Exhibit 99.5

                        CONSENT OF INDEPENDENT AUDITORS

We hereby consent to the incorporation by reference in this Registration
Statement on Form S-4 of North Fork Bancorporation, Inc. of our report dated
January 21, 2004, except for Note 23 for which the date is February 16, 2004,
relating to the financial statements of GreenPoint Financial Corp., which
appears in the GreenPoint Financial Corp.'s Annual Report on Form 10-K for the
year ended December 31, 2003. We also consent to the reference to us under the
heading "Experts" in such Registration Statement.

/s/ PricewaterhouseCoopers LLP

New York, New York
April 1, 2004