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Mortgage Banking and Servicing Rights (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Mortgage Banking and Servicing Rights [Abstract]      
Net gain on sale of mortgage loans held for sale $ 7,226 $ 1,746 $ 1,288
Net loan servicing income (expense) [Abstract]      
Servicing fees 1,515 1,297 1,275
Late fees 52 72 73
Ancillary fees 1,310 190 282
Fair value adjustments (1,064) (975) (343)
Net loan servicing income 1,813 584 1,287
Mortgage banking income 9,039 2,330 2,575
Loan service for benefit of others 650,000 486,000 462,000
Custodial escrow balance 2,000 1,400 1,000
Activity for capitalized mortgage servicing rights using fair value method [Roll Forward]      
Fair value of MSRs, beginning of year 3,263 3,607 3,484
New servicing assets created 1,869 631 466
Change in fair value during the year due to:      
Time decay [1] (135) (167) (189)
Payoffs [2] (766) (293) (227)
Changes in valuation inputs or assumptions [3] (163) (515) 73
Fair value of MSRs, end of year $ 4,068 $ 3,263 $ 3,607
Discount rate of servicing assets and servicing liabilities 10.10% 10.10% 10.10%
Weighted average default rates 1.67% 2.69% 2.57%
Prepayment speeds generated using Andrew Davidson Prepayment Model 15.70% 11.70% 9.50%
[1] Represents decrease in value due to regularly scheduled loan principal payments and partial loan paydowns.
[2] Represents decrease in value due to loans that paid off during the period.
[3] Represents change in value resulting from market-driven changes in interest rates.