-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Rw3AeIkuAmAIcj3R+MWJWVRp6AMKrcKNIjuko1xwHq+CXNq7MvuPF2+/XXBefVCi 9Xpft7BaobgadfyReFRxgA== 0000354046-08-000009.txt : 20080616 0000354046-08-000009.hdr.sgml : 20080616 20080616152252 ACCESSION NUMBER: 0000354046-08-000009 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20080616 DATE AS OF CHANGE: 20080616 EFFECTIVENESS DATE: 20080616 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FIDELITY CHARLES STREET TRUST CENTRAL INDEX KEY: 0000354046 IRS NUMBER: 000000000 FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 002-73133 FILM NUMBER: 08900472 BUSINESS ADDRESS: STREET 1: 82 DEVONSHIRE ST CITY: BOSTON STATE: MA ZIP: 02109 BUSINESS PHONE: 2145064081 MAIL ADDRESS: STREET 1: 82 DEVONSHIRE STREET STREET 2: MAIL ZONE Z1C CITY: BOSTON STATE: MA ZIP: 02109 FORMER COMPANY: FORMER CONFORMED NAME: FIDELITY U S GOVERNMENT RESERVES FUND DATE OF NAME CHANGE: 19880201 FORMER COMPANY: FORMER CONFORMED NAME: FIDELITY FEDERAL RESERVES DATE OF NAME CHANGE: 19820215 FORMER COMPANY: FORMER CONFORMED NAME: FIDELITY UNITED STATES TREASURY TRUST DATE OF NAME CHANGE: 19811020 0000354046 S000005456 Fidelity Asset Manager 50% C000014857 Fidelity Asset Manager 50% FASMX C000037741 Fidelity Advisor Asset Manager 50%: Class A C000037742 Fidelity Advisor Asset Manager 50%: Class B C000037743 Fidelity Advisor Asset Manager 50%: Class C C000037744 Fidelity Advisor Asset Manager 50%: Class T C000037745 Fidelity Advisor Asset Manager 50%: Institutional Class 0000354046 S000005457 Fidelity Asset Manager 85% C000014858 Fidelity Asset Manager 85% FAMRX C000037746 Fidelity Advisor Asset Manager 85%: Institutional Class C000037747 Fidelity Advisor Asset Manager 85%: Class A C000037748 Fidelity Advisor Asset Manager 85%: Class B C000037749 Fidelity Advisor Asset Manager 85%: Class C C000037750 Fidelity Advisor Asset Manager 85%: Class T 0000354046 S000005458 Fidelity Asset Manager 70% C000014859 Fidelity Asset Manager 70% FASGX 0000354046 S000005459 Fidelity Asset Manager 20% C000014860 Fidelity Asset Manager 20% FAXIX C000037751 Fidelity Advisor Asset Manager 20%: Class A C000037752 Fidelity Advisor Asset Manager 20%: Class B C000037753 Fidelity Advisor Asset Manager 20%: Class C C000037754 Fidelity Advisor Asset Manager 20%: Class T C000037755 Fidelity Advisor Asset Manager 20%: Institutional Class 0000354046 S000017646 Fidelity Advisor Asset Manager 70% C000048767 Class A C000048768 Class B C000048769 Class C C000048770 Class T C000048771 Institutional Class 0000354046 S000018446 Fidelity Broad Market Opportunities Fund C000051005 Fidelity Broad Market Opportunities Fund 0000354046 S000019187 Fidelity Asset Manager 30% C000052989 Fidelity Asset Manager 30% C000052990 Fidelity Advisor Asset Manager 30%: Class A C000052991 Fidelity Advisor Asset Manager 30%: Class B C000052992 Fidelity Advisor Asset Manager 30%: Class C C000052993 Fidelity Advisor Asset Manager 30%: Class T C000052994 Fidelity Advisor Asset Manager 30%: Institutional Class 0000354046 S000019188 Fidelity Asset Manager 40% C000052995 Fidelity Advisor Asset Manager 40%: Class C C000052996 Fidelity Advisor Asset Manager 40%: Class T C000052997 Fidelity Advisor Asset Manager 40%: Institutional Class C000052998 Fidelity Asset Manager 40% C000052999 Fidelity Advisor Asset Manager 40%: Class A C000053000 Fidelity Advisor Asset Manager 40%: Class B 0000354046 S000019189 Fidelity Asset Manager 60% C000053001 Fidelity Asset Manager 60% C000053002 Fidelity Advisor Asset Manager 60%: Class A C000053003 Fidelity Advisor Asset Manager 60%: Class B C000053004 Fidelity Advisor Asset Manager 60%: Class C C000053005 Fidelity Advisor Asset Manager 60%: Class T C000053006 Fidelity Advisor Asset Manager 60%: Institutional Class 497 1 main.htm

