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                      SECURITIES AND EXCHANGE COMMISSION
                                      
                            Washington, D.C. 20549
                                      
                                   FORM 15
                                      
 Certification and Notice of Termination of Registration under Section 12(g)
     of the Securities Exchange Act of 1934 or Suspension of Duty to File
        Reports Under Section 13 and 15(d) of the Securities Exchange
                                 Act of 1934.


                             Commission File Number          0-10241
                                                   ---------------------------
                                      
                  AMERICAN NATIONAL BANCSHARES OF HOUMA, INC.
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            (Exact name of registrant as specified in its charter)
                                      

           801 BARROW STREET, HOUMA, LOUISIANA 70360 (504) 847-0405
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 (Address, including zip code, and telephone number, including area code, of
                  registrant's principal executive offices)
                                      

                         $3.00 PAR VALUE COMMON STOCK
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           (Title of each class of securities covered by this Form)

                                     NONE
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           (Title of all other classes of securities covered by this form)
                                      
                                     NONE
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  (Titles of all other classes of securities for which a duty to file reports
                    under section 13(a) or 15(d) remains)

         Please place an X in the box(es) to designate the appropriate 
rule provision(s) relied upon to terminate or suspend the duty to file reports:

                                 
         Rule 12g-4(a)(1)(i)      /X/        Rule 12h-3(b)(1)(ii)     / /
         Rule 12g-4(a)(1)(ii)     / /        Rule 12h-3(b)(2)(i)      / /
         Rule 12g-4(a)(2)(i)      / /        Rule 12h-3(b)(2)(ii)     / /
         Rule 12g-4(a)(2)(ii)     / /        Rule 15d-6               / /
         Rule 12h-3(b)(1)(i)      /X/        

         
                                                                      
         Approximate number of holders of record as of the certification or 
notice date:


NONE, FOLLOWING THE EFFECTIVE TIME OF THE REGISTRANT'S MERGER WITH AND INTO
REGIONS FINANCIAL CORPORATION

         Pursuant to the requirements of the Securities Exchange Act of 1934 
REGIONS FINANCIAL CORPORATION, AS SUCCESSOR BY MERGER TO THE REGISTRANT, has 
caused this certification/notice to be signed on its behalf by the undersigned 
duly authorized person.

DATE:  September 16, 1996    BY: /S/ SAMUEL E. UPCHURCH JR.
      --------------------      ----------------------------------------------
                                Samuel E. Upchurch, Jr.
                                General Counsel and Security of Regions
                                Financial Corporation, as successor by merger
                                to the Registrant

Instruction:  This form is required by Rules 12g-4, 12h-3 and 15d-6 of the
General Rules and Regulations under Securities Exchange Act of 1934.  The
registrant shall file with the Commission three copies of Form 15, one of which
shall be manually signed. It may be signed by an officer fo the registrant, by
counsel or by any other duly authorized person. The name and title of the
person signing the form shall be typed or printed under the signature.