XML 56 R38.htm IDEA: XBRL DOCUMENT v3.23.1
Loans, Credit Risk Profile Based on Rating Category and Payment Activity and on Performing and Nonperforming Status, Segregated by Class (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Dec. 31, 2022
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
Total $ 3,777,359   $ 3,709,290
Current Period Gross Charge-Offs [Abstract]      
Total 1,765 $ 1,320 5,346
Consumer mortgage loans secured by real estate properties for which formal foreclosure proceedings are in process 3,200   3,300
Commercial [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 94,442   542,228
2022/2021 498,820   407,322
2021/2020 397,474   197,470
2020/2019 191,967   160,246
2019/2018 145,687   78,649
Prior 338,372   280,907
Revolving Loans 210,338   202,036
Total 1,877,100   1,868,858
Current Period Gross Charge-Offs [Abstract]      
2023 156    
2022 20    
2021 0    
2020 0    
2019 0    
Prior 11    
Revolving loan 0    
Total 187    
Commercial [Member] | Pass [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 91,279   519,154
2022/2021 475,317   378,826
2021/2020 362,300   171,938
2020/2019 168,276   149,565
2019/2018 129,814   70,102
Prior 285,383   233,022
Revolving Loans 201,985   192,516
Total $ 1,714,354   1,715,123
Commercial [Member] | Pass [Member] | Minimum [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
Review period for loans 12 months    
Commercial [Member] | Pass [Member] | Maximum [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
Review period for loans 18 months    
Commercial [Member] | Watch [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 $ 1,842   14,348
2022/2021 12,456   16,052
2021/2020 15,965   17,892
2020/2019 17,317   6,696
2019/2018 11,926   4,257
Prior 33,558   31,372
Revolving Loans 7,513   8,484
Total 100,577   99,101
Commercial [Member] | OAEM [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   49
2022/2021 2,565   0
2021/2020 7,038   0
2020/2019 0   39
2019/2018 181   0
Prior 2,343   2,046
Revolving Loans 94   59
Total 12,221   2,193
Commercial [Member] | Substandard [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 1,321   8,211
2022/2021 8,016   12,315
2021/2020 12,042   7,640
2020/2019 6,374   3,837
2019/2018 3,657   4,290
Prior 16,784   14,162
Revolving Loans 746   977
Total 48,940   51,432
Commercial [Member] | Doubtful [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   466
2022/2021 466   129
2021/2020 129   0
2020/2019 0   109
2019/2018 109   0
Prior 304   305
Revolving Loans 0   0
Total 1,008   1,009
Commercial [Member] | Hotel/Motel [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 11,245   153,183
2022/2021 151,909   44,998
2021/2020 44,689   23,265
2020/2019 23,041   57,781
2019/2018 51,303   13,178
Prior 63,144   50,690
Revolving Loans 3,545   545
Total 348,876   343,640
Current Period Gross Charge-Offs [Abstract]      
Total (0) 216 216
Commercial [Member] | Hotel/Motel [Member] | Pass [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 10,397   145,262
2022/2021 144,932   36,002
2021/2020 28,671   17,742
2020/2019 17,556   54,328
2019/2018 47,870   13,178
Prior 47,835   35,179
Revolving Loans 3,545   545
Total 300,806   302,236
Commercial [Member] | Hotel/Motel [Member] | Watch [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 848   7,921
2022/2021 6,977   8,996
2021/2020 8,980   5,523
2020/2019 5,485   3,453
2019/2018 3,433   0
Prior 13,376   13,555
Revolving Loans 0   0
Total 39,099   39,448
Commercial [Member] | Hotel/Motel [Member] | OAEM [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 7,038   0
2020/2019 0   0
2019/2018 0   0
Prior 1,933   1,956
Revolving Loans 0   0
Total 8,971   1,956
Commercial [Member] | Hotel/Motel [Member] | Substandard [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 0   0
Revolving Loans 0   0
Total 0   0
Commercial [Member] | Hotel/Motel [Member] | Doubtful [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 0   0
