EXHIBIT 23.2



                          INDEPENDENT AUDITORS' CONSENT



The Board of Directors
North Fork Bancorporation, Inc.:


We consent to incorporation by reference in the Registration Statement (No. 333-
         ) on Form S-4 of North Fork Bancorporation, Inc., of our report dated
February 25, 2004, relating to the consolidated balance sheets of North Fork
Bancorporation, Inc. and subsidiaries as of December 31, 2003 and 2002, and the
related consolidated statements of income, cash flows, changes in stockholders'
equity, and comprehensive income for each of the years in the three-year period
ended December 31, 2003, which report appears in the December 31, 2003 Annual
Report on Form 10-K of North Fork Bancorporation, Inc. and to the reference to
our firm under the heading "Experts" in the Registration Statement.



                                            KPMG LLP



New York, New York
March 8, 2004