Exhibit 21
(Form 10-K)

SUBSIDIARIES OF
CITIZENS REPUBLIC BANCORP, INC.

				Jurisdiction or
	Ownership			Incorporation of
Subsidiaries	Percentage			Organization
Citizens Bank		100	%	Michigan
CB Financial Services, Inc.		100	%	Michigan
F&M Bank—Iowa		100	%	Iowa
Security Banc Services Group, Inc.		100	%	Iowa
Citizens Bank Wealth Management, N.A.		100	%	National Association
Citizens Funding Trust I		100	%	Delaware

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