Supplement to the
Fidelity Asset Manager® 20%
November 29, 2007
Prospectus

Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 24.

Derek Young is manager of Asset Manager 20%, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as Director of Risk Management, Senior Vice President of Strategic Services and portfolio manager.

AMI-08-01 June 16, 2008
1.471580.118

Supplement to the
Fidelity Asset Manager® 50%
November 29, 2007
Prospectus

Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 25.

Derek Young is manager of Asset Manager 50%, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.

FAA-08-01 June 16, 2008
1.724188.114

Supplement to the
Fidelity Asset Manager® 85%
November 29, 2007
Prospectus

Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 24.

Derek Young is manager of Asset Manager 85%, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.

AGG-08-01 June 16, 2008
1.734040.113

Supplement to the
Fidelity Asset Manager® 70%
November 29, 2007
Prospectus

Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 24.

Derek Young is manager of Asset Manager 70%, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.

<R>AMG-08-01 June 16, 2008
1.471579.114</R>

Supplement to the
Fidelity® Asset ManagerSM Funds
November 29, 2007
Prospectus

Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 22.

<R>Derek Young is manager of Fidelity Asset Manager Funds, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.</R>

<R>FFM-08-01 June 16, 2008
1.471528.119</R>

Supplement to the

Fidelity Asset Manager® 20%

Fidelity Asset Manager® 50%

Fidelity Asset Manager® 70%

Fidelity Asset Manager® 85%

Funds of Fidelity Charles Street Trust

STATEMENT OF ADDITIONAL INFORMATION

November 29, 2007

Effective July 1, 2008, Richard Habermann no longer serves as co-manager of the funds and all references to Mr. Habermann in the "Management Contracts" section beginning on page 31 are no longer applicable.

FFMB-08-01 June 16, 2008
1.473233.118

Supplement to the
Fidelity Advisor Asset ManagerSM 20%
Class A, Class T, Class B, and Class C
November 29, 2007
Prospectus

The following information replaces similar information found under the heading "Fee Table" in the "Fund Summary" section on page 7.

Class A

Effective
Date

Class T

Effective
Date

Class B

Effective
Date

Class C

Effective
Date

Advisor Asset Manager 20%

0.90%

5/1/08

1.15%

5/01/08

1.65%

5/1/08

1.65%

5/1/08

These arrangements may be discontinued by FMR at any time.

<R>Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 32.</R>

<R>Derek Young is manager of Asset Manager 20%, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as Director of Risk Management, Senior Vice President of Strategic Services and portfolio manager.</R>

<R>AAM20-08-02 June 16, 2008
1.847516.103</R>

Supplement to the
Fidelity Advisor Asset ManagerSM 20%
Institutional Class
November 29, 2007
Prospectus

The following information replaces similar information found under the heading "Fee Table" in the "Fund Summary" section on page 6.

Annual operating expenses (paid from class assets)

Institutional
Class

Management fee

0.42%

Distribution and/or Service (12b-1) fees

None

Other expenses

0.17%

Total annual class operating expensesA

0.59%

A Effective May 1, 2008, FMR has voluntarily agreed to reimburse Institutional Class of the fund to the extent that total operating expenses (excluding interest, taxes, certain securities lending costs, brokerage commissions, extraordinary expenses, and acquired fund fees and expenses, if any), as a percentage of its average net assets, exceed 0.65%. This arrangement may be discontinued by FMR at any time.

