absolute;left:19px;top:386px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>clients in our risk management segment;
failure to apply technology effectively in our businesses; business continuity and cybersecurity risks; damage to our reputation; and </font></div> <div style='position:absolute;left:19px;top:402px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>failure to comply with regulatory requirements, including the FCPA, other anti-corruption laws, and data privacy laws. </font></div>
<div style='position:absolute;left:19px;top:429px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Please</font></div> <div style='position:absolute;left:57px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>refer</font></div> <div style='position:absolute;left:83px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>to</font></div> <div style='position:absolute;left:96px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Gallagher’s</font></div> <div style='position:absolute;left:157px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>filings</font></div> <div style='position:absolute;left:189px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>with</font></div> <div style='position:absolute;left:212px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:231px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>SEC,</font></div> <div style='position:absolute;left:261px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>including</font></div> <div style='position:absolute;left:309px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Item</font></div> <div style='position:absolute;left:334px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>1A,</font></div> <div style='position:absolute;left:354px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>“Risk</font></div> <div style='position:absolute;left:383px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Factors,”</font></div> <div style='position:absolute;left:431px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:444px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>its</font></div> <div style='position:absolute;left:459px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>most</font></div> <div style='position:absolute;left:486px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>recently</font></div> <div style='position:absolute;left:529px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>filed</font></div> <div style='position:absolute;left:553px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Annual</font></div> <div style='position:absolute;left:592px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Report</font></div> <div style='position:absolute;left:629px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>on</font></div> <div style='position:absolute;left:645px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Form</font></div> <div style='position:absolute;left:675px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>10-K</font></div> <div style='position:absolute;left:702px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:724px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Quarterly</font></div> <div style='position:absolute;left:774px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Report</font></div> <div style='position:absolute;left:812px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>on</font></div> <div style='position:absolute;left:827px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>Form</font></div> <div style='position:absolute;left:857px;top:429px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>10-Q </font></div> <div style='position:absolute;left:19px;top:446px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#000000;'>for a more detailed discussion of these and other factors that could impact its forward-looking statements.</font></div>
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<div style='position:absolute;left:889px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>8</font></div> <div style='position:absolute;left:12px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:110px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:12px;top:126px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>This presentation includes references to Adjusted EBITDAC, Adjusted EBITDAC margin, Adjusted Revenues, Adjusted Operating Expense Ratio and
Organic Revenue Growth, which are measures not in accordance with, or an alternative to, the GAAP </font></div> <div style='position:absolute;left:12px;top:135px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>information provided herein. </font></div> <div style='position:absolute;left:12px;top:148px;'><font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Earnings</font></div> <div style='position:absolute;left:45px;top:148px;'><font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Measures</font></div> <div style='position:absolute;left:81px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>-</font></div> <div style='position:absolute;left:85px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Gallagher</font></div> <div style='position:absolute;left:119px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>believes</font></div> <div style='position:absolute;left:148px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>that</font></div> <div style='position:absolute;left:162px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>each</font></div> <div style='position:absolute;left:180px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:188px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Adjusted</font></div> <div style='position:absolute;left:219px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>EBITDAC</font></div> <div style='position:absolute;left:253px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:267px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Adjusted</font></div> <div style='position:absolute;left:298px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>EBITDAC</font></div> <div style='position:absolute;left:331px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>margin,</font></div> <div style='position:absolute;left:357px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>as</font></div> <div style='position:absolute;left:367px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>defined</font></div> <div style='position:absolute;left:393px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>below,</font></div> <div style='position:absolute;left:416px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>provides</font></div> <div style='position:absolute;left:445px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>a</font></div> <div style='position:absolute;left:451px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>meaningful</font></div> <div style='position:absolute;left:489px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>representation</font></div> <div style='position:absolute;left:537px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:545px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>its</font></div> <div style='position:absolute;left:555px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>operating</font></div> <div style='position:absolute;left:587px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>performance</font></div> <div style='position:absolute;left:629px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:643px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>improves</font></div> <div style='position:absolute;left:674px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:686px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>comparability</font></div> <div style='position:absolute;left:731px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:739px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Gallagher’s</font></div> <div style='position:absolute;left:778px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>results</font></div> <div style='position:absolute;left:802px;top:148px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>between </font></div> <div style='position:absolute;left:12px;top:157px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>periods by eliminating the impact of certain items that have a high degree of variability. </font></div>
<div style='position:absolute;left:60px;top:170px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>EBITDAC <font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>is defined as net earnings before interest, income taxes, depreciation, amortization and the change in estimated acquisition </font><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>ear</font><font style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>nout
payables.</font></font></div> <div style='position:absolute;left:60px;top:183px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Adjusted</font></div>
<div style='position:absolute;left:93px;top:183px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>EBITDAC</font></div> <div style='position:absolute;left:128px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>is</font></div> <div style='position:absolute;left:136px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>EBITDAC</font></div> <div style='position:absolute;left:170px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>further</font></div> <div style='position:absolute;left:192px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>adjusted</font></div> <div style='position:absolute;left:222px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>to</font></div> <div style='position:absolute;left:230px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>exclude</font></div> <div style='position:absolute;left:257px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>gains</font></div> <div style='position:absolute;left:277px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>realized</font></div> <div style='position:absolute;left:304px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>from</font></div> <div style='position:absolute;left:320px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>sales</font></div> <div style='position:absolute;left:340px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:348px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>books</font></div> <div style='position:absolute;left:369px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:377px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>business,</font></div> <div style='position:absolute;left:411px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>acquisition</font></div> <div style='position:absolute;left:448px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>integration</font></div> <div style='position:absolute;left:484px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>costs</font></div> <div style='position:absolute;left:503px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>related</font></div> <div style='position:absolute;left:527px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>to</font></div> <div style='position:absolute;left:535px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>large</font></div> <div style='position:absolute;left:553px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>acquisitions,</font></div> <div style='position:absolute;left:595px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>workforce</font></div> <div style='position:absolute;left:627px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>related</font></div> <div style='position:absolute;left:651px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>charges,</font></div> <div style='position:absolute;left:681px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>lease</font></div> <div style='position:absolute;left:701px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>termination</font></div> <div style='position:absolute;left:739px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>related</font></div> <div style='position:absolute;left:763px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>charges,</font></div> <div style='position:absolute;left:793px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>acquisition </font></div> <div style='position:absolute;left:60px;top:192px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>related adjustments and the period-over-period impact of foreign currency translation, as applicable.</font></div>
<div style='position:absolute;left:60px;top:205px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Adjusted</font></div> <div style='position:absolute;left:93px;top:205px;'><font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>EBITDAC</font></div> <div style='position:absolute;left:128px;top:205px;'><font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>margin</font></div> <div style='position:absolute;left:154px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>is</font></div> <div style='position:absolute;left:162px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>defined</font></div> <div style='position:absolute;left:188px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>as</font></div> <div style='position:absolute;left:198px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Adjusted</font></div> <div style='position:absolute;left:229px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>EBITDAC</font></div> <div style='position:absolute;left:263px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>divided</font></div> <div style='position:absolute;left:288px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>by</font></div> <div style='position:absolute;left:297px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Adjusted</font></div> <div style='position:absolute;left:328px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Revenues</font></div> <div style='position:absolute;left:362px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>(defined</font></div> <div style='position:absolute;left:390px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>below).</font></div> <div style='position:absolute;left:12px;top:219px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>The most directly comparable GAAP measure for these non-GAAP earnings measures is net earnings. For the two segments (Brokerage Segment &
Risk Management Segment) on a combined basis, net earnings was $174 million, $199 million, $253 million, </font></div> <div style='position:absolute;left:12px;top:227px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>$306 million, $325 million, $414 million and $484 million in 2011, 2012 , 2013, 2014, 2015, 2016 and 2017. For the Brokerage Segment, net earnings
were $357 million and $424 million in 2016 and 2017, respectively. For the Risk Management Segment, net </font></div> <div style='position:absolute;left:12px;top:236px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>earnings were $57 million and $60 million in 2016 and 2017, respectively. See Cautionary Note on page 7.</font></div>
<div style='position:absolute;left:12px;top:249px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Revenue</font></div> <div style='position:absolute;left:44px;top:249px;'><font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:59px;top:249px;'><font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Expense</font></div> <div style='position:absolute;left:91px;top:249px;'><font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Measures</font></div> <div style='position:absolute;left:127px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>-</font></div> <div style='position:absolute;left:131px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Gallagher</font></div> <div style='position:absolute;left:165px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>believes</font></div> <div style='position:absolute;left:194px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>that</font></div> <div style='position:absolute;left:208px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Adjusted</font></div> <div style='position:absolute;left:239px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Revenues</font></div> <div style='position:absolute;left:273px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:287px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Adjusted</font></div> <div style='position:absolute;left:318px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Operating</font></div> <div style='position:absolute;left:351px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Expense Ratio, each as defined below, provides stockholders and other interested persons with useful information that will assist such persons in
</font></div> <div style='position:absolute;left:12px;top:258px;'><font style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>analyzing Gallagher’s operating results as they develop a future
outlook for Gallagher. Gallagher believes that Organic Revenue Growth provides a comparable measurement of revenue growth that is associated with the revenue sources that will continue in </font></div>
<div style='position:absolute;left:12px;top:267px;'><font style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the future.</font></div> <div style='position:absolute;left:48px;top:267px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Gallagher has historically viewed organic revenue growth as an important indicator when assessing and evaluating the performance of its Brokerage
and Risk Management segments. Gallagher also believes that using this measure allows financial</font></div> <div style='position:absolute;left:12px;top:276px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>statement users to measure, analyze and compare the growth from its Brokerage and Risk Management segments in a meaningful and consistent
manner.</font></div> <div style='position:absolute;left:60px;top:289px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Adjusted</font></div>
<div style='position:absolute;left:93px;top:289px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Revenues</font></div> <div style='position:absolute;left:130px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>is</font></div> <div style='position:absolute;left:138px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>defined</font></div> <div style='position:absolute;left:164px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>as</font></div> <div style='position:absolute;left:174px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenues,</font></div> <div style='position:absolute;left:207px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>adjusted</font></div> <div style='position:absolute;left:237px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>to</font></div> <div style='position:absolute;left:245px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>exclude</font></div> <div style='position:absolute;left:272px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>gains</font></div> <div style='position:absolute;left:292px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>realized</font></div> <div style='position:absolute;left:319px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>from</font></div> <div style='position:absolute;left:335px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>sales</font></div> <div style='position:absolute;left:355px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:363px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>books</font></div> <div style='position:absolute;left:384px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:392px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>business,</font></div> <div style='position:absolute;left:426px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>acquisition</font></div> <div style='position:absolute;left:462px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>integration</font></div> <div style='position:absolute;left:498px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>costs</font></div> <div style='position:absolute;left:517px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>for</font></div> <div style='position:absolute;left:527px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>large</font></div> <div style='position:absolute;left:545px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>acquisitions,</font></div> <div style='position:absolute;left:588px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>workforce</font></div> <div style='position:absolute;left:620px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>related</font></div> <div style='position:absolute;left:644px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>charges,</font></div> <div style='position:absolute;left:674px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>lease</font></div> <div style='position:absolute;left:694px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>termination</font></div> <div style='position:absolute;left:732px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>related</font></div> <div style='position:absolute;left:756px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>charges,</font></div> <div style='position:absolute;left:786px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>acquisition</font></div> <div style='position:absolute;left:823px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>related </font></div> <div style='position:absolute;left:60px;top:298px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>adjustments, and the period-over-period impact of foreign currency translation, as applicable.</font></div>
<div style='position:absolute;left:60px;top:311px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Adjusted Operating Expense Ratio</font></div>
<div style='position:absolute;left:182px;top:311px;'><font style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>is defined as operating expense, adjusted to exclude the items listed above for
Adjusted Revenues, as applicable, divided by Adjusted Revenues.</font></div>
