Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2020

Regulatory Matters [Abstract]

Capital Amounts and Ratios

Consolidated Capital Ratios

	Actual					For Capital Adequacy Purposes
(in thousands)	Amount		Ratio			Amount		Ratio
As of December 31, 2020:
CBLR	$	636,672		12.70	%	$	401,158		8.00	%

As of December 31, 2019:
Tier 1 capital (to average assets)	$	601,142	14.01	%	$	171,632	4.00	%
Common equity Tier 1 capital (to risk weighted assets)		545,142	17.18			142,790	4.50
Tier 1 capital (to risk weighted assets)		601,142	18.94			190,436	6.00
Total capital (to risk weighted assets)		636,512	20.05			253,970	8.00

Community Trust Bank, Inc.’s Capital Ratios

Actual

For Capital Adequacy Purposes

To Be Well-Capitalized Under Prompt Corrective Action Provision

(in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

As of December 31, 2020:

CBLR

$

605,606

12.13

%

$

399,303

8.00

%

N/A

N/A

As of December 31, 2019:
Tier 1 capital (to average assets)	$	570,256	13.34	%	$	170,991	4.00	%	$	213,739	5.00	%
Common equity Tier 1 capital (to risk weighted assets)		570,256	18.01			142,485	4.50			205,811	6.50
Tier 1 capital (to risk weighted assets)		570,256	18.01			189,980	6.00			253,306	8.00
Total capital (to risk weighted assets)		605,625	19.12			253,400	8.00			316,749	10.00