EX-23 3 k77936exv23.txt CONSENT OF INDEPENDENT ACCOUNTANT EXHIBIT 23 CONSENT OF INDEPENDENT AUDITORS We consent to the incorporation by reference in the Registration Statement (Form S-8 No. 333-09455 dated August 2, 1996) pertaining to the Citizens Banking Corporation Amended and Restated Section 401(k) Plan of our report dated June 20, 2003, with respect to the financial statements and schedule of Citizens Banking Corporation included in the annual report (Form 11-K) for the year ended December 31, 2002. /s/ Ernst & Young Detroit, Michigan June 20, 2003