<div style='position:absolute;left:60px;top:324px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Organic</font></div> <div style='position:absolute;left:89px;top:324px;'><font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Revenue</font></div> <div style='position:absolute;left:122px;top:324px;'><font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Growth.</font></div> <div style='position:absolute;left:151px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>For</font></div> <div style='position:absolute;left:164px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:176px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Brokerage</font></div> <div style='position:absolute;left:212px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>segment,</font></div> <div style='position:absolute;left:244px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>organic</font></div> <div style='position:absolute;left:270px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>change</font></div> <div style='position:absolute;left:296px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>in</font></div> <div style='position:absolute;left:304px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>commission</font></div> <div style='position:absolute;left:346px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:360px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>fee</font></div> <div style='position:absolute;left:372px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenues</font></div> <div style='position:absolute;left:403px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>excludes</font></div> <div style='position:absolute;left:434px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:446px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>first</font></div> <div style='position:absolute;left:460px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>twelve</font></div> <div style='position:absolute;left:482px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>months</font></div> <div style='position:absolute;left:508px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:516px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>net</font></div> <div style='position:absolute;left:528px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>commission</font></div> <div style='position:absolute;left:570px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:584px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>fee</font></div> <div style='position:absolute;left:596px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenues</font></div> <div style='position:absolute;left:627px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>generated</font></div> <div style='position:absolute;left:661px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>from</font></div> <div style='position:absolute;left:677px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>acquisitions</font></div> <div style='position:absolute;left:719px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:733px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:745px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>net</font></div> <div style='position:absolute;left:757px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>commission</font></div> <div style='position:absolute;left:798px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:812px;top:324px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>fee </font></div> <div style='position:absolute;left:60px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenues</font></div> <div style='position:absolute;left:92px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>related</font></div> <div style='position:absolute;left:116px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>to</font></div> <div style='position:absolute;left:124px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>operations</font></div> <div style='position:absolute;left:160px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>disposed</font></div> <div style='position:absolute;left:192px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:200px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>in</font></div> <div style='position:absolute;left:208px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>each</font></div> <div style='position:absolute;left:226px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>year</font></div> <div style='position:absolute;left:241px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>presented.</font></div> <div style='position:absolute;left:277px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>These</font></div> <div style='position:absolute;left:300px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>commissions</font></div> <div style='position:absolute;left:346px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:360px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>fees</font></div> <div style='position:absolute;left:376px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>are</font></div> <div style='position:absolute;left:388px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>excluded</font></div> <div style='position:absolute;left:419px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>from</font></div> <div style='position:absolute;left:435px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>organic</font></div> <div style='position:absolute;left:461px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenues</font></div> <div style='position:absolute;left:492px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>in</font></div> <div style='position:absolute;left:500px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>order</font></div> <div style='position:absolute;left:518px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>to</font></div> <div style='position:absolute;left:526px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>help</font></div> <div style='position:absolute;left:542px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>interested</font></div> <div style='position:absolute;left:576px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>persons</font></div> <div style='position:absolute;left:604px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>analyze</font></div> <div style='position:absolute;left:630px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:642px;top:333px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenue growth associated with the operations that were a </font></div> <div style='position:absolute;left:60px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>part</font></div> <div style='position:absolute;left:74px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:82px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Gallagher</font></div> <div style='position:absolute;left:116px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>in</font></div> <div style='position:absolute;left:124px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>both</font></div> <div style='position:absolute;left:140px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:152px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>current</font></div> <div style='position:absolute;left:176px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:190px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>prior</font></div> <div style='position:absolute;left:207px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>year.</font></div> <div style='position:absolute;left:225px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>In</font></div> <div style='position:absolute;left:233px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>addition,</font></div> <div style='position:absolute;left:263px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>change</font></div> <div style='position:absolute;left:289px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>in</font></div> <div style='position:absolute;left:297px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>commission</font></div> <div style='position:absolute;left:339px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:353px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>fee</font></div> <div style='position:absolute;left:365px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenue</font></div> <div style='position:absolute;left:392px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>organic</font></div> <div style='position:absolute;left:418px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>growth</font></div> <div style='position:absolute;left:441px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>excludes</font></div> <div style='position:absolute;left:472px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:484px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>period-over-period</font></div> <div style='position:absolute;left:544px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>impact</font></div> <div style='position:absolute;left:568px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:576px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>foreign</font></div> <div style='position:absolute;left:600px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>currency</font></div> <div style='position:absolute;left:630px;top:342px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>translation. For the Risk Management segment, organic change in </font></div> <div style='position:absolute;left:60px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>fee</font></div> <div style='position:absolute;left:72px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenues</font></div> <div style='position:absolute;left:104px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>excludes</font></div> <div style='position:absolute;left:135px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:147px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>first</font></div> <div style='position:absolute;left:161px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>twelve</font></div> <div style='position:absolute;left:183px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>months</font></div> <div style='position:absolute;left:209px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:217px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>fee</font></div> <div style='position:absolute;left:229px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenues</font></div> <div style='position:absolute;left:261px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>generated</font></div> <div style='position:absolute;left:295px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>from</font></div> <div style='position:absolute;left:312px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>acquisitions</font></div> <div style='position:absolute;left:354px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:368px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:380px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>fee</font></div> <div style='position:absolute;left:392px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenues</font></div> <div style='position:absolute;left:423px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>related</font></div> <div style='position:absolute;left:447px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>to</font></div> <div style='position:absolute;left:455px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>operations</font></div> <div style='position:absolute;left:491px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>disposed</font></div> <div style='position:absolute;left:523px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:531px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>in</font></div> <div style='position:absolute;left:539px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>each</font></div> <div style='position:absolute;left:557px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>year</font></div> <div style='position:absolute;left:572px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>presented.</font></div> <div style='position:absolute;left:608px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>In</font></div> <div style='position:absolute;left:616px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>addition, change in organic growth excludes the impact of the period-</font></div> <div style='position:absolute;left:60px;top:359px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>over-period impact of foreign currency translation to improve the comparability of our results between periods by eliminating the impact of
the items that have a high degree of variability or are due to the limited-time nature of these revenue </font></div> <div style='position:absolute;left:60px;top:368px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>sources.</font></div> <div style='position:absolute;left:12px;top:381px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>The most directly comparable GAAP measure for Adjusted Revenues and Organic Growth is reported revenues. For the Brokerage Segment, reported
revenues were $533 million, $679 million, $783 million, $863 million, $946 million, $1,007 million, $1,114 </font></div> <div style='position:absolute;left:12px;top:390px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>million, $1,188 million, $1,276 million, $1,329 million, $1,544 million, $1,812 million, $2,126 million, $2,896 million, $3,324 million, $3,528
million and $3,831 million in 2001, 2002, 2003, 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2011, </font></div> <div style='position:absolute;left:12px;top:399px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>2012, 2013, 2014, 2015 , 2016 and 2017, respectively. For the Risk Management Segment, reported revenues were $718 million and $769 million in
2016 and 2017, respectively. On a combined basis (Brokerage Segment & Risk Management</font></div> <div style='position:absolute;left:12px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Segment)</font></div> <div style='position:absolute;left:45px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>reported</font></div> <div style='position:absolute;left:74px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenues</font></div> <div style='position:absolute;left:106px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>were</font></div> <div style='position:absolute;left:124px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>$4,246</font></div> <div style='position:absolute;left:148px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>million</font></div> <div style='position:absolute;left:172px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:186px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>$4,599</font></div> <div style='position:absolute;left:210px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>million</font></div> <div style='position:absolute;left:234px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>in</font></div> <div style='position:absolute;left:242px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:260px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:274px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>2017,</font></div> <div style='position:absolute;left:294px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>respectively.</font></div> <div style='position:absolute;left:336px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>See</font></div> <div style='position:absolute;left:351px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Cautionary</font></div> <div style='position:absolute;left:387px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Note</font></div> <div style='position:absolute;left:404px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>on</font></div> <div style='position:absolute;left:414px;top:408px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>page 7.</font></div> <div style='position:absolute;left:12px;top:421px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>The most directly comparable GAAP measure for Adjusted Operating Expense Ratio is <font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>reported operating expense</font>, which was $247 million and $614 million in 2008 and 2017, respectively, for the Brokerage Segment </font></div>
<div style='position:absolute;left:12px;top:430px;'><font style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and $126 million and $189 million in 2008 and 2017, respectively, for the Risk
Management Segment.</font></div> <div style='position:absolute;left:12px;top:443px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Revenue</font></div>
<div style='position:absolute;left:44px;top:443px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Recognition</font></div> <div style='position:absolute;left:89px;top:443px;'><font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Accounting</font></div> <div style='position:absolute;left:131px;top:443px;'><font
style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Guidance.</font></div> <div style='position:absolute;left:170px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>These</font></div> <div style='position:absolute;left:193px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>slides</font></div> <div style='position:absolute;left:215px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>present</font></div> <div style='position:absolute;left:241px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>financial</font></div> <div style='position:absolute;left:271px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>information</font></div> <div style='position:absolute;left:308px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>for</font></div> <div style='position:absolute;left:318px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>periods</font></div> <div style='position:absolute;left:344px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>prior</font></div> <div style='position:absolute;left:360px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>to</font></div> <div style='position:absolute;left:368px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>our</font></div> <div style='position:absolute;left:380px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>adoption</font></div> <div style='position:absolute;left:410px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:418px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:430px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>new</font></div> <div style='position:absolute;left:445px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenue</font></div> <div style='position:absolute;left:472px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>recognition</font></div> <div style='position:absolute;left:510px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>accounting</font></div> <div style='position:absolute;left:548px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>guidance,</font></div> <div style='position:absolute;left:582px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>ASC</font></div> <div style='position:absolute;left:599px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Topic</font></div> <div style='position:absolute;left:620px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>606.</font></div> <div style='position:absolute;left:636px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>All</font></div> <div style='position:absolute;left:646px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>such</font></div> <div style='position:absolute;left:664px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>pre-adoption</font></div> <div style='position:absolute;left:706px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>financial</font></div> <div style='position:absolute;left:735px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>information</font></div> <div style='position:absolute;left:773px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>is</font></div> <div style='position:absolute;left:780px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>non-GAAP. </font></div> <div style='position:absolute;left:12px;top:452px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Gallagher’s management believes this non-GAAP information is useful to investors because it assists them in understanding our
year-over-year financial performance for periods prior to adoption of the new accounting standard. The 2017 information is </font></div> <div style='position:absolute;left:12px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>provided</font></div> <div style='position:absolute;left:42px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>for</font></div> <div style='position:absolute;left:52px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>illustrative</font></div> <div style='position:absolute;left:87px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>purposes</font></div> <div style='position:absolute;left:119px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>only,</font></div> <div style='position:absolute;left:136px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:150px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>should</font></div> <div style='position:absolute;left:174px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>be</font></div> <div style='position:absolute;left:184px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>read</font></div> <div style='position:absolute;left:200px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>together</font></div> <div style='position:absolute;left:228px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>with,</font></div> <div style='position:absolute;left:245px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:259px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>not</font></div> <div style='position:absolute;left:271px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>considered</font></div> <div style='position:absolute;left:309px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>a</font></div> <div style='position:absolute;left:315px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>substitute</font></div> <div style='position:absolute;left:349px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>for,</font></div> <div style='position:absolute;left:361px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:373px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Company’s</font></div> <div style='position:absolute;left:411px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>historical</font></div> <div style='position:absolute;left:443px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>financial</font></div> <div style='position:absolute;left:473px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>statements.</font></div> <div style='position:absolute;left:513px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>The</font></div> <div style='position:absolute;left:527px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>financial</font></div> <div style='position:absolute;left:556px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>information</font></div> <div style='position:absolute;left:594px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>for</font></div> <div style='position:absolute;left:604px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:622px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>does</font></div> <div style='position:absolute;left:640px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>not</font></div> <div style='position:absolute;left:652px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>constitute</font></div> <div style='position:absolute;left:685px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>a</font></div> <div style='position:absolute;left:691px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>restatement of the Company’s historical </font></div> <div style='position:absolute;left:12px;top:469px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>financial statements previously filed with the Securities and Exchange Commission.</font></div>
