0000081205-15-000036.txt : 20150911 0000081205-15-000036.hdr.sgml : 20150911 20150911093821 ACCESSION NUMBER: 0000081205-15-000036 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20150911 DATE AS OF CHANGE: 20150911 EFFECTIVENESS DATE: 20150911 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FIDELITY CHARLES STREET TRUST CENTRAL INDEX KEY: 0000354046 IRS NUMBER: 000000000 STATE OF INCORPORATION: MA FISCAL YEAR END: 0930 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 002-73133 FILM NUMBER: 151102422 BUSINESS ADDRESS: STREET 1: 245 SUMMER STREET CITY: BOSTON STATE: MA ZIP: 02210 BUSINESS PHONE: 617-563-7000 MAIL ADDRESS: STREET 1: 245 SUMMER STREET CITY: BOSTON STATE: MA ZIP: 02210 FORMER COMPANY: FORMER CONFORMED NAME: FIDELITY U S GOVERNMENT RESERVES FUND DATE OF NAME CHANGE: 19880201 FORMER COMPANY: FORMER CONFORMED NAME: FIDELITY FEDERAL RESERVES DATE OF NAME CHANGE: 19820215 FORMER COMPANY: FORMER CONFORMED NAME: FIDELITY UNITED STATES TREASURY TRUST DATE OF NAME CHANGE: 19811020 0000354046 S000005456 Fidelity Asset Manager 50% C000014857 Fidelity Asset Manager 50% FASMX C000037741 Fidelity Advisor Asset Manager 50%: Class A FFAMX C000037742 Fidelity Advisor Asset Manager 50%: Class B FFBMX C000037743 Fidelity Advisor Asset Manager 50%: Class C FFCMX C000037744 Fidelity Advisor Asset Manager 50%: Class T FFTMX C000037745 Fidelity Advisor Asset Manager 50%: Class I FFIMX 0000354046 S000005457 Fidelity Asset Manager 85% C000014858 Fidelity Asset Manager 85% FAMRX C000037746 Fidelity Advisor Asset Manager 85%: Class I FEYIX C000037747 Fidelity Advisor Asset Manager 85%: Class A FEYAX C000037748 Fidelity Advisor Asset Manager 85%: Class B FEYBX C000037749 Fidelity Advisor Asset Manager 85%: Class C FEYCX C000037750 Fidelity Advisor Asset Manager 85%: Class T FEYTX 0000354046 S000005458 Fidelity Asset Manager 70% C000014859 Fidelity Asset Manager 70% FASGX C000069447 Fidelity Advisor Asset Manager 70%: Class A FAASX C000069448 Fidelity Advisor Asset Manager 70%: Class B FBASX C000069449 Fidelity Advisor Asset Manager 70%: Class C FCASX C000069450 Fidelity Advisor Asset Manager 70%: Class T FTASX C000069451 Fidelity Advisor Asset Manager 70%: Class I FAAIX 0000354046 S000005459 Fidelity Asset Manager 20% C000014860 Fidelity Asset Manager 20% FASIX C000037751 Fidelity Advisor Asset Manager 20%: Class A FTAWX C000037752 Fidelity Advisor Asset Manager 20%: Class B FTBWX C000037753 Fidelity Advisor Asset Manager 20%: Class C FTCWX C000037754 Fidelity Advisor Asset Manager 20%: Class T FTDWX C000037755 Fidelity Advisor Asset Manager 20%: Class I FTIWX 0000354046 S000017647 Fidelity Global Balanced Fund C000048772 Fidelity Global Balanced Fund FGBLX C000074277 Fidelity Advisor Global Balanced Fund: Class A FGLAX C000074278 Fidelity Advisor Global Balanced Fund: Class B FGLBX C000074279 Fidelity Advisor Global Balanced Fund: Class C FGLCX C000074280 Fidelity Advisor Global Balanced Fund: Class T FGLTX C000074281 Fidelity Advisor Global Balanced Fund: Class I FGLIX 0000354046 S000019187 Fidelity Asset Manager 30% C000052989 Fidelity Asset Manager 30% FTANX C000052990 Fidelity Advisor Asset Manager 30%: Class A FTAAX C000052991 Fidelity Advisor Asset Manager 30%: Class B FTBNX C000052992 Fidelity Advisor Asset Manager 30%: Class C FCANX C000052993 Fidelity Advisor Asset Manager 30%: Class T FTTNX C000052994 Fidelity Advisor Asset Manager 30%: Class I FTINX 0000354046 S000019188 Fidelity Asset Manager 40% C000052995 Fidelity Advisor Asset Manager 40%: Class C FFNCX C000052996 Fidelity Advisor Asset Manager 40%: Class T FFNTX C000052997 Fidelity Advisor Asset Manager 40%: Class I FFNIX C000052998 Fidelity Asset Manager 40% FFANX C000052999 Fidelity Advisor Asset Manager 40%: Class A FFNAX C000053000 Fidelity Advisor Asset Manager 40%: Class B FFNBX 0000354046 S000019189 Fidelity Asset Manager 60% C000053001 Fidelity Asset Manager 60% FSANX C000053002 Fidelity Advisor Asset Manager 60%: Class A FSAAX C000053003 Fidelity Advisor Asset Manager 60%: Class B FSABX C000053004 Fidelity Advisor Asset Manager 60%: Class C FSCNX C000053005 Fidelity Advisor Asset Manager 60%: Class T FSATX C000053006 Fidelity Advisor Asset Manager 60%: Class I FSNIX 497 1 main.htm