Revolving Loans 0   0
Total 0   0
Commercial [Member] | Commercial Real Estate Residential [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 35,495   121,482
2022/2021 111,603   116,150
2021/2020 111,626   41,976
2020/2019 39,297   16,700
2019/2018 14,433   16,267
Prior 58,955   45,861
Revolving Loans 13,919   14,478
Total 385,328   372,914
Current Period Gross Charge-Offs [Abstract]      
Total (0) 31 92
Commercial [Member] | Commercial Real Estate Residential [Member] | Pass [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 35,101   119,826
2022/2021 109,784   110,963
2021/2020 106,509   38,423
2020/2019 36,768   15,467
2019/2018 13,441   10,492
Prior 44,088   36,307
Revolving Loans 13,828   14,297
Total 359,519   345,775
Commercial [Member] | Commercial Real Estate Residential [Member] | Watch [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 315   1,474
2022/2021 1,163   898
2021/2020 756   1,675
2020/2019 1,575   848
2019/2018 632   2,136
Prior 8,446   7,015
Revolving Loans 63   152
Total 12,950   14,198
Commercial [Member] | Commercial Real Estate Residential [Member] | OAEM [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   39
2019/2018 181   0
Prior 326   0
Revolving Loans 28   29
Total 535   68
Commercial [Member] | Commercial Real Estate Residential [Member] | Substandard [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 79   182
2022/2021 656   4,289
2021/2020 4,361   1,878
2020/2019 954   346
2019/2018 179   3,639
Prior 6,095   2,539
Revolving Loans 0   0
Total 12,324   12,873
Commercial [Member] | Commercial Real Estate Residential [Member] | Doubtful [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 0   0
Revolving Loans 0   0
Total 0   0
Commercial [Member] | Commercial Real Estate Nonresidential [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 24,576   180,509
2022/2021 163,901   179,613
2021/2020 178,289   95,899
2020/2019 96,149   76,161
2019/2018 72,290   46,569
Prior 190,457   158,857
Revolving Loans 24,836   24,741
Total 750,498   762,349
Current Period Gross Charge-Offs [Abstract]      
Total (0) (0) 46
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Pass [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 23,413   175,220
2022/2021 156,272   171,311
2021/2020 170,048   80,932
2020/2019 81,516   70,848
2019/2018 61,444   44,099
Prior 169,219   137,575
Revolving Loans 23,175   23,166
Total 685,087   703,151
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Watch [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 307   3,331
2022/2021 3,139   5,765
2021/2020 5,703   10,090
2020/2019 10,036   2,178
2019/2018 7,684   1,962
Prior 10,851   10,022
Revolving Loans 1,661   1,550
Total 39,381   34,898
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | OAEM [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   19
2022/2021 2,535   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 84   90
Revolving Loans 0   0
Total 2,619   109
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Substandard [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 856   1,939
2022/2021 1,955   2,537
2021/2020 2,538   4,877
2020/2019 4,597   3,135
2019/2018 3,162   508
Prior 9,999   10,865
Revolving Loans 0   25
Total 23,107   23,886
Commercial [Member] | Commercial Real Estate Nonresidential [Member] | Doubtful [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 304   305
Revolving Loans 0   0
Total 304   305
Commercial [Member] | Dealer Floorplans [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 0   0
Revolving Loans 75,443   77,533
Total 75,443   77,533
Current Period Gross Charge-Offs [Abstract]      
Total (0) (0) (0)
Commercial [Member] | Dealer Floorplans [Member] | Pass [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 0   0
Revolving Loans 75,443   77,153
Total 75,443   77,153
Commercial [Member] | Dealer Floorplans [Member] | Watch [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 0   0
