Allowance for Loan and Lease Losses (Tables)

6 Months Ended

Jun. 30, 2017

Allowance for Loan and Lease Losses [Abstract]

Activity in Allowance for Loan and Lease Losses

The following tables present the balance in the allowance for loan and lease losses (“ALLL”) and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2017, December 31, 2016 and June 30, 2016:

	Three Months Ended June 30, 2017
(in thousands)	Commercial Construction		Commercial Secured by Real Estate			Equipment Lease Financing			Commercial Other			Real Estate Construction		Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	644	$	14,177		$	40		$	4,736		$	571	$	5,877		$	757		$	1,844		$	7,067		$	35,713
Provision charged to expense		22		1,435			(7	)		599			10		(128	)		(11	)		102			742			2,764
Losses charged off		0		(318	)		0			(417	)		0		(97	)		0			(239	)		(1,118	)		(2,189	)
Recoveries		3		5			0			75			0		10			1			159			592			845
Ending balance	$	669	$	15,299		$	33		$	4,993		$	581	$	5,662		$	747		$	1,866		$	7,283		$	37,133
Ending balance:
Individually evaluated for impairment	$	25	$	1,227		$	0		$	67		$	0	$	0		$	0		$	0		$	0		$	1,319
Collectively evaluated for impairment	$	644	$	14,072		$	33		$	4,926		$	581	$	5,662		$	747		$	1,866		$	7,283		$	35,814
Loans
Ending balance:
Individually evaluated for impairment	$	4,860	$	32,240		$	130		$	10,850		$	846	$	1,803		$	0		$	0		$	0		$	50,729
Collectively evaluated for impairment	$	67,194	$	1,146,989		$	4,773		$	341,323		$	57,720	$	706,664		$	93,721		$	135,228		$	483,001		$	3,036,613

	Six Months Ended June 30, 2017
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing			Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	884		$	14,191		$	42		$	4,656		$	629		$	6,027		$	774		$	1,885		$	6,845		$	35,933
Provision charged to expense		(220	)		1,624			(9	)		1,019			(48	)		(275	)		(27	)		196			1,733			3,993
Losses charged off		(4	)		(528	)		0			(836	)		0			(164	)		(3	)		(509	)		(2,636	)		(4,680	)
Recoveries		9			12			0			154			0			74			3			294			1,341			1,887
Ending balance	$	669		$	15,299		$	33		$	4,993		$	581		$	5,662		$	747		$	1,866		$	7,283		$	37,133
Ending balance:
Individually evaluated for impairment	$	25		$	1,227		$	0		$	67		$	0		$	0		$	0		$	0		$	0		$	1,319
Collectively evaluated for impairment	$	644		$	14,072		$	33		$	4,926		$	581		$	5,662		$	747		$	1,866		$	7,283		$	35,814
Loans
Ending balance:
Individually evaluated for impairment	$	4,860		$	32,240		$	130		$	10,850		$	846		$	1,803		$	0		$	0		$	0		$	50,729
Collectively evaluated for impairment	$	67,194		$	1,146,989		$	4,773		$	341,323		$	57,720		$	706,664		$	93,721		$	135,228		$	483,001		$	3,036,613

	Three Months Ended June 30, 2016
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing		Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	1,983		$	14,798		$	70	$	4,247		$	548		$	6,497		$	824		$	1,603		$	5,759		$	36,329
Provision charged to expense		(534	)		664			24		643			132			16			4			316			608			1,873
Losses charged off		(16	)		(1,029	)		0		(621	)		(123	)		(171	)		(11	)		(393	)		(938	)		(3,302	)
Recoveries		4			5			0		161			1			30			2			108			486			797
Ending balance	$	1,437		$	14,438		$	94	$	4,430		$	558		$	6,372		$	819		$	1,634		$	5,915		$	35,697
Ending balance:
Individually evaluated for impairment	$	287		$	720		$	0	$	330		$	0		$	0		$	0		$	0		$	0		$	1,337
Collectively evaluated for impairment	$	1,150		$	13,718		$	94	$	4,100		$	558		$	6,372		$	819		$	1,634		$	5,915		$	34,360
Loans
Ending balance:
Individually evaluated for impairment	$	6,662		$	32,848		$	0	$	11,998		$	0		$	1,761		$	0		$	0		$	0		$	53,269
Collectively evaluated for impairment	$	62,351		$	1,046,481		$	7,353	$	354,975		$	58,973		$	706,699		$	89,185		$	129,291		$	422,808		$	2,878,116

	Six Months Ended June 30, 2016
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing		Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	2,199		$	14,434		$	79	$	4,225		$	550		$	6,678		$	839		$	1,594		$	5,496		$	36,094
Provision charged to expense		(754	)		1,140			15		972			136			110			(4	)		498			1,525			3,638
Losses charged off		(16	)		(1,186	)		0		(1,045	)		(131	)		(483	)		(21	)		(689	)		(2,196	)		(5,767	)
Recoveries		8			50			0		278			3			67			5			231			1,090			1,732
Ending balance	$	1,437		$	14,438		$	94	$	4,430		$	558		$	6,372		$	819		$	1,634		$	5,915		$	35,697
Ending balance:
Individually evaluated for impairment	$	287		$	720		$	0	$	330		$	0		$	0		$	0		$	0		$	0		$	1,337
Collectively evaluated for impairment	$	1,150		$	13,718		$	94	$	4,100		$	558		$	6,372		$	819		$	1,634		$	5,915		$	34,360
Loans
Ending balance:
Individually evaluated for impairment	$	6,662		$	32,848		$	0	$	11,998		$	0		$	1,761		$	0		$	0		$	0		$	53,269
Collectively evaluated for impairment	$	62,351		$	1,046,481		$	7,353	$	354,975		$	58,973		$	706,699		$	89,185		$	129,291		$	422,808		$	2,878,116

	December 31, 2016
(in thousands)	Commercial Construction			Commercial Secured by Real Estate			Equipment Lease Financing			Commercial Other			Real Estate Construction			Real Estate Mortgage			Home Equity			Consumer Direct			Consumer Indirect			Total
Allowance for loan losses
Beginning balance	$	2,199		$	14,434		$	79		$	4,225		$	550		$	6,678		$	839		$	1,594		$	5,496		$	36,094
Provision charged to expense		(1,035	)		1,220			(37	)		2,128			264			291			(20	)		912			4,149			7,872
Losses charged off		(316	)		(1,641	)		0			(2,136	)		(192	)		(1,043	)		(54	)		(1,236	)		(5,050	)		(11,668	)
Recoveries		36			178			0			439			7			101			9			615			2,250			3,635
Ending balance	$	884		$	14,191		$	42		$	4,656		$	629		$	6,027		$	774		$	1,885		$	6,845		$	35,933
Ending balance:
Individually evaluated for impairment	$	213		$	1,035		$	0		$	65		$	0		$	0		$	0		$	0		$	0		$	1,313
Collectively evaluated for impairment	$	671		$	13,156		$	42		$	4,591		$	629		$	6,027		$	774		$	1,885		$	6,845		$	34,620
Loans
Ending balance:
Individually evaluated for impairment	$	5,609		$	33,756		$	0		$	11,354		$	0		$	1,483		$	0		$	0		$	0		$	52,202
Collectively evaluated for impairment	$	61,389		$	1,051,672		$	5,512		$	338,805		$	57,966		$	701,486		$	91,511		$	133,093		$	444,735		$	2,886,169