<R>Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 29.</R>

<R>Derek Young is manager of Asset Manager 20%, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as Director of Risk Management, Senior Vice President of Strategic Services and portfolio manager.</R>

<R>AAM20I-08-02 June 16, 2008
1.855549.102</R>

Supplement to the
Fidelity Advisor
Asset ManagerSM 50%
Class A, Class T, Class B, and Class C
November 29, 2007
Prospectus

The following information replaces similar information found under the heading "Fee Table" in the "Fund Summary" section on page 7.

Annual operating expenses (paid from class assets)

Class A

Class T

Class B

Class C

Management fee

0.51%

0.51%

0.51%

0.51%

Distribution and/or Service (12b-1) fees

0.25%

0.50%

1.00%

1.00%

Other expenses

0.25%

0.23%

0.28%

0.24%

Total annual class operating expensesA

1.01%

1.24%

1.79%

1.75%

A FMR has voluntarily agreed to reimburse Class A, Class T, Class B, and Class C of the fund to the extent that total operating expenses (excluding interest, taxes, certain securities lending costs, brokerage commissions, extraordinary expenses, and acquired fund fees and expenses, if any), as a percentage of their respective average net assets, exceed the following rates:

Class A

Effective
Date

Class T

Effective
Date

Class B

Effective
Date

Class C

Effective
Date

Advisor Asset Manager 50%

1.10%

5/1/08

1.35%

5/1/08

1.85%

5/1/08

1.85%

5/1/08

These arrangements may be discontinued by FMR at any time.

<R>Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 31.</R>

<R>Derek Young is manager of Asset Manager 50%, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.</R>

<R>AAM50-08-02 June 16, 2008
1.847520.103</R>

Supplement to the
Fidelity Advisor
Asset ManagerSM 50%
Institutional Class
November 29, 2007
Prospectus

The following information replaces similar information found under the heading "Fee Table" in the "Fund Summary" section on page 6.

Annual operating expenses (paid from class assets)

Institutional Class

Management fee

0.51%

Distribution and/or Service (12b-1) fees

None

Other expenses

0.21%

Total annual class operating expensesA

0.72%

A Effective May 1, 2008, FMR has voluntarily agreed to reimburse Institutional Class of the fund to the extent that total operating expenses (excluding interest, taxes, certain securities lending costs, brokerage commissions, extraordinary expenses, and acquired fund fees and expenses, if any), as a percentage of its average net assets, exceed 0.85%. This arrangement may be discontinued by FMR at any time.

<R>Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 30.</R>

<R>Derek Young is manager of Asset Manager 50%, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.</R>

<R>AAM50I-08-02 June 16, 2008
1.837951.103</R>

Supplement to the
Fidelity Advisor Asset ManagerSM 70%
Class A, Class T, Class B, and Class C
November 29, 2007
Prospectus

Proposed Reorganization. The Board of Trustees of Fidelity Charles Street Trust has unanimously approved an Agreement and Plan of Reorganization ("Agreement") between Fidelity Advisor Asset Manager 70% and Fidelity Asset Manager 70%.

Each fund seeks to maximize total return over the long-term by allocating its assets among stocks, bonds, short-term instruments, and other investments.

The Agreement provides for the transfer of all of the assets and the assumption of all of the liabilities of Fidelity Advisor Asset Manager 70% in exchange for corresponding shares of Fidelity Asset Manager 70% equal in value to the relative net asset value of the outstanding shares of Class A, Class T, Class B, and Class C, respectively of Fidelity Advisor Asset Manager 70%. After the exchange, Fidelity Advisor Asset Manager 70% will distribute the Fidelity Asset Manager 70% shares to its shareholders pro rata, in liquidation of Fidelity Advisor Asset Manager 70% (these transactions are referred to as the "Reorganization").

The Reorganization, which does not require shareholder approval, will take place on or about September 26, 2008. The Reorganization is expected to be a tax-free transaction. This means that neither Fidelity Advisor Asset Manager 70% nor its shareholders will recognize any gain or loss as a direct result of the Reorganization.

For more detailed information, please contact Fidelity at 1-877-208-0098.