<div style='position:absolute;left:12px;top:483px;'><font style='font-style:normal;font-weight:bold;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Reconciliations</font></div> <div style='position:absolute;left:68px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>–</font></div> <div style='position:absolute;left:74px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>For</font></div> <div style='position:absolute;left:87px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>reconciliations,</font></div> <div style='position:absolute;left:139px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>please</font></div> <div style='position:absolute;left:163px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>see</font></div> <div style='position:absolute;left:177px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:189px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>examples</font></div> <div style='position:absolute;left:222px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>set</font></div> <div style='position:absolute;left:234px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>forth</font></div> <div style='position:absolute;left:250px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>in</font></div> <div style='position:absolute;left:258px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>our</font></div> <div style='position:absolute;left:270px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>filings</font></div> <div style='position:absolute;left:291px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>with</font></div> <div style='position:absolute;left:306px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:318px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Securities</font></div> <div style='position:absolute;left:352px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>and</font></div> <div style='position:absolute;left:366px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Exchange</font></div> <div style='position:absolute;left:400px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>Commission</font></div> <div style='position:absolute;left:443px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>covering</font></div> <div style='position:absolute;left:471px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>periods</font></div> <div style='position:absolute;left:497px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>prior</font></div> <div style='position:absolute;left:513px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>to</font></div> <div style='position:absolute;left:521px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>our</font></div> <div style='position:absolute;left:533px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>adoption</font></div> <div style='position:absolute;left:563px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:571px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>the</font></div> <div style='position:absolute;left:583px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>new</font></div> <div style='position:absolute;left:598px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>revenue</font></div> <div style='position:absolute;left:625px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>recognition</font></div> <div style='position:absolute;left:663px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:7px;font-family:arial,sans-serif;color:#000000;'>accounting standard.</font></div> <div style='position:absolute;left:12px;top:7px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Information Regarding</font></div> <div style='position:absolute;left:12px;top:50px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Non-GAAP Measures</font></div> </td></tr></table></div>
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<div style='position:absolute;left:902px;top:528px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>9</font></div> <div style='position:absolute;left:25px;top:533px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:123px;top:533px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:522px;top:343px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>52-Week Range***</font></div> <div style='position:absolute;left:506px;top:266px;'><font
style='font-style:normal;font-weight:bold;font-size:28px;font-family:arial,sans-serif;color:#00263E;'>$</font></div> <div style='position:absolute;left:520px;top:258px;'><font
style='font-style:normal;font-weight:bold;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>70.55 Hi </font></div> <div style='position:absolute;left:506px;top:309px;'><font
style='font-style:normal;font-weight:bold;font-size:28px;font-family:arial,sans-serif;color:#00263E;'>$</font></div> <div style='position:absolute;left:520px;top:301px;'><font
style='font-style:normal;font-weight:bold;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>53.63 Lo</font></div> <div style='position:absolute;left:506px;top:154px;'><font
style='font-style:normal;font-weight:bold;font-size:43px;font-family:arial,sans-serif;color:#00263E;'>2.5%</font></div> <div style='position:absolute;left:606px;top:170px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Dividend </font></div> <div style='position:absolute;left:606px;top:184px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Yield***</font></div> <div style='position:absolute;left:705px;top:164px;'><font
style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#00263E;'>$</font></div> <div style='position:absolute;left:721px;top:154px;'><font
style='font-style:normal;font-weight:bold;font-size:43px;font-family:arial,sans-serif;color:#00263E;'>0.41</font></div> <div style='position:absolute;left:338px;top:22px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#0075BC;'>•</font></div> <div style='position:absolute;left:347px;top:22px;'><font
style='font-style:normal;font-weight:bold;font-size:11px;font-family:arial,sans-serif;color:#0075BC;'>Founded in 1927</font></div> <div style='position:absolute;left:338px;top:35px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#0075BC;'>•</font></div> <div style='position:absolute;left:347px;top:35px;'><font
style='font-style:normal;font-weight:bold;font-size:11px;font-family:arial,sans-serif;color:#0075BC;'>Public since 1984</font></div> <div style='position:absolute;left:338px;top:48px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#0075BC;'>•</font></div> <div style='position:absolute;left:347px;top:48px;'><font
style='font-style:normal;font-weight:bold;font-size:11px;font-family:arial,sans-serif;color:#0075BC;'>One of the World’s leading insurance brokers*</font></div> <div style='position:absolute;left:338px;top:61px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#0075BC;'>•</font></div> <div style='position:absolute;left:347px;top:61px;'><font
style='font-style:normal;font-weight:bold;font-size:11px;font-family:arial,sans-serif;color:#0075BC;'>One of the World’s largest P&C third-party administrators* </font></div> <div style='position:absolute;left:309px;top:513px;'><font
style='font-style:normal;font-weight:normal;font-size:9px;font-family:arial,sans-serif;color:#535353;'>As of December 31, 2017 unless otherwise indicated</font></div> <div style='position:absolute;left:369px;top:218px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Acquired </font></div> <div style='position:absolute;left:369px;top:232px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Revenues 2017**</font></div> <div style='position:absolute;left:254px;top:215px;'><font
style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#00263E;'>$</font></div> <div style='position:absolute;left:270px;top:205px;'><font
style='font-style:normal;font-weight:bold;font-size:43px;font-family:arial,sans-serif;color:#00263E;'>172<font style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#00263E;'>M</font></font></div>
<div style='position:absolute;left:29px;top:215px;'><font style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#00263E;'>$</font></div> <div style='position:absolute;left:45px;top:205px;'><font
style='font-style:normal;font-weight:bold;font-size:43px;font-family:arial,sans-serif;color:#00263E;'>4.6<font style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#00263E;'>B</font></font></div>
<div style='position:absolute;left:128px;top:219px;'><font style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>2017 Total </font></div> <div style='position:absolute;left:128px;top:233px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Adjusted Revenue**</font></div> <div style='position:absolute;left:31px;top:141px;'><font
style='font-style:normal;font-weight:bold;font-size:43px;font-family:arial,sans-serif;color:#00263E;'>33</font></div> <div style='position:absolute;left:78px;top:170px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Countries***</font></div> <div style='position:absolute;left:502px;top:421px;'><font
style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#00263E;'>$</font></div> <div style='position:absolute;left:518px;top:411px;'><font
style='font-style:normal;font-weight:bold;font-size:43px;font-family:arial,sans-serif;color:#00263E;'>11.8<font style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#00263E;'>B</font></font></div>
<div style='position:absolute;left:717px;top:411px;'><font style='font-style:normal;font-weight:bold;font-size:43px;font-family:arial,sans-serif;color:#00263E;'>AJG</font></div> <div style='position:absolute;left:25px;top:39px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Who We Are</font></div> <div style='position:absolute;left:31px;top:114px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Key Facts</font></div> <div style='position:absolute;left:498px;top:117px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Key Shareholder Data</font></div> <div style='position:absolute;left:25px;top:484px;'><font
style='font-style:italic;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>* <font style='font-style:normal;'>According to </font>Business Insurance</font></div> <div style='position:absolute;left:25px;top:497px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>** Brokerage & Risk Management adjusted revenue </font></div> <div style='position:absolute;left:25px;top:510px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>*** as of February 6, 2018</font></div> <div style='position:absolute;left:807px;top:169px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>2018 Q1 </font></div> <div style='position:absolute;left:807px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Dividend/Share</font></div> <div style='position:absolute;left:628px;top:425px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Market </font></div> <div style='position:absolute;left:628px;top:439px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Cap***</font></div> <div style='position:absolute;left:805px;top:437px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>NYSE </font></div> <div style='position:absolute;left:336px;top:169px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Employees</font></div> <div style='position:absolute;left:197px;top:141px;'><font
style='font-style:normal;font-weight:bold;font-size:43px;font-family:arial,sans-serif;color:#00263E;'>26,783</font></div> <div style='position:absolute;left:858px;top:301px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Outstanding </font></div> <div style='position:absolute;left:858px;top:315px;'><font
style='font-style:normal;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>Shares</font></div> <div style='position:absolute;left:718px;top:285px;'><font
style='font-style:normal;font-weight:bold;font-size:43px;font-family:arial,sans-serif;color:#00263E;'>181.0<font style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#00263E;'>M</font></font></div>
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<div style='position:absolute;left:900px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>10</font></div> <div style='position:absolute;left:29px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:127px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:30px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>*Brokerage and Risk Management adjusted revenue for the year ended December 31, 2017.</font></div>
<div style='position:absolute;left:29px;top:25px;'><font style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Snapshot of Core Operations </font></div>
<div style='position:absolute;left:115px;top:333px;'><font style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#F0B323;'>RISK </font></div> <div style='position:absolute;left:55px;top:359px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#F0B323;'>MANAGEMENT </font></div> <div style='position:absolute;left:83px;top:385px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#F0B323;'>SEGMENT</font></div> <div style='position:absolute;left:65px;top:181px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>BROKERAGE</font></div> <div style='position:absolute;left:82px;top:207px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>SEGMENT</font></div> <div style='position:absolute;left:345px;top:133px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:354px;top:133px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>83% of revenue*</font></div> <div style='position:absolute;left:345px;top:155px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:354px;top:155px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>We sell insurance and consult on insurance programs</font></div> <div style='position:absolute;left:345px;top:177px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:354px;top:177px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Property/Casualty and employee benefits</font></div> <div style='position:absolute;left:345px;top:198px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:354px;top:198px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Retail and wholesale</font></div> <div style='position:absolute;left:345px;top:220px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:354px;top:220px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Primarily middle-market commercial clients and individuals</font></div> <div style='position:absolute;left:345px;top:241px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:354px;top:241px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>77%</font></div> <div style='position:absolute;left:384px;top:241px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>of</font></div> <div style='position:absolute;left:399px;top:241px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>C&F</font></div> <div style='position:absolute;left:429px;top:241px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>revenue</font></div> <div style='position:absolute;left:481px;top:241px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>is</font></div> <div style='position:absolute;left:494px;top:241px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>commission</font></div> <div style='position:absolute;left:568px;top:241px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>–</font></div> <div style='position:absolute;left:579px;top:241px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>23%</font></div> <div style='position:absolute;left:609px;top:241px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>is</font></div> <div style='position:absolute;left:622px;top:241px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>fee-based</font></div> <div style='position:absolute;left:348px;top:309px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:357px;top:309px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>17% of revenue*</font></div> <div style='position:absolute;left:348px;top:331px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:357px;top:331px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>We adjust claims and help companies and carriers reduce their losses</font></div> <div style='position:absolute;left:348px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:357px;top:353px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Workers’ compensation, liability, managed care, auto and property</font></div> <div style='position:absolute;left:348px;top:374px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:357px;top:374px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Modest amount of storm/earthquake claims</font></div> <div style='position:absolute;left:348px;top:396px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:357px;top:396px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Primarily Fortune 1000 clients</font></div> <div style='position:absolute;left:348px;top:417px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:357px;top:417px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>More than 90% of revenue* from non-affiliated brokerage customers and </font></div> <div style='position:absolute;left:357px;top:437px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>their clients</font></div> <div style='position:absolute;left:900px;top:514px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>10</font></div> </td></tr></table></div>
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<div style='position:absolute;left:887px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>11</font></div> <div style='position:absolute;left:16px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:114px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:13px;top:292px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>Risk Management*</font></div> <div style='position:absolute;left:13px;top:90px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>Brokerage*</font></div> <div style='position:absolute;left:16px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Diverse Revenue Base </font></div> <div style='position:absolute;left:17px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>*Brokerage and Risk Management adjusted revenue for the year ended December 31, 2017.</font></div>
<div style='position:absolute;left:82px;top:154px;'><font style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>57%</font></div> <div style='position:absolute;left:279px;top:180px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>26%</font></div> <div style='position:absolute;left:289px;top:249px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>17%</font></div> <div style='position:absolute;left:290px;top:233px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>WHOLESALE</font></div> <div style='position:absolute;left:83px;top:133px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>RETAIL P/C</font></div> <div style='position:absolute;left:281px;top:158px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>RETAIL BENEFITS</font></div> <div style='position:absolute;left:657px;top:162px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>66%</font></div> <div style='position:absolute;left:672px;top:260px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>34%</font></div> <div style='position:absolute;left:659px;top:145px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>DOMESTIC</font></div> <div style='position:absolute;left:668px;top:240px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>INTERNATIONAL</font></div> <div style='position:absolute;left:668px;top:369px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>87%</font></div> <div style='position:absolute;left:664px;top:459px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>13%</font></div> <div style='position:absolute;left:669px;top:350px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>DOMESTIC</font></div> <div style='position:absolute;left:670px;top:445px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>INTERNATIONAL</font></div> <div style='position:absolute;left:61px;top:393px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>64%</font></div> <div style='position:absolute;left:270px;top:343px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>LIABILITY</font></div> <div style='position:absolute;left:270px;top:361px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>32%</font></div> <div style='position:absolute;left:274px;top:456px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>4%</font></div> <div style='position:absolute;left:276px;top:442px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>PROPERTY</font></div> <div style='position:absolute;left:12px;top:359px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>WORKERS’ </font></div> <div style='position:absolute;left:12px;top:377px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>COMPENSATION</font></div> </td></tr></table></div>
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<img src="g586615ex99_1s12gbgd.jpg" width="857" height="527" border="0" alt=""></div>
