Advances and Other Assets

12 Months Ended

Dec. 31, 2012

Other Assets [Abstract]

Advances and Other Assets

Note 2 - Advances and Other Assets

Advances and other assets consists of the following:

	December 31,
	2012			2011
Signing bonuses to independent sales agents, amortized on a straight-line basis over the life of the underlyingcontracts from three to ten years	$	2,320,000		$	1,914,000
Non-interest bearing advances to independent salesagents repayable at the end of the underlying contracts at various dates through 2018		400,000			425,000
Loans to independent sales agents bearing interest at prime and prime plus 1%, repayable at various dates through 2021.		2,482,000			2,031,000
Sales-type leases with original terms of 48 months, through 2016, net of unearned income of $374,000 at December 31, 2012.		2,191,000			672,000
Due from independent sales agents and employees consisting of non-interest bearing loans, agent chargebacks, and advanced commissions expected to be earned / repaid through 2021		2,393,000			1,298,000
		9,786,000			6,340,000
Less: allowance for uncollectible loans and advances		(350,000	)		(200,000	)
		9,436,000			6,140,000
Less: current portion		(3,666,000	)		(1,589,000	)
	$	5,770,000		$	4,551,000

Advances and other assets are expected to be earned / repaid as follows:

2013	$	3,666,000
2014		1,279,000
2015		1,264,000
2016		922,000
2017 and beyond		2,305,000
	$	9,436,000