Revolving Loans 0   380
Total 0   380
Commercial [Member] | Dealer Floorplans [Member] | OAEM [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 0   0
Revolving Loans 0   0
Total 0   0
Commercial [Member] | Dealer Floorplans [Member] | Substandard [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 0   0
Revolving Loans 0   0
Total 0   0
Commercial [Member] | Dealer Floorplans [Member] | Doubtful [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 0   0
Revolving Loans 0   0
Total 0   0
Commercial [Member] | Commercial Other [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 23,126   87,054
2022/2021 71,407   66,561
2021/2020 62,870   36,330
2020/2019 33,480   9,604
2019/2018 7,661   2,635
Prior 25,816   25,499
Revolving Loans 92,595   84,739
Total 316,955   312,422
Current Period Gross Charge-Offs [Abstract]      
2023 156    
2022 20    
2021 0    
2020 0    
2019 0    
Prior 11    
Revolving loan 0    
Total 187    
Commercial [Member] | Commercial Other [Member] | Pass [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 22,368   78,846
2022/2021 64,329   60,550
2021/2020 57,072   34,841
2020/2019 32,436   8,922
2019/2018 7,059   2,333
Prior 24,241   23,961
Revolving Loans 85,994   77,355
Total 293,499   286,808
Commercial [Member] | Commercial Other [Member] | Watch [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 372   1,622
2022/2021 1,177   393
2021/2020 526   604
2020/2019 221   217
2019/2018 177   159
Prior 885   780
Revolving Loans 5,789   6,402
Total 9,147   10,177
Commercial [Member] | Commercial Other [Member] | OAEM [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   30
2022/2021 30   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 0   0
Revolving Loans 66   30
Total 96   60
Commercial [Member] | Commercial Other [Member] | Substandard [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 386   6,090
2022/2021 5,405   5,489
2021/2020 5,143   885
2020/2019 823   356
2019/2018 316   143
Prior 690   758
Revolving Loans 746   952
Total 13,509   14,673
Commercial [Member] | Commercial Other [Member] | Doubtful [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   466
2022/2021 466   129
2021/2020 129   0
2020/2019 0   109
2019/2018 109   0
Prior 0   0
Revolving Loans 0   0
Total 704   704
Residential [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 34,180   176,736
2022/2021 182,233   177,751
2021/2020 173,379   132,893
2020/2019 129,393   63,206
2019/2018 62,242   30,895
Prior 275,267   254,212
Revolving Loans 113,837   109,843
Total 970,531   945,536
Current Period Gross Charge-Offs [Abstract]      
2023 0    
2022 0    
2021 0    
2020 0    
2019 0    
Prior 40    
Revolving loan 0    
Total 40    
Residential [Member] | Performing [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 34,180   176,736
2022/2021 182,233   177,469
2021/2020 173,212   132,795
2020/2019 129,393   62,415
2019/2018 61,486   30,473
Prior 268,167   246,305
Revolving Loans 113,595   109,567
Total 962,266   935,760
Residential [Member] | Nonperforming [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   282
2021/2020 167   98
2020/2019 0   791
2019/2018 756   422
Prior 7,100   7,907
Revolving Loans 242   276
Total 8,265   9,776
Residential [Member] | Real Estate Mortgage [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 34,180   176,736
2022/2021 182,233   177,751
2021/2020 173,379   132,893
2020/2019 129,393   63,206
2019/2018 62,242   30,895
Prior 265,008   243,515
Revolving Loans 0   0
Total 846,435   824,996
Current Period Gross Charge-Offs [Abstract]      
2023 0    
2022 0    
2021 0    
2020 0    
2019 0    
Prior 40    
Revolving loan 0    
Total 40    
Residential [Member] | Real Estate Mortgage [Member] | Performing [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 34,180   176,736
2022/2021 182,233   177,469
2021/2020 173,212   132,795
2020/2019 129,393   62,415
2019/2018 61,486   30,473
Prior 258,399   236,110
