Exhibit 12.1

Statement Regarding Computation of Ratios of Earnings to Fixed Charges and Preferred Stock Dividends

	Year Ended December 31,
	2016		2015		2014		2013		2012
EARNINGS
Pre-tax income from continuing operations		105,246		56,744		56,205		29,303		21,720
Fixed charges		21,256		15,879		15,436		10,756		15,653
Amortization of capitalized interest		—		—		—		—		—
Capitalized interest		—		—		—		—		—
Total earnings		126,502		72,623		71,641		40,059		37,373
Less: Interest on deposits		12,410		9,752		9,488		8,400		13,327
Total earnings exc. deposit int.		114,092		62,871		62,153		31,659		24,046
FIXED CHARGES
Interest expensed		19,694		14,856		14,680		10,137		15,074
Interest capitalized		—		—		—		—		—
Interest included in rental expense		1,562		1,023		756		619		579
Total fixed charges		21,256		15,879		15,436		10,756		15,653
Less: Interest on deposits		12,410		9,752		9,488		8,400		13,327
Total fixed charges exc. deposit int.		8,846		6,127		5,948		2,356		2,326
FIXED CHARGES AND PREFERRED STOCK DIVIDENDS
Interest expensed		19,694		14,856		14,680		10,137		15,074
Interest capitalized		—		—		—		—		—
Interest included in rental expense		1,562		1,023		756		619		579
Preferred stock dividends (pre-tax equivalent)		—		—		286		1,738		3,577
Total fixed charges and preferred stock dividends		21,256		15,879		15,722		12,494		19,230
Less: Interest on deposits		12,410		9,752		9,488		8,400		13,327
Total fixed charges and preferred dividends exc. deposit int.		8,846		6,127		6,234		4,094		5,903
RATIO OF EARNINGS TO FIXED CHARGES
Including interest on deposits		5.95		4.57		4.64		3.72		2.39
Excluding interest on deposits		12.90		10.26		10.45		13.44		10.34
RATIO OF EARNINGS TO COMBINED FIXED CHARGES AND PREFERRED STOCK DIVIDENDS
Including interest on deposits		5.95		4.57		4.56		3.21		1.94
Excluding interest on deposits		12.90		10.26		9.97		7.73		4.07