<div style='position:absolute;left:881px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>12</font></div> <div style='position:absolute;left:10px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:108px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:49px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#989898;'>(in $M)</font></div> <div style='position:absolute;left:10px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Brokerage Segment</font></div> <div style='position:absolute;left:11px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>See Cautionary Note on page 7 regarding the new revenue recognition accounting standard. See also important </font></div>
<div style='position:absolute;left:11px;top:507px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>disclosures regarding Non-GAAP measures on Page 8.</font></div>
<div style='position:absolute;left:149px;top:229px;'><font style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$3,508</font></div> <div style='position:absolute;left:318px;top:224px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$3,827</font></div> <div style='position:absolute;left:38px;top:238px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$3,400</font></div> <div style='position:absolute;left:38px;top:211px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$3,600</font></div> <div style='position:absolute;left:38px;top:184px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$3,800</font></div> <div style='position:absolute;left:38px;top:156px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$4,000</font></div> <div style='position:absolute;left:154px;top:253px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:323px;top:253px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:34px;top:118px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Adjusted Revenues</font></div> <div style='position:absolute;left:319px;top:160px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>9%</font></div> <div style='position:absolute;left:36px;top:260px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#989898;'>(in $M)</font></div> <div style='position:absolute;left:631px;top:223px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>3.6%</font></div> <div style='position:absolute;left:778px;top:223px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>4.4%</font></div> <div style='position:absolute;left:535px;top:237px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>2.0%</font></div> <div style='position:absolute;left:535px;top:207px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>3.0%</font></div> <div style='position:absolute;left:535px;top:177px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>4.0%</font></div> <div style='position:absolute;left:535px;top:147px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>5.0%</font></div> <div style='position:absolute;left:631px;top:252px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:778px;top:252px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:509px;top:117px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Total Organic Growth </font></div> <div style='position:absolute;left:635px;top:400px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>26.9%</font></div> <div style='position:absolute;left:780px;top:404px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>27.4%</font></div> <div style='position:absolute;left:533px;top:430px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>26.0%</font></div> <div style='position:absolute;left:533px;top:374px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>27.0%</font></div> <div style='position:absolute;left:533px;top:319px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>28.0%</font></div> <div style='position:absolute;left:636px;top:445px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:783px;top:445px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:507px;top:289px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Adjusted EBITDAC Margin</font></div> <div style='position:absolute;left:164px;top:409px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$945</font></div> <div style='position:absolute;left:323px;top:409px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$1,050</font></div> <div style='position:absolute;left:59px;top:423px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$900</font></div> <div style='position:absolute;left:49px;top:370px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$1,000</font></div> <div style='position:absolute;left:49px;top:317px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$1,100</font></div> <div style='position:absolute;left:164px;top:438px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:328px;top:438px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:41px;top:287px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Adjusted EBITDAC</font></div> <div style='position:absolute;left:320px;top:325px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>11%</font></div> </td></tr></table></div>
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<img src="g586615ex99_1s13gbgd.jpg" width="873" height="526" border="0" alt=""></div>
<div style='position:absolute;left:881px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>13</font></div> <div style='position:absolute;left:10px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:108px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:44px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#989898;'>(in $M)</font></div> <div style='position:absolute;left:10px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Risk Management Segment</font></div> <div style='position:absolute;left:11px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>See Cautionary Note on page 7 regarding the new revenue recognition accounting standard. See also important </font></div>
<div style='position:absolute;left:11px;top:507px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>disclosures regarding Non-GAAP measures on Page 8.</font></div>
<div style='position:absolute;left:148px;top:222px;'><font style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$720</font></div> <div style='position:absolute;left:321px;top:218px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$769</font></div> <div style='position:absolute;left:38px;top:232px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$700</font></div> <div style='position:absolute;left:38px;top:213px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$720</font></div> <div style='position:absolute;left:38px;top:194px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$740</font></div> <div style='position:absolute;left:38px;top:175px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$760</font></div> <div style='position:absolute;left:38px;top:156px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$780</font></div> <div style='position:absolute;left:148px;top:247px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:321px;top:247px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:35px;top:118px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Adjusted Revenues</font></div> <div style='position:absolute;left:324px;top:144px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>7%</font></div> <div style='position:absolute;left:42px;top:255px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#989898;'>(in $M)</font></div> <div style='position:absolute;left:629px;top:223px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>1.3%</font></div> <div style='position:absolute;left:778px;top:223px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>5.2%</font></div> <div style='position:absolute;left:534px;top:237px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>0.0%</font></div> <div style='position:absolute;left:534px;top:207px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>2.0%</font></div> <div style='position:absolute;left:534px;top:177px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>4.0%</font></div> <div style='position:absolute;left:534px;top:146px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>6.0%</font></div> <div style='position:absolute;left:631px;top:252px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:778px;top:252px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:508px;top:116px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Total Organic Growth </font></div> <div style='position:absolute;left:149px;top:410px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$125</font></div> <div style='position:absolute;left:325px;top:410px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$133</font></div> <div style='position:absolute;left:39px;top:424px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$120</font></div> <div style='position:absolute;left:39px;top:398px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$125</font></div> <div style='position:absolute;left:39px;top:371px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$130</font></div> <div style='position:absolute;left:39px;top:345px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$135</font></div> <div style='position:absolute;left:39px;top:319px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$140</font></div> <div style='position:absolute;left:149px;top:439px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:325px;top:439px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:42px;top:288px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Adjusted EBITDAC</font></div> <div style='position:absolute;left:630px;top:410px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>17.4%</font></div> <div style='position:absolute;left:779px;top:412px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>17.4%</font></div> <div style='position:absolute;left:529px;top:424px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>15.0%</font></div> <div style='position:absolute;left:529px;top:390px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>16.0%</font></div> <div style='position:absolute;left:529px;top:355px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>17.0%</font></div> <div style='position:absolute;left:529px;top:321px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>18.0%</font></div> <div style='position:absolute;left:633px;top:439px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:780px;top:439px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:504px;top:293px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Adjusted EBITDAC Margin</font></div> <div style='position:absolute;left:881px;top:514px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>13</font></div> </td></tr></table></div>
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<div style='position:absolute;left:881px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>14</font></div> <div style='position:absolute;left:10px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:108px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:49px;top:443px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#989898;'>(in $M)</font></div> <div style='position:absolute;left:10px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Brokerage & Risk Management</font></div> <div style='position:absolute;left:11px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>See Cautionary Note on page 7 regarding the new revenue recognition accounting standard. See also important </font></div>
<div style='position:absolute;left:11px;top:507px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>disclosures regarding Non-GAAP measures on Page 8.</font></div>
<div style='position:absolute;left:152px;top:218px;'><font style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$4,228</font></div> <div style='position:absolute;left:317px;top:218px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$4,596</font></div> <div style='position:absolute;left:37px;top:232px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$4,000</font></div> <div style='position:absolute;left:37px;top:207px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$4,250</font></div> <div style='position:absolute;left:37px;top:181px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$4,500</font></div> <div style='position:absolute;left:37px;top:156px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$4,750</font></div> <div style='position:absolute;left:154px;top:247px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:323px;top:247px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:34px;top:118px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Adjusted Revenues</font></div> <div style='position:absolute;left:323px;top:144px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>9%</font></div> <div style='position:absolute;left:41px;top:254px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#989898;'>(in $M)</font></div> <div style='position:absolute;left:631px;top:224px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>3.1%</font></div> <div style='position:absolute;left:778px;top:224px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>4.5%</font></div> <div style='position:absolute;left:535px;top:238px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>1.0%</font></div> <div style='position:absolute;left:535px;top:215px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>2.0%</font></div> <div style='position:absolute;left:535px;top:193px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>3.0%</font></div> <div style='position:absolute;left:535px;top:170px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>4.0%</font></div> <div style='position:absolute;left:535px;top:147px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>5.0%</font></div> <div style='position:absolute;left:631px;top:253px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:778px;top:253px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:509px;top:117px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Total Organic Growth </font></div> <div style='position:absolute;left:157px;top:412px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$1,070</font></div> <div style='position:absolute;left:321px;top:412px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>$1,183</font></div> <div style='position:absolute;left:48px;top:425px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$1,000</font></div> <div style='position:absolute;left:48px;top:404px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$1,050</font></div> <div style='position:absolute;left:48px;top:383px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$1,100</font></div> <div style='position:absolute;left:48px;top:362px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$1,150</font></div> <div style='position:absolute;left:48px;top:341px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$1,200</font></div> <div style='position:absolute;left:48px;top:320px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>$1,250</font></div> <div style='position:absolute;left:162px;top:440px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:327px;top:440px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:40px;top:289px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Adjusted EBITDAC</font></div> <div style='position:absolute;left:319px;top:322px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>11%</font></div> <div style='position:absolute;left:636px;top:392px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>25.3%</font></div> <div style='position:absolute;left:784px;top:402px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>25.8%</font></div> <div style='position:absolute;left:534px;top:418px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>24.5%</font></div> <div style='position:absolute;left:534px;top:383px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>25.0%</font></div> <div style='position:absolute;left:534px;top:349px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>25.5%</font></div> <div style='position:absolute;left:534px;top:314px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#989898;'>26.0%</font></div> <div style='position:absolute;left:638px;top:433px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:785px;top:433px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:509px;top:286px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Adjusted EBITDAC Margin</font></div> </td></tr></table></div>
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<div style='position:absolute;left:881px;top:517px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>15</font></div> <div style='position:absolute;left:10px;top:522px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:108px;top:522px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:422px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#455560;'>(in $M)</font></div> <div style='position:absolute;left:10px;top:4px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Net Earnings from </font></div> <div style='position:absolute;left:10px;top:47px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Clean Energy Investments</font></div> <div style='position:absolute;left:11px;top:483px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>*Excludes a non-cash after tax gain of $14.1m from a re-consolidation accounting gain, related to clean-energy </font></div>
<div style='position:absolute;left:11px;top:496px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>investments, recorded in 2014. </font></div>
<div style='position:absolute;left:90px;top:376px;'><font style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>-$4.8</font></div> <div style='position:absolute;left:183px;top:365px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>$7.5</font></div> <div style='position:absolute;left:274px;top:369px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>$3.9</font></div> <div style='position:absolute;left:362px;top:374px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>$32.7</font></div> <div style='position:absolute;left:453px;top:374px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>$63.7</font></div> <div style='position:absolute;left:544px;top:374px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>$90.5</font></div> <div style='position:absolute;left:631px;top:374px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>$100.9</font></div> <div style='position:absolute;left:722px;top:374px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>$114.4</font></div> <div style='position:absolute;left:813px;top:374px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>$132.7</font></div> <div style='position:absolute;left:27px;top:407px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>-$10</font></div> <div style='position:absolute;left:37px;top:389px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$0</font></div> <div style='position:absolute;left:31px;top:371px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$10</font></div> <div style='position:absolute;left:31px;top:353px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$20</font></div> <div style='position:absolute;left:31px;top:334px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$30</font></div> <div style='position:absolute;left:31px;top:316px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$40</font></div> <div style='position:absolute;left:31px;top:298px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$50</font></div> <div style='position:absolute;left:31px;top:279px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$60</font></div> <div style='position:absolute;left:31px;top:261px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$70</font></div> <div style='position:absolute;left:31px;top:243px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$80</font></div> <div style='position:absolute;left:31px;top:225px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$90</font></div> <div style='position:absolute;left:24px;top:206px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$100</font></div> <div style='position:absolute;left:24px;top:188px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$110</font></div> <div style='position:absolute;left:24px;top:170px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$120</font></div> <div style='position:absolute;left:24px;top:152px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$130</font></div> <div style='position:absolute;left:24px;top:133px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$140</font></div> <div style='position:absolute;left:90px;top:423px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>2009</font></div> <div style='position:absolute;left:181px;top:423px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>2010</font></div> <div style='position:absolute;left:273px;top:423px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>2011</font></div> <div style='position:absolute;left:364px;top:423px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>2012</font></div> <div style='position:absolute;left:455px;top:423px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>2013</font></div> <div style='position:absolute;left:543px;top:423px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>2014*</font></div> <div style='position:absolute;left:637px;top:423px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>2015</font></div> <div style='position:absolute;left:728px;top:423px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:819px;top:423px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> </td></tr></table></div>
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<div style='position:absolute;left:895px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>16</font></div> <div style='position:absolute;left:24px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:122px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:51px;top:410px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#00263E;'>1984</font></div> <div style='position:absolute;left:845px;top:412px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#00263E;'>2018E</font></div> <div style='position:absolute;left:818px;top:121px;'><font
style='font-style:normal;font-weight:bold;font-size:40px;font-family:arial,sans-serif;color:#000000;'>$<font style='color:#00263E;'>1.64</font>*</font></div> <div style='position:absolute;left:24px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Dividends Per Share</font></div> <div style='position:absolute;left:25px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>*Indicated –</font></div> <div style='position:absolute;left:85px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>On January 24, 2018, Gallagher’s Board of Directors declared a $0.41 per share first-quarter 2018 dividend.</font></div>
