COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

12 Months Ended

Dec. 31, 2012

Summary of Commitments to Extend Credit and Standby Letters of Credit

A summary of the Company’s commitments is as follows:

	December 31,
	2012		2011
	(Dollars in Thousands)
Commitments to extend credit	$	180,733	$	132,700
Financial standby letters of credit		6,788		8,074
	$	187,521	$	140,774