REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2019

Banking and Thrift [Abstract]

Company's and Bank's Actual Capital Amounts and Ratios

The Company’s and Bank’s actual capital amounts and ratios are presented in the following table.

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2019
Tier 1 Leverage Ratio (tier 1 capital to average assets):
Consolidated	$	1,437,991	8.476	%	$	678,650	4.000	%			—N/A—
Ameris Bank	$	1,649,699	9.733	%	$	677,973	4.000	%	$	847,446	5.00	%
CET1 Ratio (common equity tier 1 capital to risk weighted assets):
Consolidated	$	1,437,991	9.925	%	$	1,014,173	7.000	%			—N/A—
Ameris Bank	$	1,649,699	11.394	%	$	1,013,485	7.000	%	$	941,094	6.50	%
Tier 1 Capital Ratio (tier 1 capital to risk weighted assets):
Consolidated	$	1,437,991	9.925	%	$	1,231,495	8.500	%			—N/A—
Ameris Bank	$	1,649,699	11.394	%	$	1,230,661	8.500	%	$	1,158,269	8.00	%
Total Capital Ratio (total capital to risk weighted assets):
Consolidated	$	1,874,817	12.940	%	$	1,521,259	10.500	%			—N/A—
Ameris Bank	$	1,763,965	12.183	%	$	1,520,228	10.500	%	$	1,447,836	10.00	%
As of December 31, 2018
Tier 1 Leverage Ratio (tier 1 capital to average assets):
Consolidated	$	984,620	9.166	%	$	429,690	4.000	%			—N/A—
Ameris Bank	$	1,127,926	10.506	%	$	429,428	4.000	%	$	536,785	5.00	%
CET1 Ratio (common equity tier 1 capital to risk weighted assets):
Consolidated	$	895,433	10.070	%	$	566,859	6.375	%			—N/A—
Ameris Bank	$	1,127,926	12.716	%	$	565,486	6.375	%	$	576,573	6.50	%
Tier 1 Capital Ratio (tier 1 capital to risk weighted assets):
Consolidated	$	984,620	11.073	%	$	700,237	7.875	%			—N/A—
Ameris Bank	$	1,127,926	12.716	%	$	698,541	7.875	%	$	709,629	8.00	%
Total Capital Ratio (total capital to risk weighted assets):
Consolidated	$	1,087,364	12.229	%	$	878,075	9.875	%			—N/A—
Ameris Bank	$	1,156,745	13.041	%	$	875,948	9.875	%	$	887,036	10.00	%