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SEGMENT REPORTING
 12 Months Ended
Dec. 31, 2021
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
The following table presents selected financial information with respect to the Company’s reportable business segments for the years ended December 31, 2021, 2020 and 2019.
Year Ended
December 31, 2021
(dollars in thousands)Banking DivisionRetail Mortgage DivisionWarehouse Lending DivisionSBA DivisionPremium Finance DivisionTotal
Interest income$449,955 $130,140 $36,784 $56,597 $29,636 $703,112 
Interest expense(7,627)47,422 1,383 5,062 1,545 47,785 
Net interest income457,582 82,718 35,401 51,535 28,091 655,327 
Provision for credit losses(32,866)2,947 (514)(2,921)(2,011)(35,365)
Noninterest income69,664 281,900 4,603 9,360 17 365,544 
Noninterest expense
Salaries and employee benefits157,079 167,796 1,130 4,856 6,915 337,776 
Occupancy and equipment expenses41,065 6,206 3 475 317 48,066 
Data processing and communications expenses39,802 5,551 232 47 344 45,976 
Other expenses84,244 38,295 490 1,594 3,683 128,306 
Total noninterest expense322,190 217,848 1,855 6,972 11,259 560,124 
Income before income tax expense237,922 143,823 38,663 56,844 18,860 496,112 
Income tax expense64,446 30,203 8,120 11,937 4,493 119,199 
Net income$173,476 $113,620 $30,543 $44,907 $14,367 $376,913 
Total assets$17,537,221 $4,231,767 $760,546 $419,040 $909,747 $23,858,321 
Goodwill$948,122 $— $— $— $64,498 $1,012,620 
Other intangible assets, net$114,048 $— $— $— $11,890 $125,938 
Year Ended
December 31, 2020
(dollars in thousands)Banking DivisionRetail Mortgage DivisionWarehouse Lending DivisionSBA DivisionPremium Finance DivisionTotal
Interest income$499,031 $129,951 $26,522 $40,334 $30,665 $726,503 
Interest expense27,800 47,592 2,631 7,244 3,483 88,750 
Net interest income471,231 82,359 23,891 33,090 27,182 637,753 
Provision for credit losses125,136 15,850 2,562 2,719 (887)145,380 
Noninterest income63,165 370,256 3,864 9,200 15 446,500 
Noninterest expense
Salaries and employee benefits160,430 184,765 981 6,893 7,209 360,278 
Occupancy and equipment expenses44,939 6,710 4 391 305 52,349 
Data processing and communications expenses39,040 6,275 270 33 399 46,017 
Other expenses105,965 28,155 176 1,832 3,857 139,985 
Total noninterest expense350,374 225,905 1,431 9,149 11,770 598,629 
Income before income tax expense58,886 210,860 23,762 30,422 16,314 340,244 
Income tax expense19,138 44,286 5,004 6,389 3,439 78,256 
Net income$39,748 $166,574 $18,758 $24,033 $12,875 $261,988 
Total assets$14,250,780 $3,395,811 $922,071 $1,088,611 $781,365 $20,438,638 
Goodwill$863,507 $— $— $— $64,498 $928,005 
Other intangible assets, net$57,129 $— $— $— $14,845 $71,974 
Year Ended
December 31, 2019
(dollars in thousands)Banking DivisionRetail Mortgage DivisionWarehouse Lending DivisionSBA DivisionPremium Finance DivisionTotal
Interest income$478,340 $88,129 $22,370 $12,735 $34,820 $636,394 
Interest expense59,327 43,577 9,753 5,704 12,867 131,228 
Net interest income419,013 44,552 12,617 7,031 21,953 505,166 
Provision for credit losses12,654 3,472 67 544 3,021 19,758 
Noninterest income69,005 118,188 1,999 8,915 6 198,113 
Noninterest expense
Salaries and employee benefits130,134 82,470 934 4,783 5,617 223,938 
Occupancy and equipment expenses35,281 4,666 5 269 375 40,596 
Data processing and communications expenses34,934 2,418 156 32 973 38,513 
Other expenses149,919 12,536 223 1,651 4,561 168,890 
Total noninterest expense350,268 102,090 1,318 6,735 11,526 471,937 
Income before income tax expense125,096 57,178 13,231 8,667 7,412 211,584 
Income tax expense31,609 12,202 2,778 1,820 1,734 50,143 
Net income$93,487 $44,976 $10,453 $6,847 $5,678 $161,441 
Total assets$13,063,461 $3,636,321 $527,527 $267,273 $747,997 $18,242,579 
Goodwill$867,139 $— $— $— $64,498 $931,637 
Other intangible assets, net$73,737 $— $— $— $17,849 $91,586