Supplement to the
Fidelity® Global Balanced Fund
December 30, 2014
Prospectus

Effective April 1, 2015, following an internal corporate reorganization, FMR Investment Management (U.K.) Limited is carrying on the business of Fidelity Management & Research (U.K.) Inc. The following information replaces similar information found in the "Fund Summary" section under the heading "Investment Adviser" on page 6.

Fidelity Management & Research Company (FMR) (the Adviser) is the fund's manager. FMR Co., Inc. (FMRC), FMR Investment Management (U.K.) Limited (FMR U.K.), FIL Investments (Japan) Limited (FIJ), FIL Investment Advisors (UK) Limited (FIA(UK)), and other investment advisers serve as sub-advisers for the fund.

The following information replaces similar information found in the "Fund Summary" section under the heading "Portfolio Manager(s)" on page 6.

Ruben Calderon (lead portfolio manager) has managed the fund since December 2006.

Geoff Stein (co-manager) has managed the fund since June 2009.

Andy Weir (co-manager) has managed the fund since January 2006.

John Lo (co-manager) has managed the fund since February 2007.

Stephen DuFour (co-manager) has managed the fund since October 2007.

Maria Nikishkova (co-manager) has managed the fund since December 2012.

Stefan Lindblad (co-manager) has managed the fund since October 2014.

The following information replaces similar information found in the "Fund Basics" section under the heading "Principal Investment Strategies" on page 8.

The Adviser may also use various techniques, such as buying and selling futures contracts (both long and short positions) and exchange traded funds, to increase or decrease the fund's exposure to changing security prices, interest rates, or other factors that affect security values or to gain or reduce exposure to an asset, instrument, or index.

The following information replaces the biographical information for Ruben Calderon and Geoff Stein found in the "Fund Management" section on page 26.

Ruben Calderon is lead portfolio manager of Fidelity Global Balanced Fund, which he has managed since December 2006. He also manages other funds. Since joining Fidelity Investments in 1995, Mr. Calderon has worked as a research analyst, asset allocation strategist, and portfolio manager. 

GBL-15-03		September 11, 2015
1.855563.116

Geoff Stein is co-manager of Fidelity Global Balanced Fund, which he has managed since June 2009. He also manages other funds. Since joining Fidelity Investments in 1994, Mr. Stein has worked as director of the Portfolio Analysis Group, director of Portfolio Strategy for Strategic Advisers, Inc., and as a portfolio manager.

Supplement to the
Fidelity Advisor® Global Balanced Fund
Institutional Class
December 30, 2014
Prospectus

Effective on July 1, 2015, Institutional Class will be renamed Class I. The features and policies of the class will not change.

Effective April 1, 2015, following an internal corporate reorganization, FMR Investment Management (U.K.) Limited is carrying on the business of Fidelity Management & Research (U.K.) Inc. The following information replaces similar information found in the "Fund Summary" section under the heading "Investment Adviser" on page 6.