<div style='position:absolute;left:11px;top:400px;'><font style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>$0.00</font></div> <div style='position:absolute;left:11px;top:373px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>$0.20</font></div> <div style='position:absolute;left:11px;top:345px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>$0.40</font></div> <div style='position:absolute;left:11px;top:318px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>$0.60</font></div> <div style='position:absolute;left:11px;top:291px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>$0.80</font></div> <div style='position:absolute;left:11px;top:263px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>$1.00</font></div> <div style='position:absolute;left:11px;top:236px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>$1.20</font></div> <div style='position:absolute;left:11px;top:209px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>$1.40</font></div> <div style='position:absolute;left:11px;top:181px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>$1.60</font></div> <div style='position:absolute;left:11px;top:154px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>$1.80</font></div> </td></tr></table></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>17</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:135px;top:193px;'><font
style='font-style:normal;font-weight:bold;font-size:55px;font-family:arial,sans-serif;color:#6FACDE;'>9%</font></div> <div style='position:absolute;left:93px;top:250px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>adjusted revenue growth</font></div> <div style='position:absolute;left:667px;top:193px;'><font
style='font-style:normal;font-weight:bold;font-size:55px;font-family:arial,sans-serif;color:#6FACDE;'>4.5%</font></div> <div style='position:absolute;left:662px;top:250px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>total organic growth</font></div> <div style='position:absolute;left:122px;top:333px;'><font
style='font-style:normal;font-weight:bold;font-size:55px;font-family:arial,sans-serif;color:#6FACDE;'>11%</font></div> <div style='position:absolute;left:88px;top:390px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>adjusted EBITDAC growth</font></div> <div style='position:absolute;left:644px;top:333px;'><font
style='font-style:normal;font-weight:bold;font-size:55px;font-family:arial,sans-serif;color:#6FACDE;'>46 bps</font></div> <div style='position:absolute;left:659px;top:390px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>margin improvement</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>2017 Business Highlights </font></div> <div style='position:absolute;left:11px;top:99px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>Brokerage & Risk Management Combined</font></div> <div style='position:absolute;left:12px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>See Cautionary Note on page 7 regarding the new revenue recognition accounting standard. See also important </font></div>
<div style='position:absolute;left:12px;top:507px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>disclosures regarding Non-GAAP measures on Page 8.</font></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>18</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:67px;top:190px;'><font
style='font-style:normal;font-weight:bold;font-size:55px;font-family:arial,sans-serif;color:#6FACDE;'>$172.3m </font></div> <div style='position:absolute;left:111px;top:250px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>in acquired revenues</font></div> <div style='position:absolute;left:669px;top:178px;'><font
style='font-style:normal;font-weight:bold;font-size:55px;font-family:arial,sans-serif;color:#6FACDE;'>+39</font></div> <div style='position:absolute;left:684px;top:240px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>additional –</font></div> <div style='position:absolute;left:637px;top:258px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>average $4.4m in revenue</font></div> <div style='position:absolute;left:27px;top:384px;'><font
style='font-style:normal;font-weight:bold;font-size:40px;font-family:arial,sans-serif;color:#6FACDE;'>~8.0x EBITDAC</font></div> <div style='position:absolute;left:57px;top:352px;'><font
style='font-style:normal;font-weight:normal;font-size:32px;font-family:arial,sans-serif;color:#00263E;'>Fair valuations </font></div> <div style='position:absolute;left:518px;top:384px;'><font
style='font-style:normal;font-weight:bold;font-size:40px;font-family:arial,sans-serif;color:#6FACDE;'>tuck-in opportunities</font></div> <div style='position:absolute;left:633px;top:352px;'><font
style='font-style:normal;font-weight:normal;font-size:32px;font-family:arial,sans-serif;color:#00263E;'>Focus on </font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>2017 Business Highlights </font></div> <div style='position:absolute;left:11px;top:99px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>Mergers & Acquisitions</font></div> <div style='position:absolute;left:12px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>See Cautionary Note on page 7 regarding the new revenue recognition accounting standard. See also important </font></div>
<div style='position:absolute;left:12px;top:507px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>disclosures regarding Non-GAAP measures on Page 8.</font></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>19</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:75px;top:193px;'><font
style='font-style:normal;font-weight:bold;font-size:55px;font-family:arial,sans-serif;color:#6FACDE;'>$132.7m </font></div> <div style='position:absolute;left:125px;top:250px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>of net earnings</font></div> <div style='position:absolute;left:674px;top:193px;'><font
style='font-style:normal;font-weight:bold;font-size:55px;font-family:arial,sans-serif;color:#6FACDE;'>16%</font></div> <div style='position:absolute;left:632px;top:250px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>increase in net earnings over </font></div> <div style='position:absolute;left:710px;top:268px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>2016</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>2017 Business Highlights </font></div> <div style='position:absolute;left:11px;top:99px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>Clean Energy</font></div> </td></tr></table></div>
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<div style='position:absolute;left:901px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>20</font></div> <div style='position:absolute;left:30px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:128px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:317px;top:162px;'><font
style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#00263E;'>Global M&A integration </font></div> <div style='position:absolute;left:117px;top:339px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>Completed</font></div> <div style='position:absolute;left:55px;top:368px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>Australia/New Zealand </font></div> <div style='position:absolute;left:122px;top:397px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>& Canada</font></div> <div style='position:absolute;left:705px;top:339px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>Completed</font></div> <div style='position:absolute;left:711px;top:368px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>U.K. retail</font></div> <div style='position:absolute;left:241px;top:450px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>2017 integration costs less than a third of 2016 costs</font></div> <div style='position:absolute;left:30px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>2017 Business Highlights </font></div> <div style='position:absolute;left:30px;top:99px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>All while accomplishing…</font></div> </td></tr></table></div>
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<div style='position:absolute;left:900px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>21</font></div> <div style='position:absolute;left:29px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:127px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:29px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Where We Are Going</font></div> <div style='position:absolute;left:65px;top:181px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>BROKERAGE</font></div> <div style='position:absolute;left:82px;top:207px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>SEGMENT</font></div> <div style='position:absolute;left:345px;top:155px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:354px;top:155px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Improving new business production</font></div> <div style='position:absolute;left:345px;top:177px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:354px;top:177px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Continuing tuck-in M&A </font></div> <div style='position:absolute;left:345px;top:199px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:354px;top:199px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Increasing global brand recognition </font></div> <div style='position:absolute;left:345px;top:220px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:354px;top:220px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Leveraging internal resources and processes across divisions</font></div> <div style='position:absolute;left:348px;top:307px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:357px;top:307px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>To be premier provider of claims management services with superior outcomes</font></div> <div style='position:absolute;left:348px;top:329px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:357px;top:329px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Increasing global presence in claims space</font></div> <div style='position:absolute;left:360px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:372px;top:351px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>U.S. clients with global operations</font></div> <div style='position:absolute;left:360px;top:372px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:372px;top:372px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Expanding via M&A/new partners</font></div> <div style='position:absolute;left:348px;top:394px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:357px;top:394px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Staying in front of improving technology </font></div> <div style='position:absolute;left:348px;top:415px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:357px;top:415px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Increasing brand recognition globally</font></div> <div style='position:absolute;left:348px;top:437px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>•</font></div> <div style='position:absolute;left:357px;top:437px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Leveraging resources across borders</font></div> <div style='position:absolute;left:115px;top:333px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#F0B323;'>RISK </font></div> <div style='position:absolute;left:55px;top:359px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#F0B323;'>MANAGEMENT </font></div> <div style='position:absolute;left:83px;top:385px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#F0B323;'>SEGMENT</font></div> </td></tr></table></div>
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<div style='position:absolute;left:900px;top:517px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>22</font></div> <div style='position:absolute;left:29px;top:522px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:127px;top:522px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:29px;top:4px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Commercial P&C Pricing Shows </font></div> <div style='position:absolute;left:29px;top:47px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Shallow Cycle</font></div> <div style='position:absolute;left:30px;top:493px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>Commercial Rate Index reflects the cost of P&C premiums relative to the year 2000. Constructed using Counsel of Insurance Agents</font></div>
<div style='position:absolute;left:30px;top:506px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>and Brokers (CIAB) data. CPI index uses data from the Bureau of Labor
Statistics.</font></div> <div style='position:absolute;left:848px;top:178px;'><font style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>CPI</font></div>
<div style='position:absolute;left:848px;top:206px;'><font style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>142</font></div> <div style='position:absolute;left:850px;top:324px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>Rates</font></div> <div style='position:absolute;left:870px;top:353px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>91</font></div> <div style='position:absolute;left:21px;top:419px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>80</font></div> <div style='position:absolute;left:21px;top:382px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>90</font></div> <div style='position:absolute;left:13px;top:345px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>100</font></div> <div style='position:absolute;left:13px;top:307px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>110</font></div> <div style='position:absolute;left:13px;top:270px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>120</font></div> <div style='position:absolute;left:13px;top:233px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>130</font></div> <div style='position:absolute;left:13px;top:195px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>140</font></div> <div style='position:absolute;left:13px;top:158px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>150</font></div> <div style='position:absolute;left:13px;top:121px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#7F7F7F;'>160</font></div> </td></tr></table></div>
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<div style='position:absolute;left:916px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>23</font></div> <div style='position:absolute;left:45px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:143px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:45px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Shows Shallow Pricing Cycle</font></div> <div style='position:absolute;left:180px;top:340px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-2.9%</font></div> <div style='position:absolute;left:206px;top:291px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-0.1%</font></div> <div style='position:absolute;left:234px;top:247px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>0.9%</font></div> <div style='position:absolute;left:260px;top:216px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2.7%</font></div> <div style='position:absolute;left:286px;top:186px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>4.4%</font></div> <div style='position:absolute;left:311px;top:188px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>4.3%</font></div> <div style='position:absolute;left:337px;top:195px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>3.9%</font></div> <div style='position:absolute;left:363px;top:175px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>5.0%</font></div> <div style='position:absolute;left:389px;top:172px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>5.2%</font></div> <div style='position:absolute;left:415px;top:188px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>4.3%</font></div> <div style='position:absolute;left:441px;top:204px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>3.4%</font></div> <div style='position:absolute;left:466px;top:226px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2.1%</font></div> <div style='position:absolute;left:492px;top:237px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>1.5%</font></div> <div style='position:absolute;left:516px;top:298px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-0.5%</font></div> <div style='position:absolute;left:544px;top:262px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>0.1%</font></div> <div style='position:absolute;left:568px;top:301px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-0.7%</font></div> <div style='position:absolute;left:594px;top:330px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-2.3%</font></div> <div style='position:absolute;left:619px;top:347px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-3.3%</font></div> <div style='position:absolute;left:645px;top:344px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-3.1%</font></div> <div style='position:absolute;left:671px;top:338px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-2.8%</font></div> <div style='position:absolute;left:697px;top:354px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-3.7%</font></div> <div style='position:absolute;left:723px;top:358px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-3.9%</font></div> <div style='position:absolute;left:749px;top:345px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-3.2%</font></div> <div style='position:absolute;left:774px;top:347px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-3.3%</font></div> <div style='position:absolute;left:800px;top:333px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-2.5%</font></div> <div style='position:absolute;left:826px;top:338px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-2.8%</font></div> <div style='position:absolute;left:852px;top:312px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-1.3%</font></div> <div style='position:absolute;left:879px;top:258px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>0.3%</font></div> <div style='position:absolute;left:141px;top:381px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>-6.0%</font></div> <div style='position:absolute;left:141px;top:346px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>-4.0%</font></div> <div style='position:absolute;left:141px;top:311px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>-2.0%</font></div> <div style='position:absolute;left:145px;top:276px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>0.0%</font></div> <div style='position:absolute;left:145px;top:241px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>2.0%</font></div> <div style='position:absolute;left:145px;top:205px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>4.0%</font></div> <div style='position:absolute;left:145px;top:170px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>6.0%</font></div> <div style='position:absolute;left:333px;top:447px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>CIAB –</font></div> <div style='position:absolute;left:390px;top:447px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>Change in Average Commercial Rates</font></div> </td></tr></table></div>
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<div style='position:absolute;left:881px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>24</font></div> <div style='position:absolute;left:10px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:108px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:136px;top:144px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>Hard Market</font></div> <div style='position:absolute;left:683px;top:143px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>Shallow Market</font></div> <div style='position:absolute;left:871px;top:370px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>CIAB</font></div> <div style='position:absolute;left:10px;top:29px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Sales Culture Performs Through Cycle</font></div> <div style='position:absolute;left:11px;top:474px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>CIAB is the 4 quarter average. Gallagher’s Brokerage Segment Organic Growth excluding Contingent Commissions. See Cautionary Note on
</font></div> <div style='position:absolute;left:11px;top:487px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>page 7 regarding the new revenue recognition accounting standard. See
also important disclosures regarding Non-GAAP measures on Page 8.</font></div>
<div style='position:absolute;left:102px;top:207px;'><font style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>14.0%</font></div> <div style='position:absolute;left:125px;top:236px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>16.0%</font></div> <div style='position:absolute;left:228px;top:244px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>10.0%</font></div> <div style='position:absolute;left:244px;top:281px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2.0%</font></div> <div style='position:absolute;left:290px;top:281px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2.0%</font></div> <div style='position:absolute;left:337px;top:262px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>5.0%</font></div> <div style='position:absolute;left:383px;top:281px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2.0%</font></div> <div style='position:absolute;left:427px;top:298px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-0.8%</font></div> <div style='position:absolute;left:473px;top:308px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-2.4%</font></div> <div style='position:absolute;left:519px;top:303px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-1.7%</font></div> <div style='position:absolute;left:567px;top:274px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>3.1%</font></div> <div style='position:absolute;left:620px;top:269px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>4.4%</font></div> <div style='position:absolute;left:657px;top:263px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>5.6%</font></div> <div style='position:absolute;left:699px;top:278px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>3.8%</font></div> <div style='position:absolute;left:743px;top:274px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>3.8%</font></div> <div style='position:absolute;left:798px;top:272px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>3.4%</font></div> <div style='position:absolute;left:845px;top:266px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>4.4%</font></div> <div style='position:absolute;left:101px;top:182px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>19.8%</font></div> <div style='position:absolute;left:157px;top:176px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>19.8%</font></div> <div style='position:absolute;left:198px;top:280px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>8.1%</font></div> <div style='position:absolute;left:242px;top:355px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-4.1%</font></div> <div style='position:absolute;left:288px;top:379px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-8.0%</font></div> <div style='position:absolute;left:335px;top:362px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-5.2%</font></div> <div style='position:absolute;left:377px;top:396px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-12.1%</font></div> <div style='position:absolute;left:424px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-11.0%</font></div> <div style='position:absolute;left:473px;top:363px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-5.4%</font></div> <div style='position:absolute;left:519px;top:364px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-5.6%</font></div> <div style='position:absolute;left:567px;top:329px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>0.2%</font></div> <div style='position:absolute;left:614px;top:303px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>4.4%</font></div> <div style='position:absolute;left:658px;top:303px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>3.8%</font></div> <div style='position:absolute;left:699px;top:328px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>0.1%</font></div> <div style='position:absolute;left:713px;top:345px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-2.9%</font></div> <div style='position:absolute;left:806px;top:361px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-3.5%</font></div> <div style='position:absolute;left:843px;top:340px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>-1.6%</font></div> <div style='position:absolute;left:40px;top:402px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>-15.0%</font></div> <div style='position:absolute;left:40px;top:372px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>-10.0%</font></div> <div style='position:absolute;left:47px;top:341px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>-5.0%</font></div> <div style='position:absolute;left:52px;top:311px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>0.0%</font></div> <div style='position:absolute;left:52px;top:280px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>5.0%</font></div> <div style='position:absolute;left:44px;top:250px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>10.0%</font></div> <div style='position:absolute;left:44px;top:219px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>15.0%</font></div> <div style='position:absolute;left:44px;top:189px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>20.0%</font></div> <div style='position:absolute;left:44px;top:158px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#000000;'>25.0%</font></div> <div style='position:absolute;left:104px;top:418px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2001</font></div> <div style='position:absolute;left:197px;top:418px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2003</font></div> <div style='position:absolute;left:289px;top:418px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2005</font></div> <div style='position:absolute;left:381px;top:418px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2007</font></div> <div style='position:absolute;left:474px;top:418px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2009</font></div> <div style='position:absolute;left:566px;top:418px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2011</font></div> <div style='position:absolute;left:659px;top:418px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2013</font></div> <div style='position:absolute;left:751px;top:418px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2015</font></div> <div style='position:absolute;left:843px;top:418px;'><font
style='font-style:normal;font-weight:bold;font-size:13px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:242px;top:114px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Gallagher Brk Organic</font></div> <div style='position:absolute;left:520px;top:114px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>CIAB -</font></div> <div style='position:absolute;left:563px;top:114px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#000000;'>Change in Avg. Commercial Rates</font></div> <div style='position:absolute;left:378px;top:141px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>Soft Market</font></div> <div style='position:absolute;left:831px;top:224px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:calibri,arial,sans-serif;color:#000000;'>AJG Brk</font></div> <div style='position:absolute;left:831px;top:246px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:calibri,arial,sans-serif;color:#000000;'>Organic</font></div> </td></tr></table></div>
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<div style='position:absolute;left:880px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>25</font></div> <div style='position:absolute;left:9px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:107px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:60px;top:158px;'><font
style='font-style:normal;font-weight:normal;font-size:37px;font-family:arial,sans-serif;color:#6FACDE;'>CLIENTS</font></div> <div style='position:absolute;left:60px;top:248px;'><font
style='font-style:normal;font-weight:normal;font-size:37px;font-family:arial,sans-serif;color:#0075BC;'>CARRIERS</font></div> <div style='position:absolute;left:60px;top:337px;'><font
style='font-style:normal;font-weight:normal;font-size:37px;font-family:arial,sans-serif;color:#00263E;'>& BROKERS</font></div> <div style='position:absolute;left:9px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Shallow Rate Cycle Is Better for:</font></div> </td></tr></table></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>26</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Consistent Growth Strategy</font></div> </td></tr></table></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>27</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Consistent Growth Strategy –</font></div> <div style='position:absolute;left:544px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Organic</font></div> </td></tr></table></div>
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<div style='position:absolute;left:879px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>28</font></div> <div style='position:absolute;left:8px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:106px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:8px;top:29px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Driving Brokerage Organic Growth</font></div> </td></tr></table></div>
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<div style='position:absolute;left:885px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>29</font></div> <div style='position:absolute;left:14px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:112px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:532px;top:183px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Aviation</font></div> <div style='position:absolute;left:532px;top:157px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Automotive</font></div> <div style='position:absolute;left:532px;top:130px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Affinity</font></div> <div style='position:absolute;left:695px;top:282px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Real Estate/</font></div> <div style='position:absolute;left:699px;top:300px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Hospitality</font></div> <div style='position:absolute;left:530px;top:384px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Global Risks</font></div> <div style='position:absolute;left:532px;top:208px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Construction</font></div> <div style='position:absolute;left:695px;top:205px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Personal</font></div> <div style='position:absolute;left:695px;top:154px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Marine</font></div> <div style='position:absolute;left:530px;top:435px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Higher Education</font></div> <div style='position:absolute;left:530px;top:410px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Healthcare</font></div> <div style='position:absolute;left:532px;top:286px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Environmental</font></div> <div style='position:absolute;left:532px;top:259px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Entertainment</font></div> <div style='position:absolute;left:532px;top:233px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Energy</font></div> <div style='position:absolute;left:695px;top:230px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Private Client</font></div> <div style='position:absolute;left:695px;top:256px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Public Entity</font></div> <div style='position:absolute;left:695px;top:327px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Religious</font></div> <div style='position:absolute;left:695px;top:350px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Restaurant</font></div> <div style='position:absolute;left:695px;top:373px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Technology</font></div> <div style='position:absolute;left:695px;top:397px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Trade Credit/</font></div> <div style='position:absolute;left:703px;top:415px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Political Risk</font></div> <div style='position:absolute;left:696px;top:435px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Transportation</font></div> <div style='position:absolute;left:532px;top:334px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Financial Institutions</font></div> <div style='position:absolute;left:532px;top:461px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>K12 Education</font></div> <div style='position:absolute;left:695px;top:180px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Not-for-Profit</font></div> <div style='position:absolute;left:532px;top:309px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Equity Advisors</font></div> <div style='position:absolute;left:530px;top:359px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Food/Agribusiness</font></div> <div style='position:absolute;left:695px;top:129px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Life Sciences</font></div> <div style='position:absolute;left:532px;top:481px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#00263E;'>Law Firms</font></div> <div style='position:absolute;left:14px;top:29px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Niche Expertise Teams –</font></div> <div style='position:absolute;left:421px;top:29px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Brokerage</font></div> </td></tr></table></div>
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<div style='position:absolute;left:880px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>30</font></div> <div style='position:absolute;left:9px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:107px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:9px;top:7px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Driving Risk Management</font></div> <div style='position:absolute;left:9px;top:50px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Organic Growth </font></div> </td></tr></table></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>31</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:465px;top:152px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>ALTERNATIVE</font></div> <div style='position:absolute;left:491px;top:175px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>MARKET </font></div> <div style='position:absolute;left:461px;top:197px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>PARTICIPANTS</font></div> <div style='position:absolute;left:341px;top:382px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>LARGE </font></div> <div style='position:absolute;left:308px;top:405px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>COMMERCIAL </font></div> <div style='position:absolute;left:330px;top:427px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>ENTITIES</font></div> <div style='position:absolute;left:330px;top:149px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>PUBLIC </font></div> <div style='position:absolute;left:326px;top:172px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>SECTOR </font></div> <div style='position:absolute;left:322px;top:194px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>ENTITIES</font></div> <div style='position:absolute;left:494px;top:385px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>INSURANCE </font></div> <div style='position:absolute;left:500px;top:408px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>CARRIERS</font></div> <div style='position:absolute;left:11px;top:4px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Risk Management Growth </font></div> <div style='position:absolute;left:11px;top:47px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Focuses on Four Market Segments</font></div> </td></tr></table></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>32</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Consistent</font></div> <div style='position:absolute;left:211px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Growth</font></div> <div style='position:absolute;left:351px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Strategy</font></div> <div style='position:absolute;left:511px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>–</font></div> <div style='position:absolute;left:544px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>M&A</font></div> </td></tr></table></div>
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<div style='position:absolute;left:888px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>33</font></div> <div style='position:absolute;left:17px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:115px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:17px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Acquisition Revenue Growth</font></div> <div style='position:absolute;left:18px;top:421px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>Annualized Revenues Acquired (in $M’s)</font></div> <div style='position:absolute;left:18px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>See Cautionary Note on page 7 regarding the new revenue recognition accounting standard.</font></div>
<div style='position:absolute;left:24px;top:383px;'><font style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$0</font></div> <div style='position:absolute;left:11px;top:351px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$100</font></div> <div style='position:absolute;left:11px;top:320px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$200</font></div> <div style='position:absolute;left:11px;top:289px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$300</font></div> <div style='position:absolute;left:11px;top:258px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$400</font></div> <div style='position:absolute;left:11px;top:227px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$500</font></div> <div style='position:absolute;left:11px;top:196px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$600</font></div> <div style='position:absolute;left:11px;top:165px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$700</font></div> <div style='position:absolute;left:11px;top:134px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$800</font></div> <div style='position:absolute;left:11px;top:102px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#7F7F7F;'>$900</font></div> <div style='position:absolute;left:59px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2000</font></div> <div style='position:absolute;left:108px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2001</font></div> <div style='position:absolute;left:156px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2002</font></div> <div style='position:absolute;left:205px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2003</font></div> <div style='position:absolute;left:254px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2004</font></div> <div style='position:absolute;left:303px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2005</font></div> <div style='position:absolute;left:352px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2006</font></div> <div style='position:absolute;left:401px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2007</font></div> <div style='position:absolute;left:450px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2008</font></div> <div style='position:absolute;left:499px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2009</font></div> <div style='position:absolute;left:548px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2010</font></div> <div style='position:absolute;left:597px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2011</font></div> <div style='position:absolute;left:646px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2012</font></div> <div style='position:absolute;left:695px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2013</font></div> <div style='position:absolute;left:744px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2014</font></div> <div style='position:absolute;left:792px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2015</font></div> <div style='position:absolute;left:841px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:890px;top:397px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:119px;top:123px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>Domestic Property & Casualty</font></div> <div style='position:absolute;left:388px;top:123px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>Employee Benefits</font></div> <div style='position:absolute;left:119px;top:142px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>Risk Management</font></div> <div style='position:absolute;left:388px;top:142px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>Foreign Property & Casualty</font></div> </td></tr></table></div>
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<img src="g586615ex99_1s34gbgd.jpg" width="946" height="527" border="0" alt=""></div> <div style='position:absolute;left:54px;top:203px;'><font style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>Vast
Pipeline</font></div> <div style='position:absolute;left:54px;top:233px;'><font style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>Domestic and international </font></div>
<div style='position:absolute;left:54px;top:249px;'><font style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>markets highly fragmented</font></div>
<div style='position:absolute;left:54px;top:277px;'><font style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>18,000+ agents/ brokers just </font></div>
<div style='position:absolute;left:54px;top:293px;'><font style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>in the U.S.</font></div> <div style='position:absolute;left:54px;top:321px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>Need Gallagher’s expertise</font></div> <div style='position:absolute;left:54px;top:349px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>Baby boomers looking for </font></div> <div style='position:absolute;left:54px;top:365px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>exit strategy</font></div> <div style='position:absolute;left:283px;top:203px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>Acquisition Units</font></div> <div style='position:absolute;left:283px;top:233px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>Retail P&C</font></div> <div style='position:absolute;left:283px;top:261px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>Wholesale</font></div> <div style='position:absolute;left:283px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>Benefits</font></div> <div style='position:absolute;left:283px;top:317px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>International</font></div> <div style='position:absolute;left:283px;top:345px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>MGA/MGU</font></div> <div style='position:absolute;left:283px;top:373px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>Captive</font></div> <div style='position:absolute;left:283px;top:401px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>TPA</font></div> <div style='position:absolute;left:501px;top:203px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>Limited Consolidators</font></div> <div style='position:absolute;left:729px;top:203px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>Core Competency</font></div> <div style='position:absolute;left:729px;top:233px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>Culture</font></div> <div style='position:absolute;left:729px;top:261px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>Proven history</font></div> <div style='position:absolute;left:729px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:13px;font-family:arial,sans-serif;color:#FFFFFF;'>Ability to integrate</font></div> <div style='position:absolute;left:30px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>M&A Opportunities Continue</font></div> <div style='position:absolute;left:901px;top:514px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>34</font></div> <div style='position:absolute;left:30px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:128px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> </td></tr></table></div>
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<div style='position:absolute;left:11px;top:29px;'><font style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Platforms In Place for Bolt-on M&A</font></div>
<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>35</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> </td></tr></table></div>
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<img src="g586615ex99_1s36gbgd.jpg" width="948" height="527" border="0" alt=""></div> <div style='position:absolute;left:711px;top:285px;'><font style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>Client
Capabilities </font></div> <div style='position:absolute;left:711px;top:314px;'><font style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#00263E;'>in 150 Countries</font></div>
<div style='position:absolute;left:32px;top:9px;'><font style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>International Correspondent</font></div>
<div style='position:absolute;left:32px;top:52px;'><font style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Broker Network</font></div> <div style='position:absolute;left:903px;top:514px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>36</font></div> <div style='position:absolute;left:32px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:130px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> </td></tr></table></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>37</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Productivity and Quality Initiatives</font></div> </td></tr></table></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>38</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:554px;top:336px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Building </font></div> <div style='position:absolute;left:543px;top:350px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Productivity </font></div> <div style='position:absolute;left:541px;top:364px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Tools –</font></div> <div style='position:absolute;left:586px;top:364px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>DMS </font></div> <div style='position:absolute;left:536px;top:379px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>and Workflow</font></div> <div style='position:absolute;left:329px;top:428px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Optimizing Real </font></div> <div style='position:absolute;left:329px;top:442px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Estate Footprint</font></div> <div style='position:absolute;left:267px;top:336px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Investing in </font></div> <div style='position:absolute;left:273px;top:350px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Business </font></div> <div style='position:absolute;left:267px;top:364px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Intelligence</font></div> <div style='position:absolute;left:275px;top:233px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Leveraging </font></div> <div style='position:absolute;left:273px;top:247px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Sales Force </font></div> <div style='position:absolute;left:270px;top:261px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Management </font></div> <div style='position:absolute;left:291px;top:276px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Tools</font></div> <div style='position:absolute;left:372px;top:263px;'><font
style='font-style:normal;font-weight:bold;font-size:20px;font-family:arial,sans-serif;color:#00263E;'>CONTINUE TO </font></div> <div style='position:absolute;left:396px;top:287px;'><font
style='font-style:normal;font-weight:bold;font-size:20px;font-family:arial,sans-serif;color:#00263E;'>IMPROVE </font></div> <div style='position:absolute;left:368px;top:311px;'><font
style='font-style:normal;font-weight:bold;font-size:20px;font-family:arial,sans-serif;color:#00263E;'>PRODUCTIVITY </font></div> <div style='position:absolute;left:374px;top:335px;'><font
style='font-style:normal;font-weight:bold;font-size:20px;font-family:arial,sans-serif;color:#00263E;'>AND QUALITY</font></div> <div style='position:absolute;left:365px;top:151px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Utilizing </font></div> <div style='position:absolute;left:357px;top:165px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Centers of </font></div> <div style='position:absolute;left:356px;top:179px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Excellence</font></div> <div style='position:absolute;left:469px;top:152px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Harmonizing </font></div> <div style='position:absolute;left:479px;top:166px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Systems</font></div> <div style='position:absolute;left:563px;top:231px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Utilizing </font></div> <div style='position:absolute;left:560px;top:245px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Sourcing </font></div> <div style='position:absolute;left:555px;top:259px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>to Manage </font></div> <div style='position:absolute;left:557px;top:274px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Expenses</font></div> <div style='position:absolute;left:454px;top:428px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Standardizing </font></div> <div style='position:absolute;left:462px;top:442px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#FFFFFF;'>Processes</font></div> <div style='position:absolute;left:11px;top:4px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Focus Continues:</font></div> <div style='position:absolute;left:11px;top:47px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Optimizing Productivity & Quality</font></div> </td></tr></table></div>
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<img src="g586615ex99_1s39gbgd.jpg" width="648" height="527" border="0" alt=""></div>
<div style='position:absolute;left:882px;top:515px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>39</font></div> <div style='position:absolute;left:11px;top:520px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:520px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:4px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Benefits Continue: </font></div> <div style='position:absolute;left:11px;top:47px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>From Centers of Excellence </font></div> <div style='position:absolute;left:335px;top:193px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Foster </font></div> <div style='position:absolute;left:318px;top:216px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Innovation</font></div> <div style='position:absolute;left:346px;top:281px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>Increase </font></div> <div style='position:absolute;left:317px;top:299px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>Speed to Market</font></div> <div style='position:absolute;left:425px;top:160px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Reduce Costs</font></div> <div style='position:absolute;left:521px;top:304px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Focus on Core</font></div> <div style='position:absolute;left:407px;top:357px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Improve </font></div> <div style='position:absolute;left:412px;top:379px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Quality</font></div> </td></tr></table></div>
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<img src="g586615ex99_1s40gbgd.jpg" width="882" height="527" border="0" alt=""></div> <div style='position:absolute;left:11px;top:25px;'><font style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Behind
the Scenes Efforts</font></div> <div style='position:absolute;left:11px;top:99px;'><font style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>Centers of Excellence Update</font></div>
<div style='position:absolute;left:11px;top:158px;'><font style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#000000;'>We now have more than 3,500 </font></div>
<div style='position:absolute;left:11px;top:187px;'><font style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#000000;'>associates in three locations</font></div>
<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>40</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> </td></tr></table></div>
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<img src="g586615ex99_1s41gbgd.jpg" width="578" height="527" border="0" alt=""></div> <div style='position:absolute;left:684px;top:198px;'><font style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Policy
</font></div> <div style='position:absolute;left:671px;top:221px;'><font style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>checking</font></div>
<div style='position:absolute;left:724px;top:339px;'><font style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Policy </font></div> <div style='position:absolute;left:712px;top:362px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>issuance</font></div> <div style='position:absolute;left:586px;top:436px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Certificates of </font></div> <div style='position:absolute;left:603px;top:459px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>insurance</font></div> <div style='position:absolute;left:476px;top:429px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Renewal </font></div> <div style='position:absolute;left:479px;top:452px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>support</font></div> <div style='position:absolute;left:369px;top:309px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Accounting </font></div> <div style='position:absolute;left:386px;top:332px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>support</font></div> <div style='position:absolute;left:465px;top:173px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>Claims </font></div> <div style='position:absolute;left:460px;top:196px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>support</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Behind the Scenes Efforts</font></div> <div style='position:absolute;left:11px;top:99px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>Centers of Excellence Update</font></div> <div style='position:absolute;left:11px;top:157px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#000000;'>Responsible for processes such as:</font></div> <div style='position:absolute;left:882px;top:514px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>41</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> </td></tr></table></div>
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<div style='position:absolute;left:690px;top:244px;'><font style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>Substantially </font></div> <div style='position:absolute;left:717px;top:263px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>improved </font></div> <div style='position:absolute;left:738px;top:282px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>quality</font></div> <div style='position:absolute;left:451px;top:421px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>Reduced both operating </font></div> <div style='position:absolute;left:451px;top:440px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>and E&O costs</font></div> <div style='position:absolute;left:439px;top:170px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>Easy for new </font></div> <div style='position:absolute;left:439px;top:189px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>acquisition </font></div> <div style='position:absolute;left:439px;top:208px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>partners to </font></div> <div style='position:absolute;left:439px;top:227px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#FFFFFF;'>leverage</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Behind the Scenes Efforts</font></div> <div style='position:absolute;left:11px;top:99px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>Centers of Excellence Update</font></div> <div style='position:absolute;left:882px;top:514px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>42</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> </td></tr></table></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>43</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:35px;top:131px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>Brokerage</font></div> <div style='position:absolute;left:520px;top:132px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>Risk Management</font></div> <div style='position:absolute;left:11px;top:12px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Reduced Adjusted Operating </font></div> <div style='position:absolute;left:11px;top:55px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Expense Ratio</font></div> <div style='position:absolute;left:12px;top:487px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>See Cautionary Note on page 7 regarding the new revenue recognition accounting standard. See also important </font></div>
<div style='position:absolute;left:12px;top:500px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>disclosures regarding Non-GAAP measures on Page 8.</font></div>
<div style='position:absolute;left:130px;top:389px;'><font style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>20.8%</font></div> <div style='position:absolute;left:268px;top:389px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>15.6%</font></div> <div style='position:absolute;left:43px;top:409px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>14.0%</font></div> <div style='position:absolute;left:43px;top:381px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>15.0%</font></div> <div style='position:absolute;left:43px;top:353px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>16.0%</font></div> <div style='position:absolute;left:43px;top:324px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>17.0%</font></div> <div style='position:absolute;left:43px;top:296px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>18.0%</font></div> <div style='position:absolute;left:43px;top:267px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>19.0%</font></div> <div style='position:absolute;left:43px;top:239px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>20.0%</font></div> <div style='position:absolute;left:43px;top:210px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>21.0%</font></div> <div style='position:absolute;left:43px;top:182px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>22.0%</font></div> <div style='position:absolute;left:138px;top:427px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>2008</font></div> <div style='position:absolute;left:277px;top:427px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> <div style='position:absolute;left:606px;top:400px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>27.0%</font></div> <div style='position:absolute;left:749px;top:400px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#FFFFFF;'>24.6%</font></div> <div style='position:absolute;left:516px;top:420px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>23.0%</font></div> <div style='position:absolute;left:516px;top:372px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>24.0%</font></div> <div style='position:absolute;left:516px;top:323px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>25.0%</font></div> <div style='position:absolute;left:516px;top:275px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>26.0%</font></div> <div style='position:absolute;left:516px;top:226px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>27.0%</font></div> <div style='position:absolute;left:516px;top:178px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#535353;'>28.0%</font></div> <div style='position:absolute;left:614px;top:438px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>2008</font></div> <div style='position:absolute;left:757px;top:438px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> </td></tr></table></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>44</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:9px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Brokerage & Risk Management </font></div> <div style='position:absolute;left:11px;top:52px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Adjusted EBITDAC Margin</font></div> <div style='position:absolute;left:12px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>See Cautionary Note on page 7 regarding the new revenue recognition accounting standard. See also important </font></div>
<div style='position:absolute;left:12px;top:507px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>disclosures regarding Non-GAAP measures on Page 8.</font></div>
<div style='position:absolute;left:94px;top:380px;'><font style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>20.4%</font></div> <div style='position:absolute;left:212px;top:380px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>21.2%</font></div> <div style='position:absolute;left:331px;top:380px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>22.1%</font></div> <div style='position:absolute;left:449px;top:380px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>23.6%</font></div> <div style='position:absolute;left:567px;top:380px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>24.5%</font></div> <div style='position:absolute;left:686px;top:380px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>25.3%</font></div> <div style='position:absolute;left:804px;top:380px;'><font
style='font-style:normal;font-weight:bold;font-size:15px;font-family:arial,sans-serif;color:#FFFFFF;'>25.8%</font></div> <div style='position:absolute;left:11px;top:396px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>18.0%</font></div> <div style='position:absolute;left:11px;top:367px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>19.0%</font></div> <div style='position:absolute;left:11px;top:338px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>20.0%</font></div> <div style='position:absolute;left:11px;top:310px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>21.0%</font></div> <div style='position:absolute;left:11px;top:281px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>22.0%</font></div> <div style='position:absolute;left:11px;top:253px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>23.0%</font></div> <div style='position:absolute;left:11px;top:224px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>24.0%</font></div> <div style='position:absolute;left:11px;top:196px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>25.0%</font></div> <div style='position:absolute;left:11px;top:167px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>26.0%</font></div> <div style='position:absolute;left:11px;top:139px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#000000;'>27.0%</font></div> <div style='position:absolute;left:97px;top:413px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>2011</font></div> <div style='position:absolute;left:215px;top:413px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>2012</font></div> <div style='position:absolute;left:334px;top:413px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>2013</font></div> <div style='position:absolute;left:452px;top:413px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>2014</font></div> <div style='position:absolute;left:570px;top:413px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>2015</font></div> <div style='position:absolute;left:689px;top:413px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>2016</font></div> <div style='position:absolute;left:807px;top:413px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>2017</font></div> </td></tr></table></div>
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<div style='position:absolute;left:46px;top:79px;'><font style='font-style:normal;font-weight:bold;font-size:23px;font-family:arial,sans-serif;color:#00263E;'>Relentless </font></div> <div style='position:absolute;left:46px;top:103px;'><font
style='font-style:normal;font-weight:bold;font-size:23px;font-family:arial,sans-serif;color:#00263E;'>Focus on </font></div> <div style='position:absolute;left:46px;top:127px;'><font
style='font-style:normal;font-weight:bold;font-size:23px;font-family:arial,sans-serif;color:#00263E;'>Quality and </font></div> <div style='position:absolute;left:46px;top:151px;'><font
style='font-style:normal;font-weight:bold;font-size:23px;font-family:arial,sans-serif;color:#00263E;'>Customer </font></div> <div style='position:absolute;left:46px;top:175px;'><font
style='font-style:normal;font-weight:bold;font-size:23px;font-family:arial,sans-serif;color:#00263E;'>Service</font></div> <div style='position:absolute;left:311px;top:352px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>Best</font></div> <div style='position:absolute;left:344px;top:352px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>Companies</font></div> <div style='position:absolute;left:423px;top:352px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>for</font></div> <div style='position:absolute;left:444px;top:352px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>Leaders</font></div> <div style='position:absolute;left:501px;top:352px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>–</font></div> <div style='position:absolute;left:513px;top:352px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>2016</font></div> <div style='position:absolute;left:311px;top:369px;'><font
style='font-style:italic;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#535353;'>CHIEF EXECUTIVE <font style='font-style:normal;'>MAGAZINE</font></font></div> <div style='position:absolute;left:311px;top:262px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>UK</font></div> <div style='position:absolute;left:335px;top:262px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>Group</font></div> <div style='position:absolute;left:380px;top:262px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>Risk</font></div> <div style='position:absolute;left:413px;top:262px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>Adviser</font></div> <div style='position:absolute;left:466px;top:262px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>of</font></div> <div style='position:absolute;left:482px;top:262px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>the</font></div> <div style='position:absolute;left:506px;top:262px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>Year</font></div> <div style='position:absolute;left:541px;top:262px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>–</font></div> <div style='position:absolute;left:553px;top:262px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>2017</font></div> <div style='position:absolute;left:311px;top:279px;'><font
style='font-style:italic;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#535353;'>UK CORPORATE ADVISER </font></div> <div style='position:absolute;left:311px;top:307px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>Best</font></div> <div style='position:absolute;left:344px;top:307px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>UK</font></div> <div style='position:absolute;left:369px;top:307px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>Employee</font></div> <div style='position:absolute;left:438px;top:307px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>Benefit</font></div> <div style='position:absolute;left:488px;top:307px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>Consultant</font></div> <div style='position:absolute;left:566px;top:307px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>–</font></div> <div style='position:absolute;left:578px;top:307px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>2016</font></div> <div style='position:absolute;left:311px;top:324px;'><font
style='font-style:italic;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#535353;'>REWARD GUIDE <font style='font-style:normal;'>VIB AWARDS CEREMONY</font></font></div> <div style='position:absolute;left:311px;top:396px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>Shilling</font></div> <div style='position:absolute;left:363px;top:396px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>Named</font></div> <div style='position:absolute;left:414px;top:396px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>Best</font></div> <div style='position:absolute;left:447px;top:396px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>Member</font></div> <div style='position:absolute;left:505px;top:396px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>Communication</font></div> <div style='position:absolute;left:611px;top:396px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>Strategy</font></div> <div style='position:absolute;left:669px;top:396px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>–</font></div> <div style='position:absolute;left:682px;top:396px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>2016</font></div> <div style='position:absolute;left:311px;top:413px;'><font
style='font-style:italic;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#535353;'>UK CORPORATE ADVISER</font></div> <div style='position:absolute;left:311px;top:441px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>Best</font></div> <div style='position:absolute;left:344px;top:441px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>Sales/Leadership</font></div> <div style='position:absolute;left:462px;top:441px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>Program</font></div> <div style='position:absolute;left:522px;top:441px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>(non-store/restaurant)</font></div> <div style='position:absolute;left:671px;top:441px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>–</font></div> <div style='position:absolute;left:683px;top:441px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#E07E3C;'>2016</font></div> <div style='position:absolute;left:311px;top:458px;'><font
style='font-style:italic;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#535353;'>LEADERSHIP EXCELLENCE –</font></div> <div style='position:absolute;left:483px;top:458px;'><font
style='font-style:italic;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#535353;'>PART OF HR.COM</font></div> <div style='position:absolute;left:312px;top:172px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>UK</font></div> <div style='position:absolute;left:336px;top:172px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>Insurance</font></div> <div style='position:absolute;left:405px;top:172px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>Broker</font></div> <div style='position:absolute;left:452px;top:172px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>of</font></div> <div style='position:absolute;left:468px;top:172px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>the</font></div> <div style='position:absolute;left:492px;top:172px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>Year</font></div> <div style='position:absolute;left:527px;top:172px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>–</font></div> <div style='position:absolute;left:540px;top:172px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#F0B323;'>2017 </font></div> <div style='position:absolute;left:312px;top:189px;'><font
style='font-style:italic;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#535353;'>2017 REACTIONS LONDON MARKET AWARDS</font></div> <div style='position:absolute;left:312px;top:217px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#6FACDE;'>Caribbean</font></div> <div style='position:absolute;left:384px;top:217px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#6FACDE;'>Broker</font></div> <div style='position:absolute;left:431px;top:217px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#6FACDE;'>of</font></div> <div style='position:absolute;left:447px;top:217px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#6FACDE;'>the</font></div> <div style='position:absolute;left:471px;top:217px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#6FACDE;'>Year</font></div> <div style='position:absolute;left:506px;top:217px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#6FACDE;'>–</font></div> <div style='position:absolute;left:519px;top:217px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#6FACDE;'>2017</font></div> <div style='position:absolute;left:312px;top:234px;'><font
style='font-style:italic;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#535353;'>2017 REACTIONS LATIN AMERICA AWARDS</font></div> <div style='position:absolute;left:313px;top:127px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>A</font></div> <div style='position:absolute;left:327px;top:127px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>Top</font></div> <div style='position:absolute;left:356px;top:127px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>“Best</font></div> <div style='position:absolute;left:394px;top:127px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>Culture”</font></div> <div style='position:absolute;left:450px;top:127px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>Company</font></div> <div style='position:absolute;left:517px;top:127px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>in</font></div> <div style='position:absolute;left:533px;top:127px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>Metro</font></div> <div style='position:absolute;left:574px;top:127px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>Chicago</font></div> <div style='position:absolute;left:632px;top:127px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>–</font></div> <div style='position:absolute;left:644px;top:127px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#8A941E;'>2017</font></div> <div style='position:absolute;left:313px;top:144px;'><font
style='font-style:italic;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#535353;'>USA TODAY</font></div> <div style='position:absolute;left:313px;top:82px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>Best</font></div> <div style='position:absolute;left:346px;top:82px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>Casualty</font></div> <div style='position:absolute;left:407px;top:82px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>Claims</font></div> <div style='position:absolute;left:456px;top:82px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>Handling</font></div> <div style='position:absolute;left:519px;top:82px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>Insured/TPA</font></div> <div style='position:absolute;left:608px;top:82px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>–</font></div> <div style='position:absolute;left:620px;top:82px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#0075BC;'>2017</font></div> <div style='position:absolute;left:313px;top:99px;'><font
style='font-style:italic;font-weight:normal;font-size:12px;font-family:arial,sans-serif;color:#535353;'>ADVISEN CLAIMS SATISFACTION SURVEY</font></div> <div style='position:absolute;left:916px;top:514px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>45</font></div> <div style='position:absolute;left:45px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:143px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> </td></tr></table></div>
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<div style='position:absolute;left:882px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>46</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:11px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Maintaining Culture</font></div> </td></tr></table></div>
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<img src="g586615ex99_1s47gbgd.jpg" width="931" height="527" border="0" alt=""></div> <div style='position:absolute;left:694px;top:215px;'><font style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#6FACDE;'>The
</font></div> <div style='position:absolute;left:647px;top:254px;'><font style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#6FACDE;'>Gallagher </font></div>
<div style='position:absolute;left:690px;top:292px;'><font style='font-style:normal;font-weight:bold;font-size:32px;font-family:arial,sans-serif;color:#6FACDE;'>Way</font></div> <div style='position:absolute;left:665px;top:332px;'><font
style='font-style:normal;font-weight:normal;font-size:24px;font-family:arial,sans-serif;color:#6FACDE;'>since 1927</font></div> <div style='position:absolute;left:15px;top:25px;'><font
style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Maintain Unique Culture</font></div> <div style='position:absolute;left:886px;top:514px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>47</font></div> <div style='position:absolute;left:15px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:113px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> </td></tr></table></div>
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<div style='position:absolute;left:884px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>48</font></div> <div style='position:absolute;left:13px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:111px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:13px;top:4px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>One of the World’s </font></div> <div style='position:absolute;left:13px;top:47px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Most Ethical Companies</font></div> <div style='position:absolute;left:13px;top:99px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>as Recognized by Ethisphere </font></div> <div style='position:absolute;left:13px;top:131px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>seven years in a row</font></div> <div style='position:absolute;left:545px;top:199px;'><font
style='font-style:normal;font-weight:normal;font-size:18px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:554px;top:201px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>Industry-leading commitment to </font></div> <div style='position:absolute;left:554px;top:220px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>ethics and dedication to integrity</font></div> <div style='position:absolute;left:545px;top:250px;'><font
style='font-style:normal;font-weight:normal;font-size:18px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:554px;top:252px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#000000;'>Chosen for:</font></div> <div style='position:absolute;left:567px;top:278px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>Promoting ethical business </font></div> <div style='position:absolute;left:567px;top:295px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>standards and practices</font></div> <div style='position:absolute;left:567px;top:320px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>Exceeding legal compliance </font></div> <div style='position:absolute;left:567px;top:337px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>standards</font></div> <div style='position:absolute;left:567px;top:362px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>Innovating to benefit the public</font></div> <div style='position:absolute;left:567px;top:386px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>Demonstrating that corporate </font></div> <div style='position:absolute;left:567px;top:403px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>citizenship is tied to company </font></div> <div style='position:absolute;left:567px;top:421px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#000000;'>success</font></div> </td></tr></table></div>
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<img src="g586615ex99_1s49gbgd.jpg" width="674" height="527" border="0" alt=""></div> <div style='position:absolute;left:11px;top:25px;'><font style='font-style:normal;font-weight:normal;font-size:40px;font-family:arial,sans-serif;color:#00263E;'>Why
Invest? </font></div> <div style='position:absolute;left:11px;top:171px;'><font style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div>
<div style='position:absolute;left:41px;top:171px;'><font style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#535353;'>Right management</font></div> <div style='position:absolute;left:11px;top:210px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:41px;top:210px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#535353;'>Unique culture</font></div> <div style='position:absolute;left:11px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:41px;top:249px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#535353;'>Proven growth strategy</font></div> <div style='position:absolute;left:11px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:41px;top:289px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#535353;'>Continuing M&A opportunities</font></div> <div style='position:absolute;left:11px;top:328px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:41px;top:328px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#535353;'>Increasing productivity/quality</font></div> <div style='position:absolute;left:11px;top:367px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:41px;top:367px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#535353;'>Good use of leverage</font></div> <div style='position:absolute;left:11px;top:406px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:41px;top:406px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#535353;'>Strong balance sheet</font></div> <div style='position:absolute;left:11px;top:445px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#6FACDE;'>•</font></div> <div style='position:absolute;left:41px;top:445px;'><font
style='font-style:normal;font-weight:normal;font-size:23px;font-family:arial,sans-serif;color:#535353;'>Excellent return to shareholders</font></div> <div style='position:absolute;left:11px;top:75px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>You Believe Our </font></div> <div style='position:absolute;left:11px;top:107px;'><font
style='font-style:normal;font-weight:bold;font-size:27px;font-family:arial,sans-serif;color:#6FACDE;'>Company Has:</font></div> <div style='position:absolute;left:779px;top:188px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:calibri,arial,sans-serif;color:#00263E;'>GALLAGHER IS </font></div> <div style='position:absolute;left:738px;top:217px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:calibri,arial,sans-serif;color:#00263E;'>WELL-POSITIONED </font></div> <div style='position:absolute;left:795px;top:246px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:calibri,arial,sans-serif;color:#00263E;'>FOR FUTURE </font></div> <div style='position:absolute;left:828px;top:275px;'><font
style='font-style:normal;font-weight:bold;font-size:24px;font-family:calibri,arial,sans-serif;color:#00263E;'>GROWTH</font></div> <div style='position:absolute;left:882px;top:514px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>49</font></div> <div style='position:absolute;left:11px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:109px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> </td></tr></table></div>
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<div style='position:absolute;left:796px;top:349px;'><font style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>S&P</font></div> <div style='position:absolute;left:798px;top:363px;'><font
style='font-style:normal;font-weight:bold;font-size:12px;font-family:arial,sans-serif;color:#00263E;'>500</font></div> <div style='position:absolute;left:787px;top:329px;'><font
style='font-style:normal;font-weight:bold;font-size:21px;font-family:arial,sans-serif;color:#00263E;'>158</font></div> <div style='position:absolute;left:823px;top:329px;'><font
style='font-style:normal;font-weight:bold;font-size:14px;font-family:arial,sans-serif;color:#00263E;'>%</font></div> <div style='position:absolute;left:802px;top:131px;'><font
style='font-style:normal;font-weight:bold;font-size:21px;font-family:arial,sans-serif;color:#00263E;'>641</font></div> <div style='position:absolute;left:838px;top:131px;'><font
style='font-style:normal;font-weight:bold;font-size:14px;font-family:arial,sans-serif;color:#00263E;'>%</font></div> <div style='position:absolute;left:804px;top:156px;'><font
style='font-style:normal;font-weight:bold;font-size:16px;font-family:arial,sans-serif;color:#00263E;'>AJG</font></div> <div style='position:absolute;left:16px;top:13px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Why Invest? We Are Just</font></div> <div style='position:absolute;left:16px;top:56px;'><font
style='font-style:normal;font-weight:normal;font-size:36px;font-family:arial,sans-serif;color:#00263E;'>Getting Started!</font></div> <div style='position:absolute;left:17px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>Source</font></div> <div style='position:absolute;left:54px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>for</font></div> <div style='position:absolute;left:70px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>data:</font></div> <div style='position:absolute;left:96px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>Bloomberg.</font></div> <div style='position:absolute;left:154px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>Total</font></div> <div style='position:absolute;left:181px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>returns</font></div> <div style='position:absolute;left:218px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>from</font></div> <div style='position:absolute;left:242px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>1/1/2000</font></div> <div style='position:absolute;left:287px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>–</font></div> <div style='position:absolute;left:296px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>12/31/2017</font></div> <div style='position:absolute;left:353px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>include</font></div> <div style='position:absolute;left:390px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>reinvestment</font></div> <div style='position:absolute;left:454px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>of</font></div> <div style='position:absolute;left:466px;top:494px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#535353;'>dividends.</font></div> <div style='position:absolute;left:887px;top:514px;'><font
style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>50</font></div> <div style='position:absolute;left:16px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:114px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> </td></tr></table></div>
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<div style='position:absolute;left:883px;top:514px;'><font style='font-style:normal;font-weight:normal;font-size:11px;font-family:arial,sans-serif;color:#FFFFFF;'>51</font></div> <div style='position:absolute;left:12px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>18CORP23863J</font></div> <div style='position:absolute;left:110px;top:519px;'><font
style='font-style:normal;font-weight:normal;font-size:8px;font-family:arial,sans-serif;color:#BFBFBF;'>©2018 ARTHUR J. GALLAGHER & CO. | AJG.COM</font></div> <div style='position:absolute;left:12px;top:116px;'><font
style='font-style:normal;font-weight:bold;font-size:19px;font-family:arial,sans-serif;color:#6FACDE;'>Additional Information:</font></div> <div style='position:absolute;left:12px;top:151px;'><font
style='font-style:normal;font-weight:bold;font-size:20px;font-family:arial,sans-serif;color:#535353;'>Ray Iardella</font></div> <div style='position:absolute;left:12px;top:187px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#535353;'>Vice President, Investor Relations</font></div> <div style='position:absolute;left:12px;top:216px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#898A89;'>Ray_Iardella@ajg.com</font></div> <div style='position:absolute;left:12px;top:246px;'><font
style='font-style:normal;font-weight:normal;font-size:15px;font-family:arial,sans-serif;color:#535353;'>Phone: 630 285-3661</font></div> </td></tr></table></div> </BODY></HTML>
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