Revolving Loans 0   0
Total 838,903   815,998
Residential [Member] | Real Estate Mortgage [Member] | Nonperforming [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   282
2021/2020 167   98
2020/2019 0   791
2019/2018 756   422
Prior 6,609   7,405
Revolving Loans 0   0
Total 7,532   8,998
Residential [Member] | Home Equity Lines [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 10,259   10,697
Revolving Loans 113,837   109,843
Total 124,096   120,540
Current Period Gross Charge-Offs [Abstract]      
Total (0) 19 37
Residential [Member] | Home Equity Lines [Member] | Performing [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 9,768   10,195
Revolving Loans 113,595   109,567
Total 123,363   119,762
Residential [Member] | Home Equity Lines [Member] | Nonperforming [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   0
2022/2021 0   0
2021/2020 0   0
2020/2019 0   0
2019/2018 0   0
Prior 491   502
Revolving Loans 242   276
Total 733   778
Consumer [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 130,859   433,408
2022/2021 392,006   210,789
2021/2020 189,704   140,289
2020/2019 124,137   56,944
2019/2018 49,296   33,014
Prior 43,726   20,452
Revolving Loans 0   0
Total 929,728   894,896
Current Period Gross Charge-Offs [Abstract]      
2023 0    
2022 605    
2021 651    
2020 182    
2019 56    
Prior 44    
Revolving loan 0    
Total 1,538    
Consumer [Member] | Performing [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 130,859   433,318
2022/2021 391,962   210,527
2021/2020 189,636   140,188
2020/2019 124,116   56,914
2019/2018 49,289   33,013
Prior 43,706   20,430
Revolving Loans 0   0
Total 929,568   894,390
Consumer [Member] | Nonperforming [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   90
2022/2021 44   262
2021/2020 68   101
2020/2019 21   30
2019/2018 7   1
Prior 20   22
Revolving Loans 0   0
Total 160   506
Consumer [Member] | Consumer Direct [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 18,047   62,264
2022/2021 53,605   42,025
2021/2020 37,333   23,926
2020/2019 21,420   11,166
2019/2018 9,991   6,766
Prior 16,762   11,357
Revolving Loans 0   0
Total 157,158   157,504
Current Period Gross Charge-Offs [Abstract]      
2023 0    
2022 80    
2021 34    
2020 29    
2019 12    
Prior 1    
Revolving loan 0    
Total 156 170 609
Consumer [Member] | Consumer Direct [Member] | Performing [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 18,047   62,239
2022/2021 53,577   42,014
2021/2020 37,333   23,921
2020/2019 21,420   11,166
2019/2018 9,991   6,766
Prior 16,762   11,357
Revolving Loans 0   0
Total 157,130   157,463
Consumer [Member] | Consumer Direct [Member] | Nonperforming [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   25
2022/2021 28   11
2021/2020 0   5
2020/2019 0   0
2019/2018 0   0
Prior 0   0
Revolving Loans 0   0
Total 28   41
Consumer [Member] | Consumer Indirect [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 112,812   371,144
2022/2021 338,401   168,764
2021/2020 152,371   116,363
2020/2019 102,717   45,778
2019/2018 39,305   26,248
Prior 26,964   9,095
Revolving Loans 0   0
Total 772,570   737,392
Current Period Gross Charge-Offs [Abstract]      
2023 0    
2022 525    
2021 617    
2020 153    
2019 44    
Prior 43    
Revolving loan 0    
Total 1,382 $ 634 3,041
Consumer [Member] | Consumer Indirect [Member] | Performing [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 112,812   371,079
2022/2021 338,385   168,513
2021/2020 152,303   116,267
2020/2019 102,696   45,748
2019/2018 39,298   26,247
Prior 26,944   9,073
Revolving Loans 0   0
Total 772,438   736,927
Consumer [Member] | Consumer Indirect [Member] | Nonperforming [Member]      
Credit Risk Profile of Loan Portfolio Segregated by Class of Loans and Origination Year [Abstract]      
2023/2022 0   65
2022/2021 16   251
2021/2020 68   96
2020/2019 21   30
2019/2018 7   1
Prior 20   22
Revolving Loans 0   0
Total $ 132   $ 465