Fidelity Management & Research Company (FMR) (the Adviser) is the fund's manager. FMR Co., Inc. (FMRC), FMR Investment Management (U.K.) Limited (FMR U.K.), FIL Investments (Japan) Limited (FIJ), FIL Investment Advisors (UK) Limited (FIA(UK)), and other investment advisers serve as sub-advisers for the fund.

The following information replaces similar information found in the "Fund Summary" section under the heading "Portfolio Manager(s)" on page 6.

Ruben Calderon (lead portfolio manager) has managed the fund since December 2006.

Geoff Stein (co-manager) has managed the fund since June 2009.

Andy Weir (co-manager) has managed the fund since January 2006.

John Lo (co-manager) has managed the fund since February 2007.

Stephen DuFour (co-manager) has managed the fund since October 2007.

Maria Nikishkova (co-manager) has managed the fund since December 2012.

Stefan Lindblad (co-manager) has managed the fund since October 2014.

The following information replaces similar information found in the "Fund Basics" section under the heading "Principal Investment Strategies" on page 8.

The Adviser may also use various techniques, such as buying and selling futures contracts (both long and short positions) and exchange traded funds, to increase or decrease the fund's exposure to changing security prices, interest rates, or other factors that affect security values or to gain or reduce exposure to an asset, instrument, or index.

The following information replaces the biographical information for Ruben Calderon and Geoff Stein found in the "Fund Management" section on page 26.

Ruben Calderon is lead portfolio manager of Fidelity Global Balanced Fund, which he has managed since December 2006. He also manages other funds. Since joining Fidelity Investments in 1995, Mr. Calderon has worked as a research analyst, asset allocation strategist, and portfolio manager. 

AGBLI-15-04		September 11, 2015
1.899424.117

Geoff Stein is co-manager of Fidelity Global Balanced Fund, which he has managed since June 2009. He also manages other funds. Since joining Fidelity Investments in 1994, Mr. Stein has worked as director of the Portfolio Analysis Group, director of Portfolio Strategy for Strategic Advisers, Inc., and as a portfolio manager.

Supplement to the
Fidelity Advisor® Global Balanced Fund
Class A, Class T, Class B, and Class C
December 30, 2014
Prospectus

Effective April 1, 2015, following an internal corporate reorganization, FMR Investment Management (U.K.) Limited is carrying on the business of Fidelity Management & Research (U.K.) Inc. The following information replaces similar information found in the "Fund Summary" section under the heading "Investment Adviser" on page 7.

Fidelity Management & Research Company (FMR) (the Adviser) is the fund's manager. FMR Co., Inc. (FMRC), FMR Investment Management (U.K.) Limited (FMR U.K.), FIL Investments (Japan) Limited (FIJ), FIL Investment Advisors (UK) Limited (FIA(UK)), and other investment advisers serve as sub-advisers for the fund.

The following information replaces similar information found in the "Fund Summary" section under the heading "Portfolio Manager(s)" on page 7.

Ruben Calderon (lead portfolio manager) has managed the fund since December 2006.

Geoff Stein (co-manager) has managed the fund since June 2009.

Andy Weir (co-manager) has managed the fund since January 2006.

John Lo (co-manager) has managed the fund since February 2007.

Stephen DuFour (co-manager) has managed the fund since October 2007.

Maria Nikishkova (co-manager) has managed the fund since December 2012.

Stefan Lindblad (co-manager) has managed the fund since October 2014.

The following information replaces similar information found in the "Fund Basics" section under the heading "Principal Investment Strategies" on page 9.

The Adviser may also use various techniques, such as buying and selling futures contracts (both long and short positions) and exchange traded funds, to increase or decrease the fund's exposure to changing security prices, interest rates, or other factors that affect security values or to gain or reduce exposure to an asset, instrument, or index.

The following information replaces the biographical information for Ruben Calderon and Geoff Stein found in the "Fund Management" section on page 27.

Ruben Calderon is lead portfolio manager of Fidelity Global Balanced Fund, which he has managed since December 2006. He also manages other funds. Since joining Fidelity Investments in 1995, Mr. Calderon has worked as a research analyst, asset allocation strategist, and portfolio manager. 

