<ARTICLE> 9

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                         169,640
<INT-BEARING-DEPOSITS>                         158,872
<FED-FUNDS-SOLD>                                83,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  3,612,810
<INVESTMENTS-CARRYING>                       1,562,017
<INVESTMENTS-MARKET>                         1,530,598
<LOANS>                                      7,272,019
<ALLOWANCE>                                     75,333
<TOTAL-ASSETS>                              13,142,306
<DEPOSITS>                                   7,642,130
<SHORT-TERM>                                 1,515,000
<LIABILITIES-OTHER>                            421,187
<LONG-TERM>                                  2,384,796
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,931
<OTHER-SE>                                   1,177,262
<TOTAL-LIABILITIES-AND-EQUITY>              13,142,306
<INTEREST-LOAN>                                146,641
<INTEREST-INVEST>                               81,581
<INTEREST-OTHER>                                 1,785
<INTEREST-TOTAL>                               230,007
<INTEREST-DEPOSIT>                              48,687
<INTEREST-EXPENSE>                              98,299
<INTEREST-INCOME-NET>                          131,708
<LOAN-LOSSES>                                    1,255
<SECURITIES-GAINS>                               7,017
<EXPENSE-OTHER>                                 51,140
<INCOME-PRETAX>                                101,932
<INCOME-PRE-EXTRAORDINARY>                     101,932
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    65,253
<EPS-BASIC>                                       0.39
<EPS-DILUTED>                                     0.39
<YIELD-ACTUAL>                                    4.31
<LOANS-NON>                                      9,563
<LOANS-PAST>                                     4,798
<LOANS-TROUBLED>                                   557
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                77,683
<CHARGE-OFFS>                                    7,028
<RECOVERIES>                                     2,166
<ALLOWANCE-CLOSE>                               75,333
<ALLOWANCE-DOMESTIC>                            75,333
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0