<R>Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 31.</R>

<R>Derek Young is manager of Advisor Asset Manager 70%, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.</R>

<R>AAL-08-02 June 16, 2008
1.742446.122</R>

Supplement to the
Fidelity Advisor Asset ManagerSM 70%
Institutional Class
November 29, 2007
Prospectus

Proposed Reorganization. The Board of Trustees of Fidelity Charles Street Trust has unanimously approved an Agreement and Plan of Reorganization ("Agreement") between Fidelity Advisor Asset Manager 70% and Fidelity Asset Manager 70%.

Each fund seeks to maximize total return over the long-term by allocating its assets among stocks, bonds, short-term instruments, and other investments.

The Agreement provides for the transfer of all of the assets and the assumption of all of the liabilities of Fidelity Advisor Asset Manager 70% in exchange for Institutional Class shares of Fidelity Asset Manager 70% equal in value to the relative net asset value of the outstanding shares of Institutional Class of Fidelity Advisor Asset Manager 70%. After the exchange, Fidelity Advisor Asset Manager 70% will distribute the Fidelity Asset Manager 70% shares to its shareholders pro rata, in liquidation of Fidelity Advisor Asset Manager 70% (these transactions are referred to as the "Reorganization").

The Reorganization, which does not require shareholder approval, will take place on or about September 26, 2008. The Reorganization is expected to be a tax-free transaction. This means that neither Fidelity Advisor Asset Manager 70% nor its shareholders will recognize any gain or loss as a direct result of the Reorganization.

For more detailed information, please contact Fidelity at 1-877-208-0098.

<R>Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 28.</R>

<R>Derek Young is manager of Advisor Asset Manager 70%, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.</R>

<R>AALI-08-02 June 16, 2008
1.742447.117</R>

Supplement to the
Fidelity Advisor Asset ManagerSM 85%
Class A, Class T, Class B, and Class C
November 29, 2007
Prospectus

Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 32.

Derek Young is manager of the fund, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.

AAM85-08-01 June 16, 2008
1.847514.102

Supplement to the
Fidelity Advisor Asset ManagerSM 85%
Institutional Class
November 29, 2007
Prospectus

Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 30.

Derek Young is manager of the fund, which he has managed since October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.

AAM85I-08-01 June 16, 2008
1.855550.101

Supplement to the

Fidelity Advisor Asset Manager 20%

Class A, Class T, Class B, Class C, and Institutional Class

Classes of Fidelity Asset Manager 20%

Fidelity Advisor Asset Manager 50%

Class A, Class T, Class B, Class C, and Institutional Class

Classes of Fidelity Asset Manager 50%

Fidelity Advisor Asset Manager® 70%

Class A, Class T, Class B, Class C, and Institutional Class

Fidelity Advisor Asset Manager 85%

Class A, Class T, Class B, Class C, and Institutional Class

Classes of Fidelity Asset Manager 85%

Funds of Fidelity® Charles Street Trust

STATEMENT OF ADDITIONAL INFORMATION

November 29, 2007

Effective July 1, 2008, Richard Habermann no longer serves as co-manager of the funds and all references to Mr. Habermann in the "Management Contracts" section beginning on page 32 are no longer applicable.

AAM/AAMIB-08-02 June 16, 2008
1.848940.102

Supplement to the
Fidelity® Broad Market Opportunities Fund
November 29, 2007
Prospectus

Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann found in the "Fund Management" section on page 15:

Derek Young is manager of Broad Market Opportunities Fund, which he has managed since July 2008. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.

BMO-08-01 June 16, 2008
1.857395.101

Supplement to the
Fidelity® Asset ManagerSM Funds Fidelity Asset
Manager® 30%
Fidelity Asset
Manager 40%
Fidelity Asset
Manager 60%
October 3, 2007
Prospectus

The following information replaces similar information found under the heading "Fee Table" in the "Fund Summary" section on page 7.

Effective
Date

Asset Manager 30%

0.65%

05/01/08

Asset Manager 40%

0.65%

05/01/08

Asset Manager 60%

0.85%

05/01/08

These arrangements may be discontinued by FMR at any time.

<R>Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 29.</R>

<R>Derek Young is manager of the Fidelity Asset Manager Funds, which he has managed since their inception in October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.</R>

<R>TFS-08-02 June 16, 2008
1.868417.101</R>

Supplement to the

Fidelity Asset Manager® 30%

Fidelity Asset Manager® 40%

Fidelity Asset Manager® 60%

Funds of Fidelity Charles Street Trust

STATEMENT OF ADDITIONAL INFORMATION

October 3, 2007

Effective July 1, 2008, Richard Habermann no longer serves as co-manager of each fund and all references to Mr. Habermann in the "Management Contracts"section beginning on page 28 are no longer applicable.