AGBL-15-03		September 11, 2015
1.899423.116

Geoff Stein is co-manager of Fidelity Global Balanced Fund, which he has managed since June 2009. He also manages other funds. Since joining Fidelity Investments in 1994, Mr. Stein has worked as director of the Portfolio Analysis Group, director of Portfolio Strategy for Strategic Advisers, Inc., and as a portfolio manager.

Supplement to the
Fidelity Asset Manager® Funds
Fidelity Advisor Asset Manager® 20% Fidelity Advisor Asset Manager 30% Fidelity Advisor Asset Manager 40% Fidelity Advisor Asset Manager 50% Fidelity Advisor Asset Manager 60% Fidelity Advisor Asset Manager 70% Fidelity Advisor Asset Manager 85%
Class A, Class T, Class B, and Class C
November 29, 2014
Prospectus

The following information replaces the similar information for Fidelity Asset Manager 20%, Fidelity Asset Manager 30%, Fidelity Asset Manager 40%, Fidelity Asset Manager 50%, Fidelity Asset Manager 60%, Fidelity Asset Manager 70%, and Fidelity Asset Manager 85%, found under the heading "Investment Details" in each fund's "Fund Basics" section on pages 32, 33, 34, 35, 36, 37, and 38, respectively.

The Adviser may also use derivatives, such as buying and selling futures contracts (both long and short positions), to manage the allocation of the fund's assets among asset classes. For example, the Adviser may buy stock index futures to increase the fund's allocation to the stock class. 

AAR-15-01		September 11, 2015
1.885797.113

Supplement to the
Fidelity Asset Manager® Funds
Fidelity Advisor Asset Manager® 20% Fidelity Advisor Asset Manager 30% Fidelity Advisor Asset Manager 40% Fidelity Advisor Asset Manager 50% Fidelity Advisor Asset Manager 60% Fidelity Advisor Asset Manager 70% Fidelity Advisor Asset Manager 85% Institutional Class
November 29, 2014
Prospectus

Effective July 1, 2015, Institutional Class will be renamed Class I. The features and policies of the class will not change.

The following information replaces the similar information for Fidelity Asset Manager 20%, Fidelity Asset Manager 30%, Fidelity Asset Manager 40%, Fidelity Asset Manager 50%, Fidelity Asset Manager 60%, Fidelity Asset Manager 70%, and Fidelity Asset Manager 85%, found under the heading "Investment Details" in each fund's "Fund Basics" section on pages 25, 26, 27, 28, 29, 30, and 31, respectively.

The Adviser may also use derivatives, such as buying and selling futures contracts (both long and short positions), to manage the allocation of the fund's assets among asset classes. For example, the Adviser may buy stock index futures to increase the fund's allocation to the stock class. 

AARI-15-02		September 11, 2015
1.899425.112

Supplement to the
Fidelity Asset Manager® Funds
November 29, 2014
Prospectus

The following information replaces the similar information for Fidelity Asset Manager 20%, Fidelity Asset Manager 30%, Fidelity Asset Manager 40%, Fidelity Asset Manager 50%, Fidelity Asset Manager 60%, Fidelity Asset Manager 70%, and Fidelity Asset Manager 85%, found under the heading "Purchase and Sale of Shares" in each fund's "Fund Summary" section on pages 5, 8, 11, 14, 17, 20, and 23, respectively.

Initial Purchase Minimum

$2,500

For Fidelity Simplified Employee Pension-IRA, Keogh, Investment Only Retirement accounts, and effective January 1, 2016, Health Savings Accounts recordkept by Fidelity

$500

Through regular investment plans in Fidelity Traditional IRAs, Roth IRAs, and Rollover IRAs (requires monthly purchases of $200 until fund balance is $2,500)

$200

The following information replaces the similar information for Fidelity Asset Manager 20%, Fidelity Asset Manager 30%, Fidelity Asset Manager 40%, Fidelity Asset Manager 50%, Fidelity Asset Manager 60%, Fidelity Asset Manager 70%, and Fidelity Asset Manager 85%, found under the heading "Investment Details" in each fund's "Fund Basics" section on pages 25, 26, 27, 28, 29, 30, and 31, respectively.

The Adviser may also use derivatives, such as buying and selling futures contracts (both long and short positions), to manage the allocation of the fund's assets among asset classes. For example, the Adviser may buy stock index futures to increase the fund's allocation to the stock class. 

AR-15-02		September 11, 2015
1.899421.108