TFSB-08-01 June 16, 2008
1.870921.100

Supplement to the
Fidelity Asset ManagerSM Funds Fidelity Advisor Asset Manager 30% Fidelity Advisor Asset Manager 40% Fidelity Advisor Asset Manager 60%
Class A, Class T, Class B, and Class C
October 3, 2007
Prospectus

The following information replaces similar information found under the heading "Fee Table" in the "Fund Summary" section on page 7.

Class A

Effective
Date

Class T

Effective
Date

Class B

Effective
Date

Class C

Effective
Date

Asset Manager 30%

0.90%

5/01/08

1.15%

5/01/08

1.65%

5/01/08

1.65%

5/01/08

Asset Manager 40%

0.90%

5/01/08

1.15%

5/01/08

1.65%

5/01/08

1.65%

5/01/08

Asset Manager 60%

1.10%

5/01/08

1.35%

5/01/08

1.85%

5/01/08

1.85%

5/01/08

These arrangements may be discontinued by FMR at any time.

<R>ATFS-08-02 June 16, 2008
1.859614.102</R>

The following information replaces similar information found under the "Principal Investment Strategies" heading in the "Investment Details" section on page 11.

FMR can overweight or underweight each asset class within the following ranges:



In managing the fund, FMR seeks to outperform the following composite benchmark, which is designed to represent the neutral mix:

  • 35% Dow Jones Wilshire 5000 (U.S. stocks)
  • 5% Morgan Stanley Capital InternationalSM Europe, Australasia, Far East (MSCI® EAFE®) (foreign stocks)
  • 45% Lehman Brothers U.S. Aggregate Index (U.S. bonds)
  • 15% Lehman Brothers 3-Month U.S. Treasury Bill Index

<R>Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 37.</R>

<R>Derek Young is manager of the Fidelity Asset Manager Funds, which he has managed since their inception in October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.</R>

Supplement to the
Fidelity Asset ManagerSM Funds
Fidelity Advisor Asset Manager 30%
Fidelity Advisor Asset Manager 40%
Fidelity Advisor Asset Manager 60%
Institutional Class
October 3, 2007
Prospectus

The following information replaces similar information found under the heading "Fee Table" in the "Fund Summary" section on page 7.

Institutional Class

Effective
Date

Asset Manager 30%

0.65%

05/01/08

Asset Manager 40%

0.65%

05/01/08

Asset Manager 60%

0.85%

05/01/08

These arrangements may be discontinued by FMR at any time.

<R>Effective July 1, 2008, the following information replaces the biographical information for Dick Habermann and Derek Young found in the "Fund Management" section on page 34.</R>

<R>Derek Young is manager of the Fidelity Asset Manager Funds, which he has managed since their inception in October 2007. He also manages other Fidelity funds. Since joining Fidelity Investments in 1996, Mr. Young has worked as director of Risk Management, senior vice president of Strategic Services and portfolio manager.</R>

<R>ATFSI-08-02 June16, 2008
1.868416.101</R>

Supplement to the

Fidelity Advisor Asset Manager 30% Fund
Class A, Class T, Class B, Class C, and Institutional Class
Classes of Fidelity Asset Manager® 30%

Fidelity Advisor Asset Manager 40% Fund
Class A, Class T, Class B, Class C, and Institutional Class
Classes of Fidelity Asset Manager® 40%

Fidelity Advisor Asset Manager 60% Fund
Class A, Class T, Class B, Class C, and Institutional Class
Classes of Fidelity Asset Manager® 60%

Funds of Fidelity Charles Street Trust

STATEMENT OF ADDITIONAL INFORMATION

October 3, 2007

Effective July 1, 2008, Richard Habermann no longer serves as co-manager of each fund and all references to Mr. Habermann in the "Management Contracts"section beginning on page 28 are no longer applicable.

ATFS/ATFSIB-08-01 June 16, 2